Compare Fernwood, ID Car Insurance Rates (2021)

Car insurance in Fernwood, ID averages $243 a month. Fernwood, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Fernwood car insurance rates, compare quotes from the top car insurance companies in Fernwood, ID.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Fernwood, ID after a DUI are $3,620/year
  • Average car insurance rates in Fernwood, ID are $2,917/year
  • The cheapest car insurance company in Fernwood for teen drivers is State Farm

If you need to buy Fernwood, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Fernwood, ID is right here.

You’ll find Fernwood car insurance rates, the cheapest Fernwood, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Fernwood, Idaho car insurance rates to Pocatello car insurance rates, Coeur d’Alene car insurance rates, and Nampa car insurance rates.

Ready to find affordable Fernwood, ID car insurance today? Enter your ZIP code for fast, free Fernwood car insurance quotes.

Cheapest Fernwood, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fernwood, ID car insurance rates? Every Fernwood, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fernwood, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,339 $2,332 $2,028 $2,104 $8,388 $9,670 $2,625 $2,778
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,417 $1,529 $1,147 $1,281 $4,560 $5,072 $1,505 $1,593
Nationwide $1,900 $1,950 $1,711 $1,821 $4,574 $5,657 $2,212 $2,386
State Farm $1,181 $1,181 $1,065 $1,065 $3,544 $4,465 $1,333 $1,540
Travelers $1,373 $1,395 $1,377 $1,373 $6,774 $10,735 $1,458 $1,673
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fernwood, ID

Every driver must carry the minimum car insurance in Fernwood, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Fernwood, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fernwood, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fernwood, ID. Compare credit history car insurance rates in Fernwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fernwood, Idaho

Insurance Company Poor Fair Good
Allstate $5,325 $3,615 $3,160
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,230 $1,986 $1,574
Nationwide $3,323 $2,668 $2,339
State Farm $2,700 $1,706 $1,359
Travelers $3,743 $3,150 $2,916
USAA $2,960 $1,731 $1,395

Cheapest Fernwood, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fernwood, ID to rates for a clean record with top companies.

Annual Fernwood, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,342 $4,189 $4,656 $3,946
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $1,880 $2,354 $2,429 $2,389
Nationwide $2,113 $2,752 $3,861 $2,379
State Farm $1,752 $2,092 $1,922 $1,922
Travelers $2,022 $2,874 $4,970 $3,213
USAA $1,452 $2,079 $2,824 $1,761

Cheapest Fernwood, ID Car Insurance for Teen Drivers

Teen car insurance in Fernwood, ID can be expensive. Take a look at rates from the top car insurance companies in Fernwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fernwood, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,388 $9,670
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,560 $5,072
Nationwide $4,574 $5,657
State Farm $3,544 $4,465
Travelers $6,774 $10,735
USAA $3,937 $4,411

Cheapest Fernwood, ID Car Insurance for Seniors

Take a look at Fernwood, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fernwood, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,028 $2,104
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,147 $1,281
Nationwide $1,711 $1,821
State Farm $1,065 $1,065
Travelers $1,377 $1,373
USAA $1,152 $1,132

Cheapest Fernwood, ID Car Insurance Rates After a DUI

A DUI in Fernwood, ID increases car insurance rates. Compare Fernwood, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fernwood, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,656
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,429
Nationwide $3,861
State Farm $1,922
Travelers $4,970
USAA $2,824

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fernwood, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fernwood, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fernwood, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,033 $4,033
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,263 $2,263
Nationwide $2,776 $2,776
State Farm $1,876 $1,968
Travelers $3,270 $3,270
USAA $2,005 $2,053

The Best Cheap Car Insurance Companies in Fernwood, ID

Take a look at a side-by-side comparison of the top car insurance companies in Fernwood, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fernwood, Idaho

Insurance Company Average Annual Rates
Allstate $4,033
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,263
Nationwide $2,776
State Farm $1,922
Travelers $3,270
USAA $2,029

Category Winners: Cheapest Car Insurance in Fernwood, Idaho

Find the cheapest car insurance companies in Fernwood, ID for each category right here.

Best Annual Car Insurance Rates by Company in Fernwood, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fernwood, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fernwood car insurance rates. Find the cheapest Fernwood, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fernwood, Idaho

Insurance Company Low Medium High
Allstate $3,883 $4,025 $4,191
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,138 $2,259 $2,393
Nationwide $2,745 $2,916 $2,668
State Farm $1,814 $1,926 $2,026
Travelers $3,216 $3,318 $3,276
USAA $1,968 $2,025 $2,093

Compare Car Insurance Quotes in Fernwood, ID

Ready to find affordable Fernwood, Idaho car insurance today? Enter your ZIP code for fast, free Fernwood, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption