Compare Fayetteville, NY Car Insurance Rates (2021)

Car insurance in Fayetteville, NY averages $261 a month. Fayetteville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Fayetteville car insurance rates, compare quotes from the top car insurance companies in Fayetteville, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fayetteville for teen drivers is GEICO
  • The cheapest car insurance company in Fayetteville is GEICO
  • Average car insurance rates in Fayetteville, NY after a DUI are $4,146/year

If you need to buy Fayetteville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Fayetteville, NY is right here.

You’ll find Fayetteville car insurance rates, the cheapest Fayetteville, NY car insurance companies, and information on New York car insurance laws. You can also compare Fayetteville, New York car insurance rates to Mount Vernon car insurance rates, Utica car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Fayetteville, NY car insurance today? Enter your ZIP code for fast, free Fayetteville car insurance quotes.

Cheapest Fayetteville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fayetteville, NY car insurance rates? Every Fayetteville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fayetteville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,282 $2,278 $2,324 $7,301 $7,901 $2,385 $2,412
GEICO $1,327 $1,280 $1,294 $1,275 $2,831 $4,181 $1,194 $1,233
Liberty Mutual $3,284 $3,284 $3,062 $3,062 $6,397 $10,359 $3,284 $3,483
Nationwide $2,040 $2,040 $1,927 $1,927 $3,642 $5,406 $2,040 $2,595
Progressive $1,582 $1,468 $1,264 $1,284 $5,666 $6,316 $2,063 $2,011
State Farm $2,049 $2,049 $1,792 $1,792 $6,163 $7,931 $2,260 $2,394
Travelers $2,450 $2,464 $2,264 $2,420 $5,902 $7,064 $2,607 $2,711
USAA $1,468 $1,438 $1,341 $1,334 $5,994 $7,111 $1,867 $2,053

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Minimum Car Insurance in Fayetteville, NY

Every driver must carry the minimum car insurance in Fayetteville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Fayetteville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fayetteville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fayetteville, NY. Compare credit history car insurance rates in Fayetteville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fayetteville, New York

Insurance Company Poor Fair Good
Allstate $5,232 $3,086 $2,670
GEICO $2,289 $1,682 $1,510
Liberty Mutual $6,321 $4,146 $3,114
Nationwide $2,702 $2,702 $2,702
Progressive $4,244 $2,229 $1,646
State Farm $4,665 $2,925 $2,322
Travelers $4,783 $3,035 $2,638
USAA $4,309 $2,210 $1,959

Cheapest Fayetteville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fayetteville, NY to rates for a clean record with top companies.

Annual Fayetteville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,082 $3,082 $4,563 $3,922
GEICO $1,426 $1,554 $2,902 $1,426
Liberty Mutual $3,612 $3,612 $7,273 $3,612
Nationwide $2,075 $2,075 $4,536 $2,121
Progressive $2,631 $2,631 $2,918 $2,647
State Farm $3,142 $3,142 $3,465 $3,465
Travelers $2,959 $3,730 $3,785 $3,468
USAA $2,498 $2,540 $3,724 $2,540

Cheapest Fayetteville, NY Car Insurance for Teen Drivers

Teen car insurance in Fayetteville, NY can be expensive. Take a look at rates from the top car insurance companies in Fayetteville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fayetteville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,301 $7,901
GEICO $2,831 $4,181
Liberty Mutual $6,397 $10,359
Nationwide $3,642 $5,406
Progressive $5,666 $6,316
State Farm $6,163 $7,931
Travelers $5,902 $7,064
USAA $5,994 $7,111

Cheapest Fayetteville, NY Car Insurance for Seniors

Take a look at Fayetteville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fayetteville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,278 $2,324
GEICO $1,294 $1,275
Liberty Mutual $3,062 $3,062
Nationwide $1,927 $1,927
Progressive $1,264 $1,284
State Farm $1,792 $1,792
Travelers $2,264 $2,420
USAA $1,341 $1,334

Cheapest Fayetteville, NY Car Insurance Rates After a DUI

A DUI in Fayetteville, NY increases car insurance rates. Compare Fayetteville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fayetteville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,563
GEICO $2,902
Liberty Mutual $7,273
Nationwide $4,536
Progressive $2,918
State Farm $3,465
Travelers $3,785
USAA $3,724

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Cheapest Fayetteville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fayetteville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fayetteville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,613 $3,712
GEICO $1,773 $1,881
Liberty Mutual $4,401 $4,653
Nationwide $2,702 $2,702
Progressive $2,707 $2,707
State Farm $3,188 $3,419
Travelers $3,485 $3,485
USAA $2,798 $2,854

The Best Cheap Car Insurance Companies in Fayetteville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Fayetteville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fayetteville, New York

Insurance Company Average Annual Rates
Allstate $3,662
GEICO $1,827
Liberty Mutual $4,527
Nationwide $2,702
Progressive $2,707
State Farm $3,304
Travelers $3,485
USAA $2,826

Category Winners: Cheapest Car Insurance in Fayetteville, New York

Find the cheapest car insurance companies in Fayetteville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Fayetteville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Fayetteville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fayetteville car insurance rates. Find the cheapest Fayetteville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fayetteville, New York

Insurance Company Low Medium High
Allstate $3,479 $3,651 $3,857
GEICO $1,736 $1,826 $1,919
Liberty Mutual $4,321 $4,511 $4,749
Nationwide $2,548 $2,683 $2,875
Progressive $2,567 $2,695 $2,858
State Farm $3,121 $3,325 $3,466
Travelers $3,310 $3,455 $3,691
USAA $2,741 $2,813 $2,922

What affects car insurance rates in Fayetteville, New York?

What factors can have an impact on Fayetteville, NY car insurance? There are several reasons why Fayetteville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fayetteville, New York.

Commute Time in Fayetteville

The more time you spend in your car the higher the risk of an accident. The average commute length in Fayetteville, NY is 20.5 minutes according to City-Data.

Traffic in Fayetteville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fayetteville, NY traffic data from INRIX ranks Fayetteville as the 799th-most congested in the world.

Compare Car Insurance Quotes in Fayetteville, NY

Ready to find affordable Fayetteville, New York car insurance today? Enter your ZIP code for fast, free Fayetteville, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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