Compare Fincastle, TN Car Insurance Rates (2021)

Car insurance in Fincastle, TN averages $317 a month. Fincastle, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Fincastle car insurance rates, compare quotes from the top car insurance companies in Fincastle, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fincastle is Travelers
  • The cheapest car insurance company in Fincastle for teen drivers is Travelers
  • Average car insurance rates in Fincastle, TN are $3,807/year

If you need to buy Fincastle, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Fincastle, TN is right here.

You’ll find Fincastle car insurance rates, the cheapest Fincastle, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Fincastle, Tennessee car insurance rates to Memphis car insurance rates, Chattanooga car insurance rates, and Johnson City car insurance rates.

Ready to find affordable Fincastle, TN car insurance today? Enter your ZIP code for fast, free Fincastle car insurance quotes.

Cheapest Fincastle, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fincastle, TN car insurance rates? Every Fincastle, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fincastle, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,808 $2,690 $2,525 $2,621 $10,654 $11,575 $2,985 $3,092
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $2,622 $2,644 $2,412 $2,412 $8,078 $8,214 $2,671 $2,756
Liberty Mutual $3,826 $129 $3,146 $3,519 $15,544 $17,283 $4,102 $4,376
Nationwide $2,383 $2,401 $2,132 $2,165 $6,680 $8,613 $2,748 $2,981
Progressive $1,874 $1,762 $1,527 $1,598 $8,553 $9,630 $2,257 $2,468
State Farm $1,869 $1,869 $1,691 $1,691 $5,839 $7,289 $2,116 $2,470
Travelers $1,648 $1,731 $1,508 $1,601 $4,680 $5,795 $1,752 $1,842
USAA $1,537 $1,564 $1,387 $1,386 $5,482 $6,286 $2,005 $2,140

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Minimum Car Insurance in Fincastle, TN

Every driver must carry the minimum car insurance in Fincastle, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Fincastle, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fincastle, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fincastle, TN. Compare credit history car insurance rates in Fincastle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fincastle, Tennessee

Insurance Company Poor Fair Good
Allstate $6,215 $4,757 $3,635
Farmers $3,644 $2,849 $2,694
GEICO $4,509 $3,865 $3,555
Liberty Mutual $9,320 $5,698 $4,454
Nationwide $4,532 $3,582 $3,174
Progressive $4,161 $3,598 $3,367
State Farm $4,511 $2,703 $2,098
Travelers $3,258 $2,573 $1,877
USAA $3,953 $2,312 $1,906

Cheapest Fincastle, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fincastle, TN to rates for a clean record with top companies.

Annual Fincastle, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,064 $4,852 $5,897 $4,663
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,893 $3,872 $6,246 $2,893
Liberty Mutual $5,263 $7,586 $7,056 $6,058
Nationwide $3,252 $3,252 $4,898 $3,649
Progressive $3,265 $4,247 $3,478 $3,845
State Farm $2,822 $3,387 $3,104 $3,104
Travelers $2,087 $2,681 $2,947 $2,564
USAA $1,980 $2,966 $3,492 $2,455

Cheapest Fincastle, TN Car Insurance for Teen Drivers

Teen car insurance in Fincastle, TN can be expensive. Take a look at rates from the top car insurance companies in Fincastle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fincastle, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,654 $11,575
Farmers $6,619 $7,034
GEICO $8,078 $8,214
Liberty Mutual $15,544 $17,283
Nationwide $6,680 $8,613
Progressive $8,553 $9,630
State Farm $5,839 $7,289
Travelers $4,680 $5,795
USAA $5,482 $6,286

Cheapest Fincastle, TN Car Insurance for Seniors

Take a look at Fincastle, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fincastle, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,525 $2,621
Farmers $1,458 $1,599
GEICO $2,412 $2,412
Liberty Mutual $3,146 $3,519
Nationwide $2,132 $2,165
Progressive $1,527 $1,598
State Farm $1,691 $1,691
Travelers $1,508 $1,601
USAA $1,387 $1,386

Cheapest Fincastle, TN Car Insurance Rates After a DUI

A DUI in Fincastle, TN increases car insurance rates. Compare Fincastle, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fincastle, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,897
Farmers $3,314
GEICO $6,246
Liberty Mutual $7,056
Nationwide $4,898
Progressive $3,478
State Farm $3,104
Travelers $2,947
USAA $3,492

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Cheapest Fincastle, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fincastle, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fincastle, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,869 $4,869
Farmers $3,062 $3,062
GEICO $3,950 $4,002
Liberty Mutual $6,491 $6,491
Nationwide $3,763 $3,763
Progressive $3,709 $3,709
State Farm $3,031 $3,178
Travelers $2,469 $2,670
USAA $2,647 $2,800

The Best Cheap Car Insurance Companies in Fincastle, TN

Take a look at a side-by-side comparison of the top car insurance companies in Fincastle, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fincastle, Tennessee

Insurance Company Average Annual Rates
Allstate $4,869
Farmers $3,062
GEICO $3,976
Liberty Mutual $6,491
Nationwide $3,763
Progressive $3,709
State Farm $3,104
Travelers $2,570
USAA $2,723

Category Winners: Cheapest Car Insurance in Fincastle, Tennessee

Find the cheapest car insurance companies in Fincastle, TN for each category right here.

Best Annual Car Insurance Rates by Company in Fincastle, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI Travelers
With 1 Speeding Violation USAA

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Cheapest Fincastle, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fincastle car insurance rates. Find the cheapest Fincastle, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fincastle, Tennessee

Insurance Company Low Medium High
Allstate $4,702 $4,857 $5,047
Farmers $2,887 $3,047 $3,253
GEICO $3,786 $3,965 $4,177
Liberty Mutual $6,193 $6,486 $6,793
Nationwide $3,795 $3,682 $3,811
Progressive $3,461 $3,708 $3,957
State Farm $2,930 $3,119 $3,263
Travelers $2,424 $2,568 $2,716
USAA $2,641 $2,714 $2,816

What affects car insurance rates in Fincastle, Tennessee?

What factors can have an impact on Fincastle, TN car insurance? There are several reasons why Fincastle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fincastle, Tennessee.

Commute Time in Fincastle

The more time you spend in your car the higher the risk of an accident. The average commute length in Fincastle, TN is 32.4 minutes according to City-Data.

Compare Car Insurance Quotes in Fincastle, TN

Ready to find affordable Fincastle, Tennessee car insurance today? Enter your ZIP code for fast, free Fincastle, TN car insurance quotes.

Free Car Insurance Comparison

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