Compare Fingal, ND Car Insurance Rates (2021)

Car insurance in Fingal, ND averages $332 a month. Fingal, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fingal car insurance rates, compare quotes from the top car insurance companies in Fingal, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fingal for teen drivers is Nationwide
  • Average car insurance rates in Fingal, ND after a DUI are $4,777/year
  • The cheapest car insurance company in Fingal is USAA

If you need to buy Fingal, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Fingal, ND is right here.

You’ll find Fingal car insurance rates, the cheapest Fingal, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Fingal, North Dakota car insurance rates to Watford City car insurance rates, Williston car insurance rates, and Bismarck car insurance rates.

Ready to find affordable Fingal, ND car insurance today? Enter your ZIP code for fast, free Fingal car insurance quotes.

Cheapest Fingal, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fingal, ND car insurance rates? Every Fingal, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fingal, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,489 $2,489 $2,211 $2,342 $9,661 $11,368 $2,724 $2,930
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,761 $1,728 $1,573 $1,638 $6,311 $6,465 $1,998 $2,107
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $6,807 $7,353 $5,469 $6,626 $27,123 $30,234 $7,120 $7,800
Nationwide $1,640 $1,676 $1,474 $1,569 $3,702 $4,556 $1,872 $1,983
Progressive $1,915 $1,827 $1,552 $1,608 $7,057 $7,892 $2,354 $2,386
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Fingal, ND

Every driver must carry the minimum car insurance in Fingal, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Fingal, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fingal, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fingal, ND. Compare credit history car insurance rates in Fingal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fingal, North Dakota

Insurance Company Poor Fair Good
Allstate $5,710 $4,341 $3,528
American Family $4,614 $3,200 $2,704
Farmers $3,414 $2,784 $2,645
GEICO $3,222 $2,595 $2,265
Liberty Mutual $17,901 $10,689 $8,360
Nationwide $2,807 $2,194 $1,927
Progressive $3,838 $3,207 $2,926
State Farm $3,081 $1,959 $1,568
USAA $2,801 $1,773 $1,511

Cheapest Fingal, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fingal, ND to rates for a clean record with top companies.

Annual Fingal, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,664 $4,045 $6,136 $4,262
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,485 $3,169 $3,129 $3,007
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $10,928 $12,332 $13,395 $12,612
Nationwide $1,714 $2,351 $3,228 $1,944
Progressive $3,070 $3,773 $3,105 $3,348
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Fingal, ND Car Insurance for Teen Drivers

Teen car insurance in Fingal, ND can be expensive. Take a look at rates from the top car insurance companies in Fingal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fingal, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,661 $11,368
American Family $5,349 $7,694
Farmers $6,311 $6,465
GEICO $4,150 $5,218
Liberty Mutual $27,123 $30,234
Nationwide $3,702 $4,556
Progressive $7,057 $7,892
State Farm $3,947 $4,991
USAA $3,928 $4,747

Cheapest Fingal, ND Car Insurance for Seniors

Take a look at Fingal, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fingal, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,211 $2,342
American Family $2,269 $2,269
Farmers $1,573 $1,638
GEICO $1,863 $1,884
Liberty Mutual $5,469 $6,626
Nationwide $1,474 $1,569
Progressive $1,552 $1,608
State Farm $1,248 $1,248
USAA $927 $930

Cheapest Fingal, ND Car Insurance Rates After a DUI

A DUI in Fingal, ND increases car insurance rates. Compare Fingal, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fingal, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,136
American Family $4,863
Farmers $3,129
GEICO $4,084
Liberty Mutual $13,395
Nationwide $3,228
Progressive $3,105
State Farm $2,203
USAA $2,854

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Cheapest Fingal, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fingal, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fingal, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,416 $4,637
American Family $3,463 $3,549
Farmers $2,948 $2,948
GEICO $2,663 $2,724
Liberty Mutual $12,317 $12,317
Nationwide $2,309 $2,309
Progressive $3,324 $3,324
State Farm $2,144 $2,262
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Fingal, ND

Take a look at a side-by-side comparison of the top car insurance companies in Fingal, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fingal, North Dakota

Insurance Company Average Annual Rates
Allstate $4,527
American Family $3,506
Farmers $2,948
GEICO $2,694
Liberty Mutual $12,317
Nationwide $2,309
Progressive $3,324
State Farm $2,203
USAA $2,028

Category Winners: Cheapest Car Insurance in Fingal, North Dakota

Find the cheapest car insurance companies in Fingal, ND for each category right here.

Best Annual Car Insurance Rates by Company in Fingal, North Dakota

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fingal, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fingal car insurance rates. Find the cheapest Fingal, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fingal, North Dakota

Insurance Company Low Medium High
Allstate $4,395 $4,524 $4,660
American Family $3,614 $3,679 $3,226
Farmers $2,879 $2,935 $3,029
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,047 $12,265 $12,637
Nationwide $2,247 $2,297 $2,383
Progressive $3,226 $3,313 $3,433
State Farm $2,144 $2,209 $2,256
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Fingal, North Dakota?

What factors can have an impact on Fingal, ND car insurance? There are several reasons why Fingal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fingal, North Dakota.

Commute Time in Fingal

The more time you spend in your car the higher the risk of an accident. The average commute length in Fingal, ND is 33.7 minutes according to City-Data.

Compare Car Insurance Quotes in Fingal, ND

Ready to find affordable Fingal, North Dakota car insurance today? Enter your ZIP code for fast, free Fingal, ND car insurance quotes.

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