Compare Five Points, TN Car Insurance Rates (2021)

Car insurance in Five Points, TN averages $296 a month. Five Points, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Five Points car insurance rates, compare quotes from the top car insurance companies in Five Points, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Five Points for teen drivers is State Farm
  • Average car insurance rates in Five Points, TN after a DUI are $4,171/year
  • Average car insurance rates in Five Points, TN are $3,547/year

If you need to buy Five Points, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Five Points, TN is right here.

You’ll find Five Points car insurance rates, the cheapest Five Points, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Five Points, Tennessee car insurance rates to Franklin car insurance rates, Chattanooga car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Five Points, TN car insurance today? Enter your ZIP code for fast, free Five Points car insurance quotes.

Cheapest Five Points, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Five Points, TN car insurance rates? Every Five Points, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Five Points, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,844 $2,741 $2,547 $2,646 $10,431 $11,344 $3,055 $3,171
Farmers $1,881 $1,915 $1,690 $1,844 $7,422 $7,867 $2,535 $2,703
GEICO $2,253 $2,279 $2,082 $2,082 $6,611 $6,752 $2,274 $2,344
Liberty Mutual $3,522 $129 $2,889 $3,223 $14,532 $16,142 $3,787 $4,047
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,706 $1,614 $1,386 $1,450 $7,566 $8,521 $2,057 $2,251
State Farm $1,494 $1,494 $1,338 $1,338 $4,448 $5,567 $1,684 $1,959
Travelers $1,716 $1,806 $1,551 $1,651 $4,712 $5,800 $1,830 $1,926
USAA $1,567 $1,604 $1,408 $1,416 $5,437 $6,234 $2,047 $2,199

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Minimum Car Insurance in Five Points, TN

Every driver must carry the minimum car insurance in Five Points, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Five Points, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Five Points, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Five Points, TN. Compare credit history car insurance rates in Five Points from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Five Points, Tennessee

Insurance Company Poor Fair Good
Allstate $6,188 $4,734 $3,620
Farmers $4,149 $3,236 $3,061
GEICO $3,789 $3,238 $2,976
Liberty Mutual $8,658 $5,301 $4,143
Nationwide $3,761 $2,980 $2,643
Progressive $3,740 $3,215 $3,001
State Farm $3,506 $2,105 $1,635
Travelers $3,345 $2,615 $1,912
USAA $3,987 $2,320 $1,910

Cheapest Five Points, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Five Points, TN to rates for a clean record with top companies.

Annual Five Points, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,078 $4,849 $5,816 $4,646
Farmers $2,973 $3,680 $3,753 $3,522
GEICO $2,406 $3,244 $5,282 $2,406
Liberty Mutual $4,885 $7,054 $6,566 $5,631
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $2,925 $3,788 $3,114 $3,447
State Farm $2,209 $2,622 $2,415 $2,415
Travelers $2,132 $2,732 $3,010 $2,622
USAA $1,997 $2,976 $3,511 $2,472

Cheapest Five Points, TN Car Insurance for Teen Drivers

Teen car insurance in Five Points, TN can be expensive. Take a look at rates from the top car insurance companies in Five Points for teenagers.

Annual Car Insurance Rates for Teen Drivers in Five Points, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,431 $11,344
Farmers $7,422 $7,867
GEICO $6,611 $6,752
Liberty Mutual $14,532 $16,142
Nationwide $5,414 $7,005
Progressive $7,566 $8,521
State Farm $4,448 $5,567
Travelers $4,712 $5,800
USAA $5,437 $6,234

Cheapest Five Points, TN Car Insurance for Seniors

Take a look at Five Points, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Five Points, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,547 $2,646
Farmers $1,690 $1,844
GEICO $2,082 $2,082
Liberty Mutual $2,889 $3,223
Nationwide $1,818 $1,853
Progressive $1,386 $1,450
State Farm $1,338 $1,338
Travelers $1,551 $1,651
USAA $1,408 $1,416

Cheapest Five Points, TN Car Insurance Rates After a DUI

A DUI in Five Points, TN increases car insurance rates. Compare Five Points, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Five Points, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,816
Farmers $3,753
GEICO $5,282
Liberty Mutual $6,566
Nationwide $4,070
Progressive $3,114
State Farm $2,415
Travelers $3,010
USAA $3,511

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Cheapest Five Points, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Five Points, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Five Points, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,847 $4,847
Farmers $3,482 $3,482
GEICO $3,318 $3,351
Liberty Mutual $6,034 $6,034
Nationwide $3,128 $3,128
Progressive $3,319 $3,319
State Farm $2,359 $2,472
Travelers $2,521 $2,727
USAA $2,660 $2,818

The Best Cheap Car Insurance Companies in Five Points, TN

Take a look at a side-by-side comparison of the top car insurance companies in Five Points, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Five Points, Tennessee

Insurance Company Average Annual Rates
Allstate $4,847
Farmers $3,482
GEICO $3,335
Liberty Mutual $6,034
Nationwide $3,128
Progressive $3,319
State Farm $2,415
Travelers $2,624
USAA $2,739

Category Winners: Cheapest Car Insurance in Five Points, Tennessee

Find the cheapest car insurance companies in Five Points, TN for each category right here.

Best Annual Car Insurance Rates by Company in Five Points, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Five Points, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Five Points car insurance rates. Find the cheapest Five Points, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Five Points, Tennessee

Insurance Company Low Medium High
Allstate $4,679 $4,836 $5,027
Farmers $3,305 $3,467 $3,674
GEICO $3,196 $3,328 $3,480
Liberty Mutual $5,791 $6,032 $6,279
Nationwide $3,154 $3,057 $3,173
Progressive $3,135 $3,317 $3,504
State Farm $2,293 $2,425 $2,528
Travelers $2,479 $2,622 $2,771
USAA $2,657 $2,730 $2,830

Compare Car Insurance Quotes in Five Points, TN

Ready to find affordable Five Points, Tennessee car insurance today? Enter your ZIP code for fast, free Five Points, TN car insurance quotes.

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