Compare Farnam, NE Car Insurance Rates (2021)

Car insurance in Farnam, NE averages $292 a month. Farnam, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Farnam car insurance rates, compare quotes from the top car insurance companies in Farnam, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Farnam is American Family
  • Average car insurance rates in Farnam, NE are $3,501/year
  • Average car insurance rates in Farnam, NE after a DUI are $4,051/year

If you need to buy Farnam, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Farnam, NE is right here.

You’ll find Farnam car insurance rates, the cheapest Farnam, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Farnam, Nebraska car insurance rates to North Platte car insurance rates, Columbus car insurance rates, and Omaha car insurance rates.

Ready to find affordable Farnam, NE car insurance today? Enter your ZIP code for fast, free Farnam car insurance quotes.

Cheapest Farnam, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Farnam, NE car insurance rates? Every Farnam, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Farnam, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,275 $2,127 $2,146 $6,742 $7,125 $2,687 $2,739
American Family $1,751 $1,751 $1,591 $1,591 $2,895 $4,225 $1,713 $1,849
Farmers $2,518 $2,515 $2,264 $2,369 $9,089 $9,392 $2,843 $2,997
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,398 $3,693 $2,681 $3,264 $14,081 $15,826 $3,585 $3,979
Nationwide $1,765 $1,828 $1,578 $1,695 $3,926 $4,919 $2,015 $2,185
Progressive $2,470 $2,417 $2,023 $2,090 $8,781 $9,957 $2,966 $3,170
State Farm $1,451 $1,451 $1,272 $1,272 $3,925 $5,005 $1,602 $1,815
USAA $1,492 $1,493 $1,349 $1,399 $4,593 $5,524 $1,943 $2,178

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Minimum Car Insurance in Farnam, NE

Every driver must carry the minimum car insurance in Farnam, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Farnam, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Farnam, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Farnam, NE. Compare credit history car insurance rates in Farnam from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Farnam, Nebraska

Insurance Company Poor Fair Good
Allstate $4,378 $3,331 $2,879
American Family $2,902 $1,990 $1,620
Farmers $4,884 $4,026 $3,836
GEICO $4,349 $3,775 $3,290
Liberty Mutual $9,129 $5,490 $4,321
Nationwide $2,999 $2,374 $2,093
Progressive $4,901 $4,067 $3,735
State Farm $3,230 $1,938 $1,505
USAA $3,336 $2,248 $1,904

Cheapest Farnam, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Farnam, NE to rates for a clean record with top companies.

Annual Farnam, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,062 $3,456 $4,172 $3,425
American Family $2,125 $2,309 $2,125 $2,125
Farmers $3,608 $4,593 $4,480 $4,312
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,427 $6,366 $6,922 $6,538
Nationwide $1,756 $2,548 $3,656 $1,996
Progressive $3,612 $5,237 $4,034 $4,053
State Farm $2,067 $2,381 $2,224 $2,224
USAA $1,896 $2,381 $3,560 $2,148

Cheapest Farnam, NE Car Insurance for Teen Drivers

Teen car insurance in Farnam, NE can be expensive. Take a look at rates from the top car insurance companies in Farnam for teenagers.

Annual Car Insurance Rates for Teen Drivers in Farnam, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,125
American Family $2,895 $4,225
Farmers $9,089 $9,392
GEICO $6,043 $7,918
Liberty Mutual $14,081 $15,826
Nationwide $3,926 $4,919
Progressive $8,781 $9,957
State Farm $3,925 $5,005
USAA $4,593 $5,524

Cheapest Farnam, NE Car Insurance for Seniors

Take a look at Farnam, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Farnam, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,146
American Family $1,591 $1,591
Farmers $2,264 $2,369
GEICO $2,841 $2,734
Liberty Mutual $2,681 $3,264
Nationwide $1,578 $1,695
Progressive $2,023 $2,090
State Farm $1,272 $1,272
USAA $1,349 $1,399

Cheapest Farnam, NE Car Insurance Rates After a DUI

A DUI in Farnam, NE increases car insurance rates. Compare Farnam, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Farnam, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,172
American Family $2,125
Farmers $4,480
GEICO $5,286
Liberty Mutual $6,922
Nationwide $3,656
Progressive $4,034
State Farm $2,224
USAA $3,560

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Cheapest Farnam, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Farnam, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Farnam, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,529 $3,529
American Family $2,153 $2,189
Farmers $4,248 $4,248
GEICO $3,746 $3,863
Liberty Mutual $6,313 $6,313
Nationwide $2,489 $2,489
Progressive $4,234 $4,234
State Farm $2,167 $2,281
USAA $2,467 $2,526

The Best Cheap Car Insurance Companies in Farnam, NE

Take a look at a side-by-side comparison of the top car insurance companies in Farnam, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Farnam, Nebraska

Insurance Company Average Annual Rates
Allstate $3,529
American Family $2,171
Farmers $4,248
GEICO $3,805
Liberty Mutual $6,313
Nationwide $2,489
Progressive $4,234
State Farm $2,224
USAA $2,496

Category Winners: Cheapest Car Insurance in Farnam, Nebraska

Find the cheapest car insurance companies in Farnam, NE for each category right here.

Best Annual Car Insurance Rates by Company in Farnam, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Farnam, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Farnam car insurance rates. Find the cheapest Farnam, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Farnam, Nebraska

Insurance Company Low Medium High
Allstate $3,444 $3,522 $3,621
American Family $2,156 $2,235 $2,121
Farmers $4,100 $4,198 $4,447
GEICO $3,714 $3,801 $3,899
Liberty Mutual $6,155 $6,283 $6,501
Nationwide $2,541 $2,476 $2,450
Progressive $4,061 $4,225 $4,417
State Farm $2,137 $2,220 $2,315
USAA $2,423 $2,493 $2,573

What affects car insurance rates in Farnam, Nebraska?

What factors can have an impact on Farnam, NE car insurance? There are several reasons why Farnam car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Farnam, Nebraska.

Commute Time in Farnam

The more time you spend in your car the higher the risk of an accident. The average commute length in Farnam, NE is 34.2 minutes according to City-Data.

Compare Car Insurance Quotes in Farnam, NE

Ready to find affordable Farnam, Nebraska car insurance today? Enter your ZIP code for fast, free Farnam, NE car insurance quotes.

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