Compare Flat Rock, IN Car Insurance Rates (2021)

Car insurance in Flat Rock, IN averages $267 a month. Flat Rock, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Flat Rock car insurance rates, compare quotes from the top car insurance companies in Flat Rock, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Flat Rock, IN are $3,204/year
  • Average car insurance rates in Flat Rock, IN after a DUI are $3,818/year
  • The cheapest car insurance company in Flat Rock for teen drivers is USAA

If you need to buy Flat Rock, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Flat Rock, IN is right here.

You’ll find Flat Rock car insurance rates, the cheapest Flat Rock, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Flat Rock, Indiana car insurance rates to South Bend car insurance rates, Indianapolis car insurance rates, and Hammond car insurance rates.

Ready to find affordable Flat Rock, IN car insurance today? Enter your ZIP code for fast, free Flat Rock car insurance quotes.

Cheapest Flat Rock, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flat Rock, IN car insurance rates? Every Flat Rock, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flat Rock, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,368 $2,428 $2,078 $2,272 $7,224 $9,094 $2,409 $2,620
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,504 $1,485 $1,286 $1,444 $8,073 $8,617 $1,982 $2,142
GEICO $1,525 $1,525 $1,440 $1,501 $4,579 $4,243 $1,752 $1,533
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,484 $1,516 $1,306 $1,390 $4,343 $5,616 $1,744 $1,901
Progressive $1,535 $1,450 $1,396 $1,402 $9,105 $10,248 $1,922 $1,958
State Farm $1,381 $1,381 $1,236 $1,236 $4,275 $5,466 $1,531 $1,708
Travelers $1,246 $1,267 $1,174 $1,172 $7,888 $12,478 $1,323 $1,520
USAA $1,010 $992 $943 $946 $2,850 $3,175 $1,362 $1,452

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Minimum Car Insurance in Flat Rock, IN

Every driver must carry the minimum car insurance in Flat Rock, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Flat Rock, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Flat Rock, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flat Rock, IN. Compare credit history car insurance rates in Flat Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flat Rock, Indiana

Insurance Company Poor Fair Good
Allstate $4,725 $3,517 $3,194
American Family $4,970 $3,229 $2,702
Farmers $3,869 $3,157 $2,925
GEICO $2,721 $2,262 $1,803
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,745 $2,321 $2,171
Progressive $3,994 $3,543 $3,343
State Farm $3,318 $1,979 $1,534
Travelers $3,904 $3,311 $3,310
USAA $2,141 $1,417 $1,216

Cheapest Flat Rock, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flat Rock, IN to rates for a clean record with top companies.

Annual Flat Rock, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $4,464 $4,118 $3,620
American Family $2,504 $3,994 $5,054 $2,983
Farmers $2,967 $3,462 $3,563 $3,275
GEICO $1,472 $2,337 $3,203 $2,037
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,081 $2,669 $2,561 $2,338
Progressive $2,713 $4,781 $3,237 $3,777
State Farm $2,222 $2,443 $2,222 $2,222
Travelers $2,981 $3,683 $4,173 $3,197
USAA $1,200 $1,712 $1,965 $1,489

Cheapest Flat Rock, IN Car Insurance for Teen Drivers

Teen car insurance in Flat Rock, IN can be expensive. Take a look at rates from the top car insurance companies in Flat Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flat Rock, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,224 $9,094
American Family $6,259 $9,073
Farmers $8,073 $8,617
GEICO $4,579 $4,243
Liberty Mutual $8,383 $12,656
Nationwide $4,343 $5,616
Progressive $9,105 $10,248
State Farm $4,275 $5,466
Travelers $7,888 $12,478
USAA $2,850 $3,175

Cheapest Flat Rock, IN Car Insurance for Seniors

Take a look at Flat Rock, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flat Rock, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,078 $2,272
American Family $2,048 $2,048
Farmers $1,286 $1,444
GEICO $1,440 $1,501
Liberty Mutual $3,522 $3,522
Nationwide $1,306 $1,390
Progressive $1,396 $1,402
State Farm $1,236 $1,236
Travelers $1,174 $1,172
USAA $943 $946

Cheapest Flat Rock, IN Car Insurance Rates After a DUI

A DUI in Flat Rock, IN increases car insurance rates. Compare Flat Rock, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flat Rock, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,118
American Family $5,054
Farmers $3,563
GEICO $3,203
Liberty Mutual $8,085
Nationwide $2,561
Progressive $3,237
State Farm $2,222
Travelers $4,173
USAA $1,965

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Cheapest Flat Rock, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flat Rock, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flat Rock, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,812 $3,812
American Family $3,590 $3,677
Farmers $3,317 $3,317
GEICO $2,225 $2,299
Liberty Mutual $5,455 $5,752
Nationwide $2,412 $2,412
Progressive $3,627 $3,627
State Farm $2,213 $2,341
Travelers $3,508 $3,508
USAA $1,570 $1,612

The Best Cheap Car Insurance Companies in Flat Rock, IN

Take a look at a side-by-side comparison of the top car insurance companies in Flat Rock, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flat Rock, Indiana

Insurance Company Average Annual Rates
Allstate $3,812
American Family $3,634
Farmers $3,317
GEICO $2,262
Liberty Mutual $5,604
Nationwide $2,412
Progressive $3,627
State Farm $2,277
Travelers $3,508
USAA $1,591

Category Winners: Cheapest Car Insurance in Flat Rock, Indiana

Find the cheapest car insurance companies in Flat Rock, IN for each category right here.

Best Annual Car Insurance Rates by Company in Flat Rock, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Flat Rock, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flat Rock car insurance rates. Find the cheapest Flat Rock, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flat Rock, Indiana

Insurance Company Low Medium High
Allstate $3,639 $3,798 $3,998
American Family $3,603 $3,754 $3,544
Farmers $3,203 $3,311 $3,436
GEICO $2,120 $2,256 $2,411
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,452 $2,393 $2,391
Progressive $3,405 $3,565 $3,911
State Farm $2,168 $2,276 $2,387
Travelers $3,437 $3,541 $3,547
USAA $1,533 $1,587 $1,654

Compare Car Insurance Quotes in Flat Rock, IN

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Average Monthly Car Insurance Rates by State