Compare Fayette City, PA Car Insurance Rates (2021)

Car insurance in Fayette City, PA averages $327 a month. Fayette City, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fayette City car insurance rates, compare quotes from the top car insurance companies in Fayette City, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fayette City for teen drivers is USAA
  • Average car insurance rates in Fayette City, PA after a DUI are $4,289/year
  • The cheapest car insurance company in Fayette City is USAA

If you need to buy Fayette City, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Fayette City, PA is right here.

You’ll find Fayette City car insurance rates, the cheapest Fayette City, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Fayette City, Pennsylvania car insurance rates to Altoona car insurance rates, Pittsburgh car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Fayette City, PA car insurance today? Enter your ZIP code for fast, free Fayette City car insurance quotes.

Cheapest Fayette City, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fayette City, PA car insurance rates? Every Fayette City, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fayette City, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,370 $2,370 $2,185 $2,185 $7,929 $7,929 $2,611 $2,611
GEICO $1,986 $1,719 $1,858 $1,609 $4,937 $4,282 $2,007 $1,737
Liberty Mutual $4,142 $4,142 $3,793 $3,793 $12,121 $12,121 $5,263 $5,263
Nationwide $1,645 $1,645 $1,556 $1,556 $4,568 $4,568 $1,841 $1,841
Progressive $2,681 $2,681 $2,392 $2,392 $8,649 $8,649 $3,428 $3,428
State Farm $1,647 $1,647 $1,449 $1,449 $5,810 $5,810 $1,812 $1,812
Travelers $1,697 $1,697 $1,820 $1,820 $24,490 $24,490 $2,051 $2,051
USAA $1,226 $1,226 $1,106 $1,106 $3,737 $3,737 $1,636 $1,636

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Minimum Car Insurance in Fayette City, PA

Every driver must carry the minimum car insurance in Fayette City, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Fayette City, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fayette City, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fayette City, PA. Compare credit history car insurance rates in Fayette City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fayette City, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,827 $3,596 $2,897
GEICO $3,777 $2,129 $1,645
Liberty Mutual $8,084 $5,793 $5,113
Nationwide $2,823 $2,316 $2,068
Progressive $5,681 $3,984 $3,198
State Farm $3,813 $2,362 $1,864
Travelers $8,190 $7,383 $6,969
USAA $2,414 $1,786 $1,579

Cheapest Fayette City, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fayette City, PA to rates for a clean record with top companies.

Annual Fayette City, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,613 $4,255 $3,613 $3,613
GEICO $1,846 $3,180 $2,480 $2,561
Liberty Mutual $5,775 $6,615 $6,465 $6,465
Nationwide $1,730 $2,317 $3,240 $2,323
Progressive $3,886 $5,372 $3,998 $3,893
State Farm $2,458 $2,902 $2,680 $2,680
Travelers $5,343 $7,583 $9,549 $7,583
USAA $1,547 $2,141 $2,288 $1,729

Cheapest Fayette City, PA Car Insurance for Teen Drivers

Teen car insurance in Fayette City, PA can be expensive. Take a look at rates from the top car insurance companies in Fayette City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fayette City, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,929 $7,929
GEICO $4,937 $4,282
Liberty Mutual $12,121 $12,121
Nationwide $4,568 $4,568
Progressive $8,649 $8,649
State Farm $5,810 $5,810
Travelers $24,490 $24,490
USAA $3,737 $3,737

Cheapest Fayette City, PA Car Insurance for Seniors

Take a look at Fayette City, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fayette City, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,185 $2,185
GEICO $1,858 $1,609
Liberty Mutual $3,793 $3,793
Nationwide $1,556 $1,556
Progressive $2,392 $2,392
State Farm $1,449 $1,449
Travelers $1,820 $1,820
USAA $1,106 $1,106

Cheapest Fayette City, PA Car Insurance Rates After a DUI

A DUI in Fayette City, PA increases car insurance rates. Compare Fayette City, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fayette City, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,613
GEICO $2,480
Liberty Mutual $6,465
Nationwide $3,240
Progressive $3,998
State Farm $2,680
Travelers $9,549
USAA $2,288

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Cheapest Fayette City, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fayette City, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fayette City, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,697 $3,850
GEICO $2,474 $2,559
Liberty Mutual $6,167 $6,492
Nationwide $2,402 $2,402
Progressive $4,287 $4,287
State Farm $2,601 $2,758
Travelers $7,514 $7,514
USAA $1,871 $1,981

The Best Cheap Car Insurance Companies in Fayette City, PA

Take a look at a side-by-side comparison of the top car insurance companies in Fayette City, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fayette City, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,774
GEICO $2,517
Liberty Mutual $6,330
Nationwide $2,402
Progressive $4,287
State Farm $2,680
Travelers $7,514
USAA $1,926

Category Winners: Cheapest Car Insurance in Fayette City, Pennsylvania

Find the cheapest car insurance companies in Fayette City, PA for each category right here.

Best Annual Car Insurance Rates by Company in Fayette City, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fayette City, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fayette City car insurance rates. Find the cheapest Fayette City, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fayette City, Pennsylvania

Insurance Company Low Medium High
Allstate $3,617 $3,795 $3,909
GEICO $2,304 $2,538 $2,708
Liberty Mutual $6,021 $6,376 $6,593
Nationwide $2,425 $2,432 $2,350
Progressive $3,937 $4,320 $4,606
State Farm $2,532 $2,709 $2,798
Travelers $7,602 $7,505 $7,436
USAA $1,788 $1,944 $2,046

What affects car insurance rates in Fayette City, Pennsylvania?

What factors can have an impact on Fayette City, PA car insurance? There are several reasons why Fayette City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fayette City, Pennsylvania.

Commute Time in Fayette City

The more time you spend in your car the higher the risk of an accident. The average commute length in Fayette City, PA is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Fayette City, PA

Ready to find affordable Fayette City, Pennsylvania car insurance today? Enter your ZIP code for fast, free Fayette City, PA car insurance quotes.

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