Compare Flat Rock, OH Car Insurance Rates (2021)

Car insurance in Flat Rock, OH averages $199 a month. Flat Rock, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Flat Rock car insurance rates, compare quotes from the top car insurance companies in Flat Rock, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Flat Rock for teen drivers is USAA
  • Average car insurance rates in Flat Rock, OH are $2,385/year
  • Average car insurance rates in Flat Rock, OH after a DUI are $2,765/year

If you need to buy Flat Rock, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Flat Rock, OH is right here.

You’ll find Flat Rock car insurance rates, the cheapest Flat Rock, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Flat Rock, Ohio car insurance rates to Toledo car insurance rates, Hamilton car insurance rates, and Lorain car insurance rates.

Ready to find affordable Flat Rock, OH car insurance today? Enter your ZIP code for fast, free Flat Rock car insurance quotes.

Cheapest Flat Rock, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flat Rock, OH car insurance rates? Every Flat Rock, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flat Rock, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,824 $1,820 $1,645 $1,758 $4,968 $5,681 $1,919 $2,050
American Family $865 $898 $787 $792 $2,575 $2,795 $1,064 $1,120
Farmers $1,666 $1,662 $1,468 $1,548 $7,320 $7,603 $1,865 $1,948
GEICO $1,132 $1,099 $1,066 $1,076 $2,988 $2,777 $1,254 $1,062
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,895 $1,904 $1,713 $1,725 $4,822 $6,207 $2,029 $2,356
Progressive $1,523 $1,434 $1,270 $1,309 $6,776 $7,619 $1,825 $1,883
State Farm $1,246 $1,246 $1,115 $1,115 $3,867 $4,860 $1,447 $1,657
Travelers $1,194 $1,213 $1,183 $1,179 $5,103 $8,080 $1,243 $1,417
USAA $796 $803 $756 $757 $2,410 $2,685 $1,060 $1,145

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Minimum Car Insurance in Flat Rock, OH

Every driver must carry the minimum car insurance in Flat Rock, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Flat Rock, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Flat Rock, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flat Rock, OH. Compare credit history car insurance rates in Flat Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flat Rock, Ohio

Insurance Company Poor Fair Good
Allstate $3,471 $2,532 $2,121
American Family $1,808 $1,233 $1,045
Farmers $3,550 $2,998 $2,855
GEICO $1,863 $1,557 $1,251
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,412 $2,754 $2,329
Progressive $3,318 $2,868 $2,679
State Farm $2,947 $1,823 $1,437
Travelers $2,878 $2,507 $2,344
USAA $1,688 $1,196 $1,020

Cheapest Flat Rock, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flat Rock, OH to rates for a clean record with top companies.

Annual Flat Rock, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,285 $2,754 $3,217 $2,577
American Family $1,307 $1,381 $1,381 $1,381
Farmers $2,587 $3,329 $3,246 $3,377
GEICO $1,062 $1,524 $2,204 $1,438
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,275 $2,886 $3,653 $2,512
Progressive $2,548 $3,465 $2,713 $3,093
State Farm $1,886 $2,252 $2,069 $2,069
Travelers $1,905 $2,474 $3,720 $2,206
USAA $1,003 $1,340 $1,753 $1,110

Cheapest Flat Rock, OH Car Insurance for Teen Drivers

Teen car insurance in Flat Rock, OH can be expensive. Take a look at rates from the top car insurance companies in Flat Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flat Rock, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,968 $5,681
American Family $2,575 $2,795
Farmers $7,320 $7,603
GEICO $2,988 $2,777
Liberty Mutual $8,139 $9,191
Nationwide $4,822 $6,207
Progressive $6,776 $7,619
State Farm $3,867 $4,860
Travelers $5,103 $8,080
USAA $2,410 $2,685

Cheapest Flat Rock, OH Car Insurance for Seniors

Take a look at Flat Rock, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flat Rock, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,645 $1,758
American Family $787 $792
Farmers $1,468 $1,548
GEICO $1,066 $1,076
Liberty Mutual $1,222 $1,481
Nationwide $1,713 $1,725
Progressive $1,270 $1,309
State Farm $1,115 $1,115
Travelers $1,183 $1,179
USAA $756 $757

Cheapest Flat Rock, OH Car Insurance Rates After a DUI

A DUI in Flat Rock, OH increases car insurance rates. Compare Flat Rock, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flat Rock, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,217
American Family $1,381
Farmers $3,246
GEICO $2,204
Liberty Mutual $3,696
Nationwide $3,653
Progressive $2,713
State Farm $2,069
Travelers $3,720
USAA $1,753

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Cheapest Flat Rock, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flat Rock, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flat Rock, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,708 $2,708
American Family $1,346 $1,378
Farmers $3,135 $3,135
GEICO $1,530 $1,584
Liberty Mutual $3,357 $3,357
Nationwide $2,831 $2,831
Progressive $2,955 $2,955
State Farm $2,018 $2,120
Travelers $2,576 $2,576
USAA $1,252 $1,351

The Best Cheap Car Insurance Companies in Flat Rock, OH

Take a look at a side-by-side comparison of the top car insurance companies in Flat Rock, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flat Rock, Ohio

Insurance Company Average Annual Rates
Allstate $2,708
American Family $1,362
Farmers $3,135
GEICO $1,557
Liberty Mutual $3,357
Nationwide $2,831
Progressive $2,955
State Farm $2,069
Travelers $2,576
USAA $1,301

Category Winners: Cheapest Car Insurance in Flat Rock, Ohio

Find the cheapest car insurance companies in Flat Rock, OH for each category right here.

Best Annual Car Insurance Rates by Company in Flat Rock, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Flat Rock, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flat Rock car insurance rates. Find the cheapest Flat Rock, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flat Rock, Ohio

Insurance Company Low Medium High
Allstate $2,623 $2,703 $2,799
American Family $1,336 $1,372 $1,378
Farmers $2,971 $3,087 $3,346
GEICO $1,506 $1,550 $1,616
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,127 $2,745 $2,623
Progressive $2,856 $2,933 $3,076
State Farm $1,967 $2,075 $2,165
Travelers $2,502 $2,611 $2,616
USAA $1,245 $1,300 $1,359

What affects car insurance rates in Flat Rock, Ohio?

What factors can have an impact on Flat Rock, OH car insurance? There are several reasons why Flat Rock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Flat Rock, Ohio.

Commute Time in Flat Rock

The more time you spend in your car the higher the risk of an accident. The average commute length in Flat Rock, OH is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Flat Rock, OH

Ready to find affordable Flat Rock, Ohio car insurance today? Enter your ZIP code for fast, free Flat Rock, OH car insurance quotes.

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