Compare Fayetteville, NC Car Insurance Rates (2021)

Car insurance in Fayetteville, NC averages $358 a month. Fayetteville, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Fayetteville car insurance rates, compare quotes from the top car insurance companies in Fayetteville, NC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's What You Need to Know

  • The cheapest car insurance company in Fayetteville for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Fayetteville is Liberty Mutual
  • Average car insurance rates in Fayetteville, NC after a DUI are $8,137/year

If you need to buy Fayetteville, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Fayetteville, NC is right here.

You’ll find Fayetteville car insurance rates, the cheapest Fayetteville, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Fayetteville, North Carolina car insurance rates to Charlotte car insurance rates, Cary car insurance rates, and Durham car insurance rates.

Ready to find affordable Fayetteville, NC car insurance today? Enter your ZIP code for fast, free Fayetteville car insurance quotes.

Cheapest Fayetteville, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fayetteville, NC car insurance rates? Every Fayetteville, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fayetteville, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,820 $6,820 $5,589 $5,589 $16,664 $16,664 $6,955 $6,955
GEICO $2,895 $2,847 $2,866 $2,820 $5,193 $5,150 $2,579 $2,566
Liberty Mutual $2,334 $2,334 $2,416 $2,416 $4,178 $4,178 $2,334 $2,334
Nationwide $3,185 $3,185 $3,185 $3,185 $5,464 $5,464 $3,185 $3,185
Progressive $2,347 $2,347 $2,156 $2,156 $5,394 $5,394 $2,591 $2,591
State Farm $3,430 $3,430 $2,965 $2,965 $5,070 $5,070 $4,242 $4,242
Travelers $3,409 $3,409 $3,382 $3,382 $5,872 $5,872 $3,499 $3,499

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Minimum Car Insurance in Fayetteville, NC

Every driver must carry the minimum car insurance in Fayetteville, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Fayetteville, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fayetteville, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fayetteville, NC. Compare credit history car insurance rates in Fayetteville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fayetteville, North Carolina

Insurance Company Poor Fair Good
Allstate $12,213 $7,893 $6,915
GEICO $3,610 $3,351 $3,132
Liberty Mutual $2,816 $2,816 $2,816
Nationwide $3,755 $3,755 $3,755
Progressive $3,486 $3,050 $2,831
State Farm $5,522 $3,524 $2,735
Travelers $4,305 $3,928 $3,888

Cheapest Fayetteville, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fayetteville, NC to rates for a clean record with top companies.

Annual Fayetteville, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,901 $8,554 $15,959 $6,614
GEICO $1,652 $2,574 $6,832 $2,400
Liberty Mutual $1,678 $2,154 $5,277 $2,154
Nationwide $2,211 $2,857 $7,094 $2,857
Progressive $1,494 $2,175 $6,714 $2,106
State Farm $2,073 $3,021 $7,592 $3,021
Travelers $2,416 $3,149 $7,488 $3,108

Cheapest Fayetteville, NC Car Insurance for Teen Drivers

Teen car insurance in Fayetteville, NC can be expensive. Take a look at rates from the top car insurance companies in Fayetteville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fayetteville, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,664 $16,664
GEICO $5,193 $5,150
Liberty Mutual $4,178 $4,178
Nationwide $5,464 $5,464
Progressive $5,394 $5,394
State Farm $5,070 $5,070
Travelers $5,872 $5,872

Cheapest Fayetteville, NC Car Insurance for Seniors

Take a look at Fayetteville, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fayetteville, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,589 $5,589
GEICO $2,866 $2,820
Liberty Mutual $2,416 $2,416
Nationwide $3,185 $3,185
Progressive $2,156 $2,156
State Farm $2,965 $2,965
Travelers $3,382 $3,382

Cheapest Fayetteville, NC Car Insurance Rates After a DUI

A DUI in Fayetteville, NC increases car insurance rates. Compare Fayetteville, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fayetteville, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $15,959
GEICO $6,832
Liberty Mutual $5,277
Nationwide $7,094
Progressive $6,714
State Farm $7,592
Travelers $7,488

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Cheapest Fayetteville, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fayetteville, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fayetteville, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,007 $9,007
GEICO $3,365 $3,365
Liberty Mutual $2,816 $2,816
Nationwide $3,755 $3,755
Progressive $3,122 $3,122
State Farm $3,918 $3,936
Travelers $4,040 $4,040

Cheapest Fayetteville, NC Car Insurance Rates by ZIP Code

Fayetteville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fayetteville, NC.

Annual Car Insurance Rates by ZIP Code in Fayetteville, North Carolina

ZIP Code Average Annual Rates
28301 $3,891
28303 $3,909
28304 $3,884
28305 $3,894
28306 $3,870
28310 $3,950
28311 $3,898
28312 $3,347
28314 $3,913

The Best Cheap Car Insurance Companies in Fayetteville, NC

Take a look at a side-by-side comparison of the top car insurance companies in Fayetteville, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fayetteville, North Carolina

Insurance Company Average Annual Rates
Allstate $9,007
GEICO $3,365
Liberty Mutual $2,816
Nationwide $3,755
Progressive $3,122
State Farm $3,927
Travelers $4,040

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Category Winners: Cheapest Car Insurance in Fayetteville, North Carolina

Find the cheapest car insurance companies in Fayetteville, NC for each category right here.

Best Annual Car Insurance Rates by Company in Fayetteville, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Fayetteville, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fayetteville car insurance rates. Find the cheapest Fayetteville, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fayetteville, North Carolina

Insurance Company Low Medium High
Allstate $8,675 $8,976 $9,370
GEICO $3,199 $3,353 $3,541
Liberty Mutual $2,679 $2,800 $2,968
Nationwide $3,596 $3,738 $3,930
Progressive $2,961 $3,106 $3,299
State Farm $3,744 $3,907 $4,129
Travelers $3,868 $4,021 $4,232

What affects car insurance rates in Fayetteville, North Carolina?

What factors can have an impact on Fayetteville, NC car insurance? There are several reasons why Fayetteville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fayetteville, North Carolina.

Commute Time in Fayetteville

The more time you spend in your car the higher the risk of an accident. The average commute length in Fayetteville, NC is 19.3 minutes according to City-Data.

Traffic in Fayetteville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fayetteville, NC traffic data from INRIX ranks Fayetteville as the 799th-most congested in the world.

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Compare Car Insurance Quotes in Fayetteville, NC

Ready to find affordable Fayetteville, North Carolina car insurance today? Enter your ZIP code for fast, free Fayetteville, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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