Compare Fay, OK Car Insurance Rates (2021)

Car insurance in Fay, OK averages $340 a month. Fay, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fay car insurance rates, compare quotes from the top car insurance companies in Fay, OK.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Fay for teen drivers is State Farm
  • Average car insurance rates in Fay, OK after a DUI are $4,584/year
  • The cheapest car insurance company in Fay is State Farm

If you need to buy Fay, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Fay, OK is right here.

You’ll find Fay car insurance rates, the cheapest Fay, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Fay, Oklahoma car insurance rates to Tulsa car insurance rates, Enid car insurance rates, and Norman car insurance rates.

Ready to find affordable Fay, OK car insurance today? Enter your ZIP code for fast, free Fay car insurance quotes.

Cheapest Fay, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fay, OK car insurance rates? Every Fay, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fay, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,366 $2,157 $2,269 $7,239 $8,484 $2,550 $2,695
Farmers $2,498 $2,494 $2,246 $2,357 $9,153 $9,441 $2,822 $2,970
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,488 $4,744 $3,935 $4,282 $12,084 $13,259 $4,676 $4,856
Progressive $2,819 $2,688 $2,317 $2,453 $11,068 $12,420 $3,300 $3,462
State Farm $1,815 $1,815 $1,588 $1,588 $4,370 $5,529 $1,898 $2,125
USAA $1,863 $1,876 $1,775 $1,807 $5,951 $6,668 $2,410 $2,663

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fay, OK

Every driver must carry the minimum car insurance in Fay, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Fay, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fay, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fay, OK. Compare credit history car insurance rates in Fay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fay, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,655 $3,526 $3,111
Farmers $4,887 $4,024 $3,832
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,406 $5,722 $4,494
Progressive $5,761 $4,892 $4,544
State Farm $3,600 $2,311 $1,863
USAA $4,656 $2,632 $2,092

Cheapest Fay, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fay, OK to rates for a clean record with top companies.

Annual Fay, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,237 $3,803 $4,377 $3,639
Farmers $3,602 $4,595 $4,483 $4,310
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,423 $7,348 $8,321 $6,071
Progressive $3,947 $7,321 $4,357 $4,638
State Farm $2,421 $2,761 $2,591 $2,591
USAA $2,309 $3,301 $4,058 $2,839

Cheapest Fay, OK Car Insurance for Teen Drivers

Teen car insurance in Fay, OK can be expensive. Take a look at rates from the top car insurance companies in Fay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fay, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $8,484
Farmers $9,153 $9,441
GEICO $6,078 $6,489
Liberty Mutual $12,084 $13,259
Progressive $11,068 $12,420
State Farm $4,370 $5,529
USAA $5,951 $6,668

Cheapest Fay, OK Car Insurance for Seniors

Take a look at Fay, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fay, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,157 $2,269
Farmers $2,246 $2,357
GEICO $2,260 $2,500
Liberty Mutual $3,935 $4,282
Progressive $2,317 $2,453
State Farm $1,588 $1,588
USAA $1,775 $1,807

Cheapest Fay, OK Car Insurance Rates After a DUI

A DUI in Fay, OK increases car insurance rates. Compare Fay, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fay, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,377
Farmers $4,483
GEICO $3,899
Liberty Mutual $8,321
Progressive $4,357
State Farm $2,591
USAA $4,058

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fay, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fay, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fay, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,764 $3,764
Farmers $4,248 $4,248
GEICO $3,136 $3,262
Liberty Mutual $6,541 $6,541
Progressive $5,066 $5,066
State Farm $2,547 $2,635
USAA $3,089 $3,164

The Best Cheap Car Insurance Companies in Fay, OK

Take a look at a side-by-side comparison of the top car insurance companies in Fay, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fay, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,764
Farmers $4,248
GEICO $3,199
Liberty Mutual $6,541
Progressive $5,066
State Farm $2,591
USAA $3,127

Category Winners: Cheapest Car Insurance in Fay, Oklahoma

Find the cheapest car insurance companies in Fay, OK for each category right here.

Best Annual Car Insurance Rates by Company in Fay, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fay, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fay car insurance rates. Find the cheapest Fay, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fay, Oklahoma

Insurance Company Low Medium High
Allstate $3,533 $3,749 $4,009
Farmers $4,082 $4,203 $4,458
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,235 $6,519 $6,868
Progressive $4,700 $5,033 $5,465
State Farm $2,443 $2,571 $2,759
USAA $3,023 $3,119 $3,238

What affects car insurance rates in Fay, Oklahoma?

What factors can have an impact on Fay, OK car insurance? There are several reasons why Fay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fay, Oklahoma.

Traffic in Fay

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fay, OK traffic data from INRIX ranks Fay as the 799th-most congested in the world.

Compare Car Insurance Quotes in Fay, OK

Ready to find affordable Fay, Oklahoma car insurance today? Enter your ZIP code for fast, free Fay, OK car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption