Compare Flat Rock, AL Car Insurance Rates (2021)

Car insurance in Flat Rock, AL averages $300 a month. Flat Rock, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Flat Rock car insurance rates, compare quotes from the top car insurance companies in Flat Rock, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Flat Rock is USAA
  • Average car insurance rates in Flat Rock, AL are $3,604/year
  • The cheapest car insurance company in Flat Rock for teen drivers is USAA

If you need to buy Flat Rock, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Flat Rock, AL is right here.

You’ll find Flat Rock car insurance rates, the cheapest Flat Rock, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Flat Rock, Alabama car insurance rates to Mobile car insurance rates, Tuscaloosa car insurance rates, and Auburn car insurance rates.

Ready to find affordable Flat Rock, AL car insurance today? Enter your ZIP code for fast, free Flat Rock car insurance quotes.

Cheapest Flat Rock, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flat Rock, AL car insurance rates? Every Flat Rock, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flat Rock, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,943 $1,857 $1,753 $1,786 $6,596 $7,087 $2,188 $2,244
Farmers $2,313 $2,297 $2,069 $2,192 $8,813 $9,071 $2,635 $2,752
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,076 $3,321 $2,516 $2,810 $11,326 $12,589 $3,282 $3,504
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,376 $2,241 $1,944 $2,076 $9,431 $10,529 $2,783 $2,951
State Farm $2,743 $2,743 $2,473 $2,473 $8,271 $10,333 $3,098 $3,595
Travelers $1,578 $1,603 $1,479 $1,471 $8,306 $12,960 $1,494 $1,726
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

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Minimum Car Insurance in Flat Rock, AL

Every driver must carry the minimum car insurance in Flat Rock, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Flat Rock, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Flat Rock, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flat Rock, AL. Compare credit history car insurance rates in Flat Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flat Rock, Alabama

Insurance Company Poor Fair Good
Allstate $3,937 $3,085 $2,523
Farmers $4,508 $3,873 $3,671
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,600 $4,657 $3,652
Nationwide $3,075 $2,402 $2,174
Progressive $4,866 $4,147 $3,862
State Farm $7,242 $3,666 $2,491
Travelers $4,178 $3,618 $3,685
USAA $2,655 $1,728 $1,543

Cheapest Flat Rock, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flat Rock, AL to rates for a clean record with top companies.

Annual Flat Rock, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,716 $3,188 $3,765 $3,059
Farmers $3,380 $4,368 $4,261 $4,062
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,154 $5,796 $5,659 $5,604
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,889 $4,859 $4,147 $4,271
State Farm $4,033 $4,996 $4,418 $4,418
Travelers $3,183 $3,343 $4,892 $3,890
USAA $1,520 $1,908 $2,828 $1,644

Cheapest Flat Rock, AL Car Insurance for Teen Drivers

Teen car insurance in Flat Rock, AL can be expensive. Take a look at rates from the top car insurance companies in Flat Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flat Rock, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,596 $7,087
Farmers $8,813 $9,071
GEICO $5,284 $5,207
Liberty Mutual $11,326 $12,589
Nationwide $4,394 $5,642
Progressive $9,431 $10,529
State Farm $8,271 $10,333
Travelers $8,306 $12,960
USAA $3,657 $4,056

Cheapest Flat Rock, AL Car Insurance for Seniors

Take a look at Flat Rock, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flat Rock, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,753 $1,786
Farmers $2,069 $2,192
GEICO $1,927 $1,978
Liberty Mutual $2,516 $2,810
Nationwide $1,523 $1,574
Progressive $1,944 $2,076
State Farm $2,473 $2,473
Travelers $1,479 $1,471
USAA $1,149 $1,126

Cheapest Flat Rock, AL Car Insurance Rates After a DUI

A DUI in Flat Rock, AL increases car insurance rates. Compare Flat Rock, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flat Rock, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,765
Farmers $4,261
GEICO $3,769
Liberty Mutual $5,659
Nationwide $3,238
Progressive $4,147
State Farm $4,418
Travelers $4,892
USAA $2,828

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Cheapest Flat Rock, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flat Rock, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flat Rock, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,182 $3,182
Farmers $4,018 $4,018
GEICO $2,773 $2,875
Liberty Mutual $5,303 $5,303
Nationwide $2,550 $2,550
Progressive $4,291 $4,291
State Farm $4,362 $4,571
Travelers $3,827 $3,827
USAA $1,885 $2,065

The Best Cheap Car Insurance Companies in Flat Rock, AL

Take a look at a side-by-side comparison of the top car insurance companies in Flat Rock, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flat Rock, Alabama

Insurance Company Average Annual Rates
Allstate $3,182
Farmers $4,018
GEICO $2,824
Liberty Mutual $5,303
Nationwide $2,550
Progressive $4,291
State Farm $4,466
Travelers $3,827
USAA $1,975

Category Winners: Cheapest Car Insurance in Flat Rock, Alabama

Find the cheapest car insurance companies in Flat Rock, AL for each category right here.

Best Annual Car Insurance Rates by Company in Flat Rock, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Flat Rock, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flat Rock car insurance rates. Find the cheapest Flat Rock, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flat Rock, Alabama

Insurance Company Low Medium High
Allstate $3,084 $3,176 $3,285
Farmers $3,807 $3,968 $4,278
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,073 $5,279 $5,557
Nationwide $2,532 $2,529 $2,590
Progressive $3,881 $4,266 $4,728
State Farm $4,249 $4,460 $4,690
Travelers $3,661 $3,904 $3,917
USAA $1,905 $1,965 $2,056

Compare Car Insurance Quotes in Flat Rock, AL

Ready to find affordable Flat Rock, Alabama car insurance today? Enter your ZIP code for fast, free Flat Rock, AL car insurance quotes.

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