Compare Flagler, CO Car Insurance Rates (2021)

Car insurance in Flagler, CO averages $332 a month. Flagler, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Flagler car insurance rates, compare quotes from the top car insurance companies in Flagler, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Flagler, CO are $3,987/year
  • The cheapest car insurance company in Flagler for teen drivers is Liberty Mutual
  • Average car insurance rates in Flagler, CO after a DUI are $4,724/year

If you need to buy Flagler, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Flagler, CO is right here.

You’ll find Flagler car insurance rates, the cheapest Flagler, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Flagler, Colorado car insurance rates to Lakewood car insurance rates, Arvada car insurance rates, and Colorado Springs car insurance rates.

Ready to find affordable Flagler, CO car insurance today? Enter your ZIP code for fast, free Flagler car insurance quotes.

Cheapest Flagler, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flagler, CO car insurance rates? Every Flagler, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flagler, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,211 $3,179 $2,922 $3,161 $11,669 $11,655 $3,491 $3,500
GEICO $2,361 $2,552 $2,421 $2,697 $7,173 $7,626 $2,174 $2,242
Liberty Mutual $1,704 $1,641 $1,454 $1,598 $4,971 $5,413 $1,716 $1,727
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $3,146 $2,959 $2,653 $2,669 $9,830 $11,018 $3,569 $3,489
State Farm $2,105 $2,105 $1,851 $1,851 $5,531 $7,092 $2,337 $2,745
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Flagler, CO

Every driver must carry the minimum car insurance in Flagler, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Flagler, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Flagler, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flagler, CO. Compare credit history car insurance rates in Flagler from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flagler, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,381 $3,091 $2,589
Farmers $6,242 $5,027 $4,777
GEICO $4,401 $3,656 $2,910
Liberty Mutual $3,610 $2,211 $1,763
Nationwide $4,899 $3,858 $3,367
Progressive $5,645 $4,764 $4,341
State Farm $4,451 $2,856 $2,300
USAA $5,346 $3,014 $2,405

Cheapest Flagler, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flagler, CO to rates for a clean record with top companies.

Annual Flagler, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,527 $5,806 $5,726 $5,335
GEICO $2,611 $4,012 $4,547 $3,451
Liberty Mutual $2,214 $2,594 $2,691 $2,613
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $4,278 $5,841 $4,521 $5,027
State Farm $2,986 $3,419 $3,202 $3,202
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Flagler, CO Car Insurance for Teen Drivers

Teen car insurance in Flagler, CO can be expensive. Take a look at rates from the top car insurance companies in Flagler for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flagler, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,559 $7,395
Farmers $11,669 $11,655
GEICO $7,173 $7,626
Liberty Mutual $4,971 $5,413
Nationwide $6,746 $8,703
Progressive $9,830 $11,018
State Farm $5,531 $7,092
USAA $5,826 $6,723

Cheapest Flagler, CO Car Insurance for Seniors

Take a look at Flagler, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flagler, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,070 $2,070
Farmers $2,922 $3,161
GEICO $2,421 $2,697
Liberty Mutual $1,454 $1,598
Nationwide $2,404 $2,557
Progressive $2,653 $2,669
State Farm $1,851 $1,851
USAA $2,298 $2,340

Cheapest Flagler, CO Car Insurance Rates After a DUI

A DUI in Flagler, CO increases car insurance rates. Compare Flagler, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flagler, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,277
American Family $4,589
Farmers $5,726
GEICO $4,547
Liberty Mutual $2,691
Nationwide $5,431
Progressive $4,521
State Farm $3,202
USAA $5,527

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Cheapest Flagler, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flagler, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flagler, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,283 $3,424
Farmers $5,349 $5,349
GEICO $3,570 $3,741
Liberty Mutual $2,528 $2,528
Nationwide $4,041 $4,041
Progressive $4,917 $4,917
State Farm $3,124 $3,280
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Flagler, CO

Take a look at a side-by-side comparison of the top car insurance companies in Flagler, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flagler, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,353
Farmers $5,349
GEICO $3,656
Liberty Mutual $2,528
Nationwide $4,041
Progressive $4,917
State Farm $3,202
USAA $3,589

Category Winners: Cheapest Car Insurance in Flagler, Colorado

Find the cheapest car insurance companies in Flagler, CO for each category right here.

Best Annual Car Insurance Rates by Company in Flagler, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Flagler, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flagler car insurance rates. Find the cheapest Flagler, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flagler, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,205 $3,423 $3,432
Farmers $4,670 $5,272 $6,104
GEICO $3,360 $3,598 $4,008
Liberty Mutual $2,372 $2,517 $2,696
Nationwide $4,103 $4,041 $3,980
Progressive $4,634 $4,927 $5,189
State Farm $3,037 $3,202 $3,368
USAA $3,452 $3,588 $3,726

What affects car insurance rates in Flagler, Colorado?

What factors can have an impact on Flagler, CO car insurance? There are several reasons why Flagler car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Flagler, Colorado.

Commute Time in Flagler

The more time you spend in your car the higher the risk of an accident. The average commute length in Flagler, CO is 14.2 minutes according to City-Data.

Compare Car Insurance Quotes in Flagler, CO

Ready to find affordable Flagler, Colorado car insurance today? Enter your ZIP code for fast, free Flagler, CO car insurance quotes.

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