Compare Fayette, MS Car Insurance Rates (2021)

Car insurance in Fayette, MS averages $342 a month. Fayette, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fayette car insurance rates, compare quotes from the top car insurance companies in Fayette, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fayette is USAA
  • The cheapest car insurance company in Fayette for teen drivers is USAA
  • Average car insurance rates in Fayette, MS are $4,107/year

If you need to buy Fayette, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Fayette, MS is right here.

You’ll find Fayette car insurance rates, the cheapest Fayette, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Fayette, Mississippi car insurance rates to Biloxi car insurance rates, Meridian car insurance rates, and Gulfport car insurance rates.

Ready to find affordable Fayette, MS car insurance today? Enter your ZIP code for fast, free Fayette car insurance quotes.

Cheapest Fayette, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fayette, MS car insurance rates? Every Fayette, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fayette, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,644 $2,527 $2,359 $2,414 $10,578 $11,294 $3,008 $3,085
GEICO $3,737 $3,545 $3,410 $3,169 $8,917 $8,444 $5,995 $3,017
Liberty Mutual $2,951 $3,197 $2,372 $2,663 $10,549 $11,732 $3,135 $3,300
Nationwide $2,504 $2,577 $2,234 $2,376 $5,105 $6,528 $2,850 $3,095
Progressive $2,876 $2,673 $2,351 $2,277 $10,283 $11,527 $2,941 $3,050
State Farm $2,233 $2,233 $1,986 $1,986 $6,336 $7,991 $2,485 $2,815
Travelers $1,895 $1,930 $1,798 $1,800 $8,442 $13,368 $1,985 $2,315
USAA $1,513 $1,501 $1,404 $1,427 $3,749 $4,465 $1,857 $2,055

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Minimum Car Insurance in Fayette, MS

Every driver must carry the minimum car insurance in Fayette, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Fayette, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fayette, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fayette, MS. Compare credit history car insurance rates in Fayette from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fayette, Mississippi

Insurance Company Poor Fair Good
Allstate $5,490 $4,857 $3,869
GEICO $7,582 $4,295 $3,211
Liberty Mutual $7,160 $4,370 $3,433
Nationwide $4,022 $3,251 $2,953
Progressive $5,389 $4,590 $4,263
State Farm $5,070 $3,064 $2,392
Travelers $4,761 $3,879 $3,934
USAA $3,081 $1,996 $1,661

Cheapest Fayette, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fayette, MS to rates for a clean record with top companies.

Annual Fayette, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,005 $4,721 $5,694 $4,536
GEICO $3,081 $4,728 $7,281 $5,027
Liberty Mutual $3,539 $5,648 $5,789 $4,974
Nationwide $2,701 $3,476 $4,454 $3,002
Progressive $4,065 $5,441 $4,706 $4,776
State Farm $3,199 $3,887 $3,474 $3,474
Travelers $3,663 $3,836 $5,266 $4,001
USAA $1,752 $2,237 $3,047 $1,949

Cheapest Fayette, MS Car Insurance for Teen Drivers

Teen car insurance in Fayette, MS can be expensive. Take a look at rates from the top car insurance companies in Fayette for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fayette, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,578 $11,294
GEICO $8,917 $8,444
Liberty Mutual $10,549 $11,732
Nationwide $5,105 $6,528
Progressive $10,283 $11,527
State Farm $6,336 $7,991
Travelers $8,442 $13,368
USAA $3,749 $4,465

Cheapest Fayette, MS Car Insurance for Seniors

Take a look at Fayette, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fayette, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,359 $2,414
GEICO $3,410 $3,169
Liberty Mutual $2,372 $2,663
Nationwide $2,234 $2,376
Progressive $2,351 $2,277
State Farm $1,986 $1,986
Travelers $1,798 $1,800
USAA $1,404 $1,427

Cheapest Fayette, MS Car Insurance Rates After a DUI

A DUI in Fayette, MS increases car insurance rates. Compare Fayette, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fayette, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,694
GEICO $7,281
Liberty Mutual $5,789
Nationwide $4,454
Progressive $4,706
State Farm $3,474
Travelers $5,266
USAA $3,047

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Cheapest Fayette, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fayette, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fayette, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,739 $4,739
GEICO $5,018 $5,041
Liberty Mutual $4,988 $4,988
Nationwide $3,408 $3,408
Progressive $4,747 $4,747
State Farm $3,423 $3,594
Travelers $4,191 $4,191
USAA $2,177 $2,316

The Best Cheap Car Insurance Companies in Fayette, MS

Take a look at a side-by-side comparison of the top car insurance companies in Fayette, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fayette, Mississippi

Insurance Company Average Annual Rates
Allstate $4,739
GEICO $5,029
Liberty Mutual $4,988
Nationwide $3,408
Progressive $4,747
State Farm $3,508
Travelers $4,191
USAA $2,246

Category Winners: Cheapest Car Insurance in Fayette, Mississippi

Find the cheapest car insurance companies in Fayette, MS for each category right here.

Best Annual Car Insurance Rates by Company in Fayette, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fayette, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fayette car insurance rates. Find the cheapest Fayette, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fayette, Mississippi

Insurance Company Low Medium High
Allstate $4,533 $4,735 $4,948
GEICO $4,743 $5,065 $5,280
Liberty Mutual $4,672 $4,965 $5,325
Nationwide $3,235 $3,399 $3,592
Progressive $4,202 $4,813 $5,227
State Farm $3,324 $3,497 $3,704
Travelers $3,979 $4,218 $4,378
USAA $2,108 $2,235 $2,395

What affects car insurance rates in Fayette, Mississippi?

What factors can have an impact on Fayette, MS car insurance? There are several reasons why Fayette car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fayette, Mississippi.

Car Theft in Fayette

High levels of vehicle theft can make car insurance more expensive. Fayette, MS car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Fayette

The more time you spend in your car the higher the risk of an accident. The average commute length in Fayette, MS is 14.1 minutes according to City-Data.

Traffic in Fayette

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fayette, MS traffic data from INRIX ranks Fayette as the 799th-most congested in the world.

Compare Car Insurance Quotes in Fayette, MS

Ready to find affordable Fayette, Mississippi car insurance today? Enter your ZIP code for fast, free Fayette, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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