Compare Fence Lake, NM Car Insurance Rates (2021)

Car insurance in Fence Lake, NM averages $278 a month. Fence Lake, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Fence Lake car insurance rates, compare quotes from the top car insurance companies in Fence Lake, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fence Lake, NM are $3,338/year
  • The cheapest car insurance company in Fence Lake for teen drivers is State Farm
  • The cheapest car insurance company in Fence Lake is State Farm

If you need to buy Fence Lake, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Fence Lake, NM is right here.

You’ll find Fence Lake car insurance rates, the cheapest Fence Lake, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Fence Lake, New Mexico car insurance rates to Albuquerque car insurance rates, Santa Fe car insurance rates, and Carlsbad car insurance rates.

Ready to find affordable Fence Lake, NM car insurance today? Enter your ZIP code for fast, free Fence Lake car insurance quotes.

Cheapest Fence Lake, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fence Lake, NM car insurance rates? Every Fence Lake, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fence Lake, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,596 $2,609 $2,369 $2,494 $8,655 $10,016 $2,887 $3,065
Farmers $2,257 $2,245 $2,018 $2,148 $9,258 $9,525 $2,558 $2,655
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,197 $2,236 $1,997 $2,097 $5,254 $6,626 $2,473 $2,648
Progressive $1,515 $1,456 $1,385 $1,382 $6,465 $7,297 $1,830 $1,889
State Farm $1,417 $1,417 $1,291 $1,291 $3,773 $4,725 $1,581 $1,745
USAA $1,604 $1,590 $1,531 $1,523 $4,270 $4,824 $1,987 $2,124

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Minimum Car Insurance in Fence Lake, NM

Every driver must carry the minimum car insurance in Fence Lake, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Fence Lake, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fence Lake, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fence Lake, NM. Compare credit history car insurance rates in Fence Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fence Lake, New Mexico

Insurance Company Poor Fair Good
Allstate $5,048 $4,157 $3,804
Farmers $4,679 $3,881 $3,689
GEICO $4,787 $4,162 $3,849
Nationwide $3,907 $3,033 $2,633
Progressive $3,167 $2,841 $2,699
State Farm $3,056 $1,899 $1,511
USAA $3,042 $2,278 $1,975

Cheapest Fence Lake, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fence Lake, NM to rates for a clean record with top companies.

Annual Fence Lake, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,574 $4,709 $5,037 $4,025
Farmers $3,443 $4,441 $4,335 $4,113
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,389 $3,349 $4,321 $2,705
Progressive $2,505 $3,448 $2,699 $2,957
State Farm $2,026 $2,198 $2,198 $2,198
USAA $1,803 $2,516 $3,306 $2,102

Cheapest Fence Lake, NM Car Insurance for Teen Drivers

Teen car insurance in Fence Lake, NM can be expensive. Take a look at rates from the top car insurance companies in Fence Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fence Lake, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,655 $10,016
Farmers $9,258 $9,525
GEICO $7,583 $10,447
Nationwide $5,254 $6,626
Progressive $6,465 $7,297
State Farm $3,773 $4,725
USAA $4,270 $4,824

Cheapest Fence Lake, NM Car Insurance for Seniors

Take a look at Fence Lake, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fence Lake, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,369 $2,494
Farmers $2,018 $2,148
GEICO $2,511 $2,511
Nationwide $1,997 $2,097
Progressive $1,385 $1,382
State Farm $1,291 $1,291
USAA $1,531 $1,523

Cheapest Fence Lake, NM Car Insurance Rates After a DUI

A DUI in Fence Lake, NM increases car insurance rates. Compare Fence Lake, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fence Lake, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,037
Farmers $4,335
GEICO $8,009
Nationwide $4,321
Progressive $2,699
State Farm $2,198
USAA $3,306

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Cheapest Fence Lake, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fence Lake, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fence Lake, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,336 $4,336
Farmers $4,083 $4,083
GEICO $4,201 $4,331
Nationwide $3,191 $3,191
Progressive $2,902 $2,902
State Farm $2,103 $2,207
USAA $2,359 $2,504

The Best Cheap Car Insurance Companies in Fence Lake, NM

Take a look at a side-by-side comparison of the top car insurance companies in Fence Lake, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fence Lake, New Mexico

Insurance Company Average Annual Rates
Allstate $4,336
Farmers $4,083
GEICO $4,266
Nationwide $3,191
Progressive $2,902
State Farm $2,155
USAA $2,432

Category Winners: Cheapest Car Insurance in Fence Lake, New Mexico

Find the cheapest car insurance companies in Fence Lake, NM for each category right here.

Best Annual Car Insurance Rates by Company in Fence Lake, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fence Lake, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fence Lake car insurance rates. Find the cheapest Fence Lake, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fence Lake, New Mexico

Insurance Company Low Medium High
Allstate $4,148 $4,328 $4,534
Farmers $3,749 $4,049 $4,452
GEICO $3,990 $4,256 $4,552
Nationwide $3,150 $3,155 $3,268
Progressive $2,768 $2,904 $3,036
State Farm $1,957 $2,160 $2,348
USAA $2,260 $2,443 $2,592

Compare Car Insurance Quotes in Fence Lake, NM

Ready to find affordable Fence Lake, New Mexico car insurance today? Enter your ZIP code for fast, free Fence Lake, NM car insurance quotes.

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