Compare Fern Park, FL Car Insurance Rates (2021)

Car insurance in Fern Park, FL averages $364 a month. Fern Park, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Fern Park car insurance rates, compare quotes from the top car insurance companies in Fern Park, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fern Park for teen drivers is USAA
  • Average car insurance rates in Fern Park, FL after a DUI are $5,209/year
  • The cheapest car insurance company in Fern Park is USAA

If you need to buy Fern Park, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Fern Park, FL is right here.

You’ll find Fern Park car insurance rates, the cheapest Fern Park, FL car insurance companies, and information on Florida car insurance laws. You can also compare Fern Park, Florida car insurance rates to Hialeah car insurance rates, Miami car insurance rates, and Port St. Lucie car insurance rates.

Ready to find affordable Fern Park, FL car insurance today? Enter your ZIP code for fast, free Fern Park car insurance quotes.

Cheapest Fern Park, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fern Park, FL car insurance rates? Every Fern Park, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fern Park, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,964 $4,669 $4,274 $4,302 $16,713 $17,904 $4,835 $4,853
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,758 $2,722 $2,465 $2,548 $6,629 $8,155 $3,036 $3,157
Progressive $3,381 $3,204 $2,921 $3,111 $9,613 $10,464 $4,086 $3,903
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,490 $1,463 $1,395 $1,380 $5,128 $5,941 $1,859 $2,003

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Minimum Car Insurance in Fern Park, FL

Every driver must carry the minimum car insurance in Fern Park, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Fern Park, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fern Park, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fern Park, FL. Compare credit history car insurance rates in Fern Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fern Park, Florida

Insurance Company Poor Fair Good
Allstate $10,989 $6,896 $5,558
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,914 $3,615 $3,272
Progressive $6,621 $4,703 $3,932
State Farm $4,228 $2,771 $2,271
USAA $4,202 $2,055 $1,491

Cheapest Fern Park, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fern Park, FL to rates for a clean record with top companies.

Annual Fern Park, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,745 $8,111 $8,928 $7,473
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,357 $3,684 $4,965 $3,729
Progressive $3,998 $5,950 $5,001 $5,392
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,016 $2,496 $3,702 $2,116

Cheapest Fern Park, FL Car Insurance for Teen Drivers

Teen car insurance in Fern Park, FL can be expensive. Take a look at rates from the top car insurance companies in Fern Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fern Park, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,713 $17,904
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,629 $8,155
Progressive $9,613 $10,464
State Farm $5,666 $7,244
USAA $5,128 $5,941

Cheapest Fern Park, FL Car Insurance for Seniors

Take a look at Fern Park, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fern Park, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,274 $4,302
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,465 $2,548
Progressive $2,921 $3,111
State Farm $1,753 $1,753
USAA $1,395 $1,380

Cheapest Fern Park, FL Car Insurance Rates After a DUI

A DUI in Fern Park, FL increases car insurance rates. Compare Fern Park, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fern Park, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,928
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,965
Progressive $5,001
State Farm $3,090
USAA $3,702

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Cheapest Fern Park, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fern Park, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fern Park, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,592 $8,036
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,934 $3,934
Progressive $5,085 $5,085
State Farm $2,985 $3,195
USAA $2,553 $2,612

The Best Cheap Car Insurance Companies in Fern Park, FL

Take a look at a side-by-side comparison of the top car insurance companies in Fern Park, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fern Park, Florida

Insurance Company Average Annual Rates
Allstate $7,814
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,934
Progressive $5,085
State Farm $3,090
USAA $2,583

Category Winners: Cheapest Car Insurance in Fern Park, Florida

Find the cheapest car insurance companies in Fern Park, FL for each category right here.

Best Annual Car Insurance Rates by Company in Fern Park, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fern Park, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fern Park car insurance rates. Find the cheapest Fern Park, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fern Park, Florida

Insurance Company Low Medium High
Allstate $6,152 $8,194 $9,097
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $3,106 $4,090 $4,606
Progressive $4,276 $5,203 $5,777
State Farm $2,623 $3,167 $3,480
USAA $2,244 $2,670 $2,833

What affects car insurance rates in Fern Park, Florida?

What factors can have an impact on Fern Park, FL car insurance? There are several reasons why Fern Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fern Park, Florida.

Commute Time in Fern Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Fern Park, FL is 28.6 minutes according to City-Data.

Compare Car Insurance Quotes in Fern Park, FL

Ready to find affordable Fern Park, Florida car insurance today? Enter your ZIP code for fast, free Fern Park, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State