Compare Flagler Beach, FL Car Insurance Rates (2021)

Car insurance in Flagler Beach, FL averages $327 a month. Flagler Beach, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Flagler Beach car insurance rates, compare quotes from the top car insurance companies in Flagler Beach, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Flagler Beach for teen drivers is USAA
  • Average car insurance rates in Flagler Beach, FL are $3,920/year
  • The cheapest car insurance company in Flagler Beach is USAA

If you need to buy Flagler Beach, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Flagler Beach, FL is right here.

You’ll find Flagler Beach car insurance rates, the cheapest Flagler Beach, FL car insurance companies, and information on Florida car insurance laws. You can also compare Flagler Beach, Florida car insurance rates to St. Petersburg car insurance rates, Miami car insurance rates, and Fort Lauderdale car insurance rates.

Ready to find affordable Flagler Beach, FL car insurance today? Enter your ZIP code for fast, free Flagler Beach car insurance quotes.

Cheapest Flagler Beach, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flagler Beach, FL car insurance rates? Every Flagler Beach, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flagler Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,806 $3,665 $3,330 $3,396 $13,122 $14,312 $3,841 $3,912
GEICO $2,612 $2,626 $2,443 $2,443 $4,641 $5,831 $2,877 $2,926
Liberty Mutual $3,075 $3,075 $2,826 $2,826 $6,396 $9,801 $3,075 $4,137
Nationwide $2,428 $2,402 $2,171 $2,246 $5,847 $7,219 $2,675 $2,791
Progressive $3,415 $3,233 $2,937 $3,142 $9,553 $10,444 $4,128 $3,965
State Farm $1,720 $1,720 $1,563 $1,563 $4,917 $6,269 $1,904 $2,039
USAA $1,332 $1,312 $1,240 $1,234 $4,458 $5,185 $1,663 $1,797

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Minimum Car Insurance in Flagler Beach, FL

Every driver must carry the minimum car insurance in Flagler Beach, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Flagler Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Flagler Beach, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flagler Beach, FL. Compare credit history car insurance rates in Flagler Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flagler Beach, Florida

Insurance Company Poor Fair Good
Allstate $8,606 $5,465 $4,449
GEICO $4,785 $2,914 $2,200
Liberty Mutual $5,643 $4,166 $3,395
Nationwide $4,327 $3,194 $2,897
Progressive $6,659 $4,718 $3,930
State Farm $3,683 $2,439 $2,013
USAA $3,714 $1,807 $1,311

Cheapest Flagler Beach, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flagler Beach, FL to rates for a clean record with top companies.

Annual Flagler Beach, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,331 $6,360 $7,086 $5,916
GEICO $2,313 $2,943 $4,357 $3,586
Liberty Mutual $3,199 $4,127 $5,945 $4,335
Nationwide $2,972 $3,253 $4,369 $3,297
Progressive $4,030 $5,957 $5,015 $5,407
State Farm $2,485 $2,939 $2,712 $2,712
USAA $1,796 $2,203 $3,231 $1,880

Cheapest Flagler Beach, FL Car Insurance for Teen Drivers

Teen car insurance in Flagler Beach, FL can be expensive. Take a look at rates from the top car insurance companies in Flagler Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flagler Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,122 $14,312
GEICO $4,641 $5,831
Liberty Mutual $6,396 $9,801
Nationwide $5,847 $7,219
Progressive $9,553 $10,444
State Farm $4,917 $6,269
USAA $4,458 $5,185

Cheapest Flagler Beach, FL Car Insurance for Seniors

Take a look at Flagler Beach, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flagler Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,330 $3,396
GEICO $2,443 $2,443
Liberty Mutual $2,826 $2,826
Nationwide $2,171 $2,246
Progressive $2,937 $3,142
State Farm $1,563 $1,563
USAA $1,240 $1,234

Cheapest Flagler Beach, FL Car Insurance Rates After a DUI

A DUI in Flagler Beach, FL increases car insurance rates. Compare Flagler Beach, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flagler Beach, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,086
GEICO $4,357
Liberty Mutual $5,945
Nationwide $4,369
Progressive $5,015
State Farm $2,712
USAA $3,231

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Cheapest Flagler Beach, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flagler Beach, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flagler Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,995 $6,351
GEICO $3,284 $3,316
Liberty Mutual $4,262 $4,541
Nationwide $3,473 $3,473
Progressive $5,102 $5,102
State Farm $2,621 $2,803
USAA $2,252 $2,303

The Best Cheap Car Insurance Companies in Flagler Beach, FL

Take a look at a side-by-side comparison of the top car insurance companies in Flagler Beach, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flagler Beach, Florida

Insurance Company Average Annual Rates
Allstate $6,173
GEICO $3,300
Liberty Mutual $4,401
Nationwide $3,473
Progressive $5,102
State Farm $2,712
USAA $2,278

Category Winners: Cheapest Car Insurance in Flagler Beach, Florida

Find the cheapest car insurance companies in Flagler Beach, FL for each category right here.

Best Annual Car Insurance Rates by Company in Flagler Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Flagler Beach, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flagler Beach car insurance rates. Find the cheapest Flagler Beach, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flagler Beach, Florida

Insurance Company Low Medium High
Allstate $4,804 $6,482 $7,234
GEICO $2,699 $3,416 $3,785
Liberty Mutual $4,019 $4,470 $4,716
Nationwide $2,762 $3,606 $4,049
Progressive $4,332 $5,213 $5,763
State Farm $2,308 $2,776 $3,051
USAA $1,982 $2,354 $2,497

What affects car insurance rates in Flagler Beach, Florida?

What factors can have an impact on Flagler Beach, FL car insurance? There are several reasons why Flagler Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Flagler Beach, Florida.

Car Theft in Flagler Beach

High levels of vehicle theft can make car insurance more expensive. Flagler Beach, FL car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Flagler Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Flagler Beach, FL is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Flagler Beach, FL

Ready to find affordable Flagler Beach, Florida car insurance today? Enter your ZIP code for fast, free Flagler Beach, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State