Compare Finchville, KY Car Insurance Rates (2021)

Car insurance in Finchville, KY averages $366 a month. Finchville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Finchville car insurance rates, compare quotes from the top car insurance companies in Finchville, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Finchville, KY are $4,395/year
  • Average car insurance rates in Finchville, KY after a DUI are $5,248/year
  • The cheapest car insurance company in Finchville for teen drivers is USAA

If you need to buy Finchville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Finchville, KY is right here.

You’ll find Finchville car insurance rates, the cheapest Finchville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Finchville, Kentucky car insurance rates to Frankfort car insurance rates, Independence car insurance rates, and Florence car insurance rates.

Ready to find affordable Finchville, KY car insurance today? Enter your ZIP code for fast, free Finchville car insurance quotes.

Cheapest Finchville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Finchville, KY car insurance rates? Every Finchville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Finchville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,285 $3,238 $2,981 $3,180 $12,630 $14,219 $3,610 $3,800
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,675 $2,894 $2,265 $2,524 $11,599 $12,826 $2,804 $2,926
Nationwide $3,194 $3,199 $2,882 $3,013 $7,284 $9,099 $3,630 $3,821
Progressive $2,139 $2,027 $1,932 $1,935 $10,683 $12,079 $2,651 $2,697
State Farm $1,961 $1,961 $1,751 $1,751 $5,880 $7,458 $2,191 $2,448
Travelers $2,170 $2,206 $2,143 $2,144 $10,602 $17,019 $2,274 $2,603
USAA $1,874 $1,876 $1,695 $1,722 $5,004 $5,269 $2,364 $2,586

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Minimum Car Insurance in Finchville, KY

Every driver must carry the minimum car insurance in Finchville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Finchville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Finchville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Finchville, KY. Compare credit history car insurance rates in Finchville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Finchville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,757 $5,375 $4,471
GEICO $6,702 $3,346 $2,180
Liberty Mutual $7,236 $4,451 $3,506
Nationwide $5,472 $4,319 $3,755
Progressive $5,026 $4,408 $4,119
State Farm $4,601 $2,769 $2,156
Travelers $5,731 $4,861 $4,843
USAA $4,155 $2,336 $1,906

Cheapest Finchville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Finchville, KY to rates for a clean record with top companies.

Annual Finchville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,835 $6,352 $6,805 $5,479
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,215 $6,501 $5,055 $4,486
Nationwide $3,590 $4,644 $5,874 $3,954
Progressive $3,735 $5,549 $4,256 $4,532
State Farm $2,901 $3,450 $3,175 $3,175
Travelers $4,483 $4,610 $6,680 $4,807
USAA $2,109 $2,982 $3,562 $2,541

Cheapest Finchville, KY Car Insurance for Teen Drivers

Teen car insurance in Finchville, KY can be expensive. Take a look at rates from the top car insurance companies in Finchville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Finchville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,630 $14,219
GEICO $6,749 $7,991
Liberty Mutual $11,599 $12,826
Nationwide $7,284 $9,099
Progressive $10,683 $12,079
State Farm $5,880 $7,458
Travelers $10,602 $17,019
USAA $5,004 $5,269

Cheapest Finchville, KY Car Insurance for Seniors

Take a look at Finchville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Finchville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,981 $3,180
GEICO $3,436 $3,112
Liberty Mutual $2,265 $2,524
Nationwide $2,882 $3,013
Progressive $1,932 $1,935
State Farm $1,751 $1,751
Travelers $2,143 $2,144
USAA $1,695 $1,722

Cheapest Finchville, KY Car Insurance Rates After a DUI

A DUI in Finchville, KY increases car insurance rates. Compare Finchville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Finchville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,805
GEICO $6,581
Liberty Mutual $5,055
Nationwide $5,874
Progressive $4,256
State Farm $3,175
Travelers $6,680
USAA $3,562

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Cheapest Finchville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Finchville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Finchville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,868 $5,868
GEICO $4,038 $4,114
Liberty Mutual $5,064 $5,064
Nationwide $4,515 $4,515
Progressive $4,518 $4,518
State Farm $3,096 $3,254
Travelers $5,145 $5,145
USAA $2,694 $2,903

The Best Cheap Car Insurance Companies in Finchville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Finchville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Finchville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,868
GEICO $4,076
Liberty Mutual $5,064
Nationwide $4,515
Progressive $4,518
State Farm $3,175
Travelers $5,145
USAA $2,799

Category Winners: Cheapest Car Insurance in Finchville, Kentucky

Find the cheapest car insurance companies in Finchville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Finchville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Finchville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Finchville car insurance rates. Find the cheapest Finchville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Finchville, Kentucky

Insurance Company Low Medium High
Allstate $5,445 $5,844 $6,315
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,847 $5,036 $5,310
Nationwide $4,558 $4,470 $4,518
Progressive $4,133 $4,459 $4,962
State Farm $2,992 $3,175 $3,359
Travelers $4,872 $5,169 $5,393
USAA $2,663 $2,792 $2,941

Compare Car Insurance Quotes in Finchville, KY

Ready to find affordable Finchville, Kentucky car insurance today? Enter your ZIP code for fast, free Finchville, KY car insurance quotes.

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