Compare Fenton, MO Car Insurance Rates (2021)

Car insurance in Fenton, MO averages $303 a month. Fenton, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fenton car insurance rates, compare quotes from the top car insurance companies in Fenton, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fenton for teen drivers is Nationwide
  • Average car insurance rates in Fenton, MO after a DUI are $4,261/year
  • The cheapest car insurance company in Fenton is Nationwide

If you need to buy Fenton, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Fenton, MO is right here.

You’ll find Fenton car insurance rates, the cheapest Fenton, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Fenton, Missouri car insurance rates to Springfield car insurance rates, Columbia car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Fenton, MO car insurance today? Enter your ZIP code for fast, free Fenton car insurance quotes.

Cheapest Fenton, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fenton, MO car insurance rates? Every Fenton, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fenton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,825 $2,717 $2,567 $2,645 $8,275 $9,011 $2,662 $2,729
American Family $2,351 $2,351 $2,097 $2,097 $6,574 $8,529 $2,351 $2,736
Farmers $2,645 $2,632 $2,352 $2,499 $11,306 $11,712 $3,008 $3,121
GEICO $1,950 $2,200 $1,523 $2,008 $6,394 $6,703 $1,755 $1,730
Liberty Mutual $2,856 $3,093 $2,352 $2,642 $10,274 $11,413 $2,998 $3,182
Nationwide $1,625 $1,649 $1,463 $1,537 $4,252 $5,404 $1,868 $2,009
Progressive $2,100 $1,921 $1,734 $1,777 $7,556 $8,472 $2,566 $2,640
State Farm $1,979 $1,979 $1,806 $1,806 $6,189 $7,767 $2,240 $2,567
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Fenton, MO

Every driver must carry the minimum car insurance in Fenton, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Fenton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fenton, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fenton, MO. Compare credit history car insurance rates in Fenton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fenton, Missouri

Insurance Company Poor Fair Good
Allstate $5,756 $3,718 $3,062
American Family $4,750 $3,342 $2,815
Farmers $5,582 $4,688 $4,458
GEICO $4,190 $2,728 $2,181
Liberty Mutual $6,944 $4,260 $3,350
Nationwide $2,906 $2,421 $2,101
Progressive $4,120 $3,462 $3,206
State Farm $4,662 $2,901 $2,312
USAA $4,567 $2,109 $1,505

Cheapest Fenton, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fenton, MO to rates for a clean record with top companies.

Annual Fenton, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,553 $4,038 $5,075 $4,050
American Family $2,698 $3,907 $4,840 $3,097
Farmers $4,225 $5,306 $5,183 $4,924
GEICO $2,299 $3,075 $4,244 $2,514
Liberty Mutual $3,513 $5,072 $5,208 $5,613
Nationwide $1,917 $2,498 $3,379 $2,110
Progressive $3,063 $4,236 $3,438 $3,647
State Farm $2,993 $3,590 $3,292 $3,292
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Fenton, MO Car Insurance for Teen Drivers

Teen car insurance in Fenton, MO can be expensive. Take a look at rates from the top car insurance companies in Fenton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fenton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,275 $9,011
American Family $6,574 $8,529
Farmers $11,306 $11,712
GEICO $6,394 $6,703
Liberty Mutual $10,274 $11,413
Nationwide $4,252 $5,404
Progressive $7,556 $8,472
State Farm $6,189 $7,767
USAA $5,002 $6,115

Cheapest Fenton, MO Car Insurance for Seniors

Take a look at Fenton, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fenton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,567 $2,645
American Family $2,097 $2,097
Farmers $2,352 $2,499
GEICO $1,523 $2,008
Liberty Mutual $2,352 $2,642
Nationwide $1,463 $1,537
Progressive $1,734 $1,777
State Farm $1,806 $1,806
USAA $1,491 $1,518

Cheapest Fenton, MO Car Insurance Rates After a DUI

A DUI in Fenton, MO increases car insurance rates. Compare Fenton, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fenton, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,075
American Family $4,840
Farmers $5,183
GEICO $4,244
Liberty Mutual $5,208
Nationwide $3,379
Progressive $3,438
State Farm $3,292
USAA $3,694

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Cheapest Fenton, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fenton, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fenton, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,179 $4,179
American Family $3,600 $3,671
Farmers $4,909 $4,909
GEICO $2,980 $3,086
Liberty Mutual $4,851 $4,851
Nationwide $2,476 $2,476
Progressive $3,596 $3,596
State Farm $3,208 $3,375
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Fenton, MO

Take a look at a side-by-side comparison of the top car insurance companies in Fenton, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fenton, Missouri

Insurance Company Average Annual Rates
Allstate $4,179
American Family $3,636
Farmers $4,909
GEICO $3,033
Liberty Mutual $4,851
Nationwide $2,476
Progressive $3,596
State Farm $3,292
USAA $2,727

Category Winners: Cheapest Car Insurance in Fenton, Missouri

Find the cheapest car insurance companies in Fenton, MO for each category right here.

Best Annual Car Insurance Rates by Company in Fenton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Fenton, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fenton car insurance rates. Find the cheapest Fenton, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fenton, Missouri

Insurance Company Low Medium High
Allstate $4,012 $4,170 $4,355
American Family $3,513 $3,749 $3,644
Farmers $4,574 $4,862 $5,292
GEICO $2,791 $3,068 $3,240
Liberty Mutual $4,549 $4,879 $5,126
Nationwide $2,303 $2,505 $2,619
Progressive $3,215 $3,606 $3,967
State Farm $3,034 $3,309 $3,532
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Fenton, Missouri?

What factors can have an impact on Fenton, MO car insurance? There are several reasons why Fenton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fenton, Missouri.

Commute Time in Fenton

The more time you spend in your car the higher the risk of an accident. The average commute length in Fenton, MO is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Fenton, MO

Ready to find affordable Fenton, Missouri car insurance today? Enter your ZIP code for fast, free Fenton, MO car insurance quotes.

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