Compare FIAT 500 Insurance Quotes [Guide + Free Quotes]

Average FIAT 500 auto insurance rates cost $113 per month ($1,352 per year). You can find cheap FIAT 500 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $795 a year.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 19, 2020

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Key Takeaways:

  • Full coverage costs around $1,352 a year or $113 each month
  • A liability-only policy costs around $542 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,942 a year or $412 each month
  • Good drivers can save as much as $557 a year by earning policy discounts
  • FIAT 500 insurance costs around $167 less per year than the average vehicle

FIAT 500 insurance rates cost nearly $167 less than the average vehicle. Most drivers will end up spending around $1,352 a year or $113 each month for FIAT 500 car insurance rates. Drivers who employ best practices and have a clean record can save as much as $557 a year with policy discounts. Let’s buckle in so we can go over each factor that influences FIAT 500 rates.

You can start comparing quotes for FIAT 500 car insurance rates from some of the best car insurance companies by using our free online tool now.

FIAT 500 Insurance Cost

The average FIAT 500 car insurance costs are $1,352 a year or $113 a month.

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Are FIAT 500s Expensive to Insure?

The chart below details how FIAT 500 insurance rates compare to other subcompact hatchbacks like the Honda Fit, Volkswagen Golf, and Volkswagen Beetle.

Vehicle Comprehensive Collision Liability Total
Honda Fit $268 $512 $258 $1,148
Volkswagen Golf $306 $600 $390 $1,454
Volkswagen Beetle $280 $542 $332 $1,290
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Golf R $372 $660 $390 $1,580
Ford Focus RS $332 $656 $398 $1,544
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However, there are a few things you can do to find the cheapest FIAT insurance rates online.

What Impacts the Cost of FIAT 500 Insurance?

The FIAT 500 trim and model you choose will affect the total price you will pay for FIAT 500 insurance coverage.

Age of the Vehicle

Older FIAT 500 models generally cost less to insure. For example, auto insurance rates for a 2017 FIAT 500 are $1,352, while 2012 FIAT 500 rates are $1,228, a difference of $124.

Model Year Comprehensive Collision Liability Total
2017 FIAT 500 $236 $466 $470 $1,352
2016 FIAT 500 $228 $446 $486 $1,340
2015 FIAT 500 $216 $430 $500 $1,326
2014 FIAT 500 $206 $400 $510 $1,296
2013 FIAT 500 $198 $376 $514 $1,268
2012 FIAT 500 $190 $338 $520 $1,228
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Driver Age

Driver age can have a significant impact on the cost of FIAT 500 auto insurance. For example, 20-year-old drivers pay as much as $1,713 more each year for their FIAT 500 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on FIAT 500 insurance rates. For example, drivers in Phoenix may pay $744 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of FIAT 500 auto insurance. Teens and drivers in their 20’s see the highest jump in their FIAT 500 auto insurance rates with violations on their driving record.

FIAT 500 Safety Ratings

Your FIAT 500 car insurance rates are tied to the safety ratings of the FIAT 500. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side N/R
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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FIAT 500 Crash Test Ratings

The crash test ratings of the FIAT 500 can impact your FIAT 500 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 FIAT 500 CABRIO 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 BEV 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 ABARTH CABRIO 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 ABARTH 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 3 HB FWD N/R 4 stars N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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FIAT 500 Safety Features

Most drivers don’t realize that not only do FIAT 500 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower FIAT 500 auto insurance rates. The FIAT 500’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control

FIAT 500 Finance and Insurance Cost

If you are financing a FIAT 500, most lenders will require your carry higher FIAT 500 coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on FIAT 500 Insurance

You can save more money on your FIAT 500 auto insurance rates by employing any of the following five strategies.

  • Ask About FIAT 500 Safety Discounts
  • Compare Apples to Apples When Comparing FIAT 500 Insurance Quotes and Policies
  • Get Cheaper FIAT 500 Car Insurance Rates as a Full-Time Parent
  • Remove Young Drivers from Your FIAT 500 Insurance Plan
  • Make Sure You Use an Accredited Driver Safety Program

Top FIAT 500 Insurance Companies

Who is the best auto insurance company for FIAT 500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 500 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the FIAT 500 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing FIAT 500 auto insurance quotes for free by using our FREE online comparison tool.

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