Compare Finland, MN Car Insurance Rates (2021)

Car insurance in Finland, MN averages $382 a month. Finland, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Finland car insurance rates, compare quotes from the top car insurance companies in Finland, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Finland is State Farm
  • The cheapest car insurance company in Finland for teen drivers is State Farm
  • Average car insurance rates in Finland, MN are $4,583/year

If you need to buy Finland, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Finland, MN is right here.

You’ll find Finland car insurance rates, the cheapest Finland, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Finland, Minnesota car insurance rates to Plymouth car insurance rates, Duluth car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Finland, MN car insurance today? Enter your ZIP code for fast, free Finland car insurance quotes.

Cheapest Finland, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Finland, MN car insurance rates? Every Finland, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Finland, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,089 $3,089 $2,952 $2,952 $7,026 $10,304 $3,738 $3,968
American Family $2,247 $2,247 $2,037 $2,037 $6,116 $8,865 $2,247 $2,536
Farmers $2,084 $2,087 $2,010 $2,126 $5,940 $6,046 $2,739 $2,724
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $9,543 $9,543 $9,448 $9,448 $18,946 $28,518 $9,543 $13,355
Nationwide $2,052 $2,070 $1,823 $1,941 $5,138 $6,276 $2,397 $2,500
State Farm $1,565 $1,565 $1,378 $1,378 $3,248 $4,025 $1,817 $1,501
USAA $1,861 $1,856 $1,686 $1,698 $4,834 $5,323 $2,435 $2,606

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Minimum Car Insurance in Finland, MN

Every driver must carry the minimum car insurance in Finland, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Finland, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Finland, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Finland, MN. Compare credit history car insurance rates in Finland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Finland, Minnesota

Insurance Company Poor Fair Good
Allstate $6,825 $3,680 $3,413
American Family $4,836 $3,208 $2,579
Farmers $3,995 $2,926 $2,737
GEICO $4,627 $3,778 $3,150
Liberty Mutual $18,883 $12,208 $9,538
Nationwide $3,602 $2,898 $2,573
State Farm $3,003 $1,836 $1,339
USAA $4,394 $2,129 $1,839

Cheapest Finland, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Finland, MN to rates for a clean record with top companies.

Annual Finland, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,403 $4,888 $5,856 $4,412
American Family $2,381 $4,281 $4,805 $2,699
Farmers $2,763 $3,454 $3,502 $3,159
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $10,049 $13,683 $19,600 $10,840
Nationwide $2,391 $3,188 $3,676 $2,843
State Farm $1,907 $2,212 $2,060 $2,060
USAA $2,075 $2,629 $3,974 $2,473

Cheapest Finland, MN Car Insurance for Teen Drivers

Teen car insurance in Finland, MN can be expensive. Take a look at rates from the top car insurance companies in Finland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Finland, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,026 $10,304
American Family $6,116 $8,865
Farmers $5,940 $6,046
GEICO $5,955 $7,614
Liberty Mutual $18,946 $28,518
Nationwide $5,138 $6,276
State Farm $3,248 $4,025
USAA $4,834 $5,323

Cheapest Finland, MN Car Insurance for Seniors

Take a look at Finland, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Finland, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,952 $2,952
American Family $2,037 $2,037
Farmers $2,010 $2,126
GEICO $2,860 $2,780
Liberty Mutual $9,448 $9,448
Nationwide $1,823 $1,941
State Farm $1,378 $1,378
USAA $1,686 $1,698

Cheapest Finland, MN Car Insurance Rates After a DUI

A DUI in Finland, MN increases car insurance rates. Compare Finland, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Finland, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,856
American Family $4,805
Farmers $3,502
GEICO $6,102
Liberty Mutual $19,600
Nationwide $3,676
State Farm $2,060
USAA $3,974

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Cheapest Finland, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Finland, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Finland, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,640 $4,640
American Family $3,500 $3,583
Farmers $3,219 $3,219
GEICO $3,803 $3,901
Liberty Mutual $13,141 $13,945
Nationwide $3,025 $3,025
State Farm $2,006 $2,113
USAA $2,751 $2,824

The Best Cheap Car Insurance Companies in Finland, MN

Take a look at a side-by-side comparison of the top car insurance companies in Finland, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Finland, Minnesota

Insurance Company Average Annual Rates
Allstate $4,640
American Family $3,541
Farmers $3,219
GEICO $3,852
Liberty Mutual $13,543
Nationwide $3,025
State Farm $2,060
USAA $2,787

Category Winners: Cheapest Car Insurance in Finland, Minnesota

Find the cheapest car insurance companies in Finland, MN for each category right here.

Best Annual Car Insurance Rates by Company in Finland, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Finland, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Finland car insurance rates. Find the cheapest Finland, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Finland, Minnesota

Insurance Company Low Medium High
Allstate $4,579 $4,637 $4,704
American Family $3,535 $3,639 $3,450
Farmers $3,103 $3,234 $3,322
GEICO $3,762 $3,850 $3,944
Liberty Mutual $13,254 $13,552 $13,822
Nationwide $2,871 $3,043 $3,160
State Farm $1,991 $2,065 $2,123
USAA $2,715 $2,786 $2,861

What affects car insurance rates in Finland, Minnesota?

What factors can have an impact on Finland, MN car insurance? There are several reasons why Finland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Finland, Minnesota.

Commute Time in Finland

The more time you spend in your car the higher the risk of an accident. The average commute length in Finland, MN is 19.2 minutes according to City-Data.

Compare Car Insurance Quotes in Finland, MN

Ready to find affordable Finland, Minnesota car insurance today? Enter your ZIP code for fast, free Finland, MN car insurance quotes.

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