Compare Fayetteville, AR Car Insurance Rates (2021)

Car insurance in Fayetteville, AR averages $322 a month. Fayetteville, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fayetteville car insurance rates, compare quotes from the top car insurance companies in Fayetteville, AR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Fayetteville for teen drivers is USAA
  • Average car insurance rates in Fayetteville, AR after a DUI are $4,635/year
  • Average car insurance rates in Fayetteville, AR are $3,861/year

If you need to buy Fayetteville, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Fayetteville, AR is right here.

You’ll find Fayetteville car insurance rates, the cheapest Fayetteville, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Fayetteville, Arkansas car insurance rates to Jonesboro car insurance rates, Little Rock car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Fayetteville, AR car insurance today? Enter your ZIP code for fast, free Fayetteville car insurance quotes.

Cheapest Fayetteville, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fayetteville, AR car insurance rates? Every Fayetteville, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fayetteville, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,672 $2,686 $2,391 $2,554 $9,792 $11,750 $2,939 $3,187
Farmers $2,212 $2,194 $1,972 $2,084 $9,654 $9,991 $2,533 $2,648
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,547 $2,593 $2,289 $2,416 $6,206 $7,893 $2,919 $3,143
Progressive $2,562 $2,401 $2,114 $2,217 $11,436 $12,840 $3,063 $3,314
State Farm $1,590 $1,590 $1,437 $1,437 $4,781 $5,990 $1,795 $2,067
Travelers $2,070 $2,104 $2,073 $2,073 $12,496 $20,048 $2,233 $2,538
USAA $1,300 $1,308 $1,209 $1,212 $4,132 $4,318 $1,668 $1,793

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fayetteville, AR

Every driver must carry the minimum car insurance in Fayetteville, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Fayetteville, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fayetteville, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fayetteville, AR. Compare credit history car insurance rates in Fayetteville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fayetteville, Arkansas

Insurance Company Poor Fair Good
Allstate $5,953 $4,574 $3,712
Farmers $4,716 $3,978 $3,789
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,434 $3,567 $3,251
Progressive $5,622 $4,840 $4,519
State Farm $3,745 $2,256 $1,758
Travelers $6,529 $5,469 $5,116
USAA $2,799 $1,917 $1,636

Cheapest Fayetteville, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fayetteville, AR to rates for a clean record with top companies.

Annual Fayetteville, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,909 $4,920 $5,479 $4,678
Farmers $3,514 $4,513 $4,417 $4,201
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,770 $5,091 $3,217
Progressive $4,293 $6,020 $4,517 $5,142
State Farm $2,361 $2,811 $2,586 $2,586
Travelers $4,773 $4,929 $7,260 $5,856
USAA $1,626 $2,064 $2,976 $1,804

Cheapest Fayetteville, AR Car Insurance for Teen Drivers

Teen car insurance in Fayetteville, AR can be expensive. Take a look at rates from the top car insurance companies in Fayetteville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fayetteville, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,792 $11,750
Farmers $9,654 $9,991
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,206 $7,893
Progressive $11,436 $12,840
State Farm $4,781 $5,990
Travelers $12,496 $20,048
USAA $4,132 $4,318

Cheapest Fayetteville, AR Car Insurance for Seniors

Take a look at Fayetteville, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fayetteville, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,391 $2,554
Farmers $1,972 $2,084
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,289 $2,416
Progressive $2,114 $2,217
State Farm $1,437 $1,437
Travelers $2,073 $2,073
USAA $1,209 $1,212

Cheapest Fayetteville, AR Car Insurance Rates After a DUI

A DUI in Fayetteville, AR increases car insurance rates. Compare Fayetteville, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fayetteville, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,479
Farmers $4,417
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,091
Progressive $4,517
State Farm $2,586
Travelers $7,260
USAA $2,976

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fayetteville, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fayetteville, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fayetteville, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,746 $4,746
Farmers $4,161 $4,161
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,751 $3,751
Progressive $4,993 $4,993
State Farm $2,524 $2,649
Travelers $5,704 $5,704
USAA $2,058 $2,177

Cheapest Fayetteville, AR Car Insurance Rates by ZIP Code

Fayetteville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fayetteville, AR.

Annual Car Insurance Rates by ZIP Code in Fayetteville, Arkansas

ZIP Code Average Annual Rates
72701 $3,996
72703 $3,992
72704 $3,933

The Best Cheap Car Insurance Companies in Fayetteville, AR

Take a look at a side-by-side comparison of the top car insurance companies in Fayetteville, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fayetteville, Arkansas

Insurance Company Average Annual Rates
Allstate $4,746
Farmers $4,161
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,751
Progressive $4,993
State Farm $2,586
Travelers $5,704
USAA $2,118

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Fayetteville, Arkansas

Find the cheapest car insurance companies in Fayetteville, AR for each category right here.

Best Annual Car Insurance Rates by Company in Fayetteville, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Fayetteville, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fayetteville car insurance rates. Find the cheapest Fayetteville, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fayetteville, Arkansas

Insurance Company Low Medium High
Allstate $4,621 $4,743 $4,875
Farmers $3,940 $4,115 $4,429
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,787 $3,680 $3,785
Progressive $4,561 $4,912 $5,506
State Farm $2,447 $2,584 $2,728
Travelers $5,432 $5,719 $5,962
USAA $2,029 $2,110 $2,214

What affects car insurance rates in Fayetteville, Arkansas?

What factors can have an impact on Fayetteville, AR car insurance? There are several reasons why Fayetteville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fayetteville, Arkansas.

Commute Time in Fayetteville

The more time you spend in your car the higher the risk of an accident. The average commute length in Fayetteville, AR is 19.0 minutes according to City-Data.

Traffic in Fayetteville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fayetteville, AR traffic data from INRIX ranks Fayetteville as the 799th-most congested in the world.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Fayetteville, AR

Ready to find affordable Fayetteville, Arkansas car insurance today? Enter your ZIP code for fast, free Fayetteville, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption