Compare Fincastle, VA Car Insurance Rates (2021)

Car insurance in Fincastle, VA averages $183 a month. Fincastle, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Fincastle car insurance rates, compare quotes from the top car insurance companies in Fincastle, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fincastle is USAA
  • Average car insurance rates in Fincastle, VA after a DUI are $2,596/year
  • The cheapest car insurance company in Fincastle for teen drivers is GEICO

If you need to buy Fincastle, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Fincastle, VA is right here.

You’ll find Fincastle car insurance rates, the cheapest Fincastle, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Fincastle, Virginia car insurance rates to Richmond car insurance rates, Virginia Beach car insurance rates, and Roanoke car insurance rates.

Ready to find affordable Fincastle, VA car insurance today? Enter your ZIP code for fast, free Fincastle car insurance quotes.

Cheapest Fincastle, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fincastle, VA car insurance rates? Every Fincastle, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fincastle, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,866 $1,761 $1,856 $1,856 $5,856 $6,739 $2,429 $2,432
GEICO $1,404 $1,406 $1,331 $1,331 $2,929 $3,936 $1,632 $1,621
Nationwide $1,296 $1,302 $1,154 $1,183 $3,077 $3,947 $1,427 $1,547
Progressive $1,240 $1,185 $1,116 $1,122 $5,563 $6,258 $1,505 $1,544
State Farm $1,314 $1,314 $1,185 $1,185 $3,970 $4,977 $1,485 $1,715
USAA $1,020 $1,004 $955 $959 $3,166 $3,769 $1,310 $1,438

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Minimum Car Insurance in Fincastle, VA

Every driver must carry the minimum car insurance in Fincastle, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Fincastle, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Fincastle, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fincastle, VA. Compare credit history car insurance rates in Fincastle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fincastle, Virginia

Insurance Company Poor Fair Good
Allstate $3,774 $3,030 $2,495
GEICO $2,165 $1,841 $1,841
Nationwide $2,208 $1,777 $1,615
Progressive $2,731 $2,377 $2,217
State Farm $3,047 $1,890 $1,493
USAA $2,275 $1,552 $1,281

Cheapest Fincastle, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fincastle, VA to rates for a clean record with top companies.

Annual Fincastle, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,320 $3,694 $3,395 $2,989
GEICO $1,476 $1,921 $2,922 $1,476
Nationwide $1,628 $1,628 $2,367 $1,842
Progressive $2,093 $2,754 $2,485 $2,433
State Farm $1,956 $2,330 $2,143 $2,143
USAA $1,319 $1,712 $2,263 $1,517

Cheapest Fincastle, VA Car Insurance for Teen Drivers

Teen car insurance in Fincastle, VA can be expensive. Take a look at rates from the top car insurance companies in Fincastle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fincastle, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,856 $6,739
GEICO $2,929 $3,936
Nationwide $3,077 $3,947
Progressive $5,563 $6,258
State Farm $3,970 $4,977
USAA $3,166 $3,769

Cheapest Fincastle, VA Car Insurance for Seniors

Take a look at Fincastle, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fincastle, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,856
GEICO $1,331 $1,331
Nationwide $1,154 $1,183
Progressive $1,116 $1,122
State Farm $1,185 $1,185
USAA $955 $959

Cheapest Fincastle, VA Car Insurance Rates After a DUI

A DUI in Fincastle, VA increases car insurance rates. Compare Fincastle, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fincastle, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,395
GEICO $2,922
Nationwide $2,367
Progressive $2,485
State Farm $2,143
USAA $2,263

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Cheapest Fincastle, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fincastle, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fincastle, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,007 $3,192
GEICO $1,912 $1,985
Nationwide $1,867 $1,867
Progressive $2,441 $2,441
State Farm $2,091 $2,195
USAA $1,640 $1,765

The Best Cheap Car Insurance Companies in Fincastle, VA

Take a look at a side-by-side comparison of the top car insurance companies in Fincastle, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fincastle, Virginia

Insurance Company Average Annual Rates
Allstate $3,099
GEICO $1,949
Nationwide $1,867
Progressive $2,441
State Farm $2,143
USAA $1,703

Category Winners: Cheapest Car Insurance in Fincastle, Virginia

Find the cheapest car insurance companies in Fincastle, VA for each category right here.

Best Annual Car Insurance Rates by Company in Fincastle, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Fincastle, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fincastle car insurance rates. Find the cheapest Fincastle, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fincastle, Virginia

Insurance Company Low Medium High
Allstate $3,015 $3,100 $3,183
GEICO $1,882 $1,947 $2,018
Nationwide $1,959 $1,849 $1,791
Progressive $2,342 $2,416 $2,566
State Farm $2,022 $2,139 $2,268
USAA $1,638 $1,706 $1,764

What affects car insurance rates in Fincastle, Virginia?

What factors can have an impact on Fincastle, VA car insurance? There are several reasons why Fincastle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fincastle, Virginia.

Commute Time in Fincastle

The more time you spend in your car the higher the risk of an accident. The average commute length in Fincastle, VA is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Fincastle, VA

Ready to find affordable Fincastle, Virginia car insurance today? Enter your ZIP code for fast, free Fincastle, VA car insurance quotes.

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