Compare Five Points, AL Car Insurance Rates (2021)

Car insurance in Five Points, AL averages $304 a month. Five Points, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Five Points car insurance rates, compare quotes from the top car insurance companies in Five Points, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Five Points for teen drivers is USAA
  • Average car insurance rates in Five Points, AL after a DUI are $4,175/year
  • The cheapest car insurance company in Five Points is USAA

If you need to buy Five Points, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Five Points, AL is right here.

You’ll find Five Points car insurance rates, the cheapest Five Points, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Five Points, Alabama car insurance rates to Montgomery car insurance rates, Madison car insurance rates, and Dothan car insurance rates.

Ready to find affordable Five Points, AL car insurance today? Enter your ZIP code for fast, free Five Points car insurance quotes.

Cheapest Five Points, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Five Points, AL car insurance rates? Every Five Points, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Five Points, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,096 $3,347 $2,538 $2,841 $11,120 $12,371 $3,304 $3,525
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,161 $2,039 $1,774 $1,879 $8,745 $9,783 $2,545 $2,728
State Farm $2,900 $2,900 $2,602 $2,602 $8,467 $10,639 $3,270 $3,754
Travelers $1,591 $1,618 $1,481 $1,479 $8,327 $13,064 $1,508 $1,753
USAA $1,377 $1,398 $1,285 $1,259 $4,109 $4,556 $1,794 $1,938

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Minimum Car Insurance in Five Points, AL

Every driver must carry the minimum car insurance in Five Points, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Five Points, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Five Points, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Five Points, AL. Compare credit history car insurance rates in Five Points from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Five Points, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,887 $4,192 $3,976
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,549 $4,623 $3,632
Nationwide $3,155 $2,458 $2,223
Progressive $4,477 $3,825 $3,568
State Farm $7,530 $3,809 $2,587
Travelers $4,206 $3,642 $3,710
USAA $2,977 $1,937 $1,729

Cheapest Five Points, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Five Points, AL to rates for a clean record with top companies.

Annual Five Points, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,134 $5,745 $5,629 $5,563
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,583 $4,485 $3,828 $3,930
State Farm $4,211 $5,168 $4,594 $4,594
Travelers $3,210 $3,371 $4,915 $3,915
USAA $1,702 $2,137 $3,177 $1,842

Cheapest Five Points, AL Car Insurance for Teen Drivers

Teen car insurance in Five Points, AL can be expensive. Take a look at rates from the top car insurance companies in Five Points for teenagers.

Annual Car Insurance Rates for Teen Drivers in Five Points, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $9,410 $9,698
GEICO $5,489 $5,415
Liberty Mutual $11,120 $12,371
Nationwide $4,446 $5,755
Progressive $8,745 $9,783
State Farm $8,467 $10,639
Travelers $8,327 $13,064
USAA $4,109 $4,556

Cheapest Five Points, AL Car Insurance for Seniors

Take a look at Five Points, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Five Points, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,283 $2,410
GEICO $1,997 $2,040
Liberty Mutual $2,538 $2,841
Nationwide $1,564 $1,624
Progressive $1,774 $1,879
State Farm $2,602 $2,602
Travelers $1,481 $1,479
USAA $1,285 $1,259

Cheapest Five Points, AL Car Insurance Rates After a DUI

A DUI in Five Points, AL increases car insurance rates. Compare Five Points, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Five Points, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,595
Farmers $4,608
GEICO $3,902
Liberty Mutual $5,629
Nationwide $3,331
Progressive $3,828
State Farm $4,594
Travelers $4,915
USAA $3,177

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Cheapest Five Points, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Five Points, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Five Points, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $4,352 $4,352
GEICO $2,886 $2,996
Liberty Mutual $5,268 $5,268
Nationwide $2,612 $2,612
Progressive $3,957 $3,957
State Farm $4,530 $4,754
Travelers $3,853 $3,853
USAA $2,113 $2,316

The Best Cheap Car Insurance Companies in Five Points, AL

Take a look at a side-by-side comparison of the top car insurance companies in Five Points, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Five Points, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $4,352
GEICO $2,941
Liberty Mutual $5,268
Nationwide $2,612
Progressive $3,957
State Farm $4,642
Travelers $3,853
USAA $2,214

Category Winners: Cheapest Car Insurance in Five Points, Alabama

Find the cheapest car insurance companies in Five Points, AL for each category right here.

Best Annual Car Insurance Rates by Company in Five Points, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Five Points, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Five Points car insurance rates. Find the cheapest Five Points, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Five Points, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $4,139 $4,302 $4,613
GEICO $2,736 $2,929 $3,159
Liberty Mutual $5,032 $5,243 $5,528
Nationwide $2,607 $2,586 $2,642
Progressive $3,607 $3,940 $4,323
State Farm $4,405 $4,636 $4,884
Travelers $3,680 $3,930 $3,948
USAA $2,136 $2,203 $2,304

What affects car insurance rates in Five Points, Alabama?

What factors can have an impact on Five Points, AL car insurance? There are several reasons why Five Points car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Five Points, Alabama.

Commute Time in Five Points

The more time you spend in your car the higher the risk of an accident. The average commute length in Five Points, AL is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Five Points, AL

Ready to find affordable Five Points, Alabama car insurance today? Enter your ZIP code for fast, free Five Points, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State