Compare Flatgap, KY Car Insurance Rates (2021)

Car insurance in Flatgap, KY averages $587 a month. Flatgap, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Flatgap car insurance rates, compare quotes from the top car insurance companies in Flatgap, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Flatgap, KY after a DUI are $8,392/year
  • Average car insurance rates in Flatgap, KY are $7,049/year
  • The cheapest car insurance company in Flatgap is USAA

If you need to buy Flatgap, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Flatgap, KY is right here.

You’ll find Flatgap car insurance rates, the cheapest Flatgap, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Flatgap, Kentucky car insurance rates to Covington car insurance rates, Owensboro car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Flatgap, KY car insurance today? Enter your ZIP code for fast, free Flatgap car insurance quotes.

Cheapest Flatgap, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flatgap, KY car insurance rates? Every Flatgap, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flatgap, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,009 $5,900 $5,534 $5,881 $22,951 $25,397 $6,476 $6,743
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,630 $5,042 $3,910 $4,403 $20,012 $22,215 $4,822 $5,005
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,298 $3,119 $2,987 $2,989 $16,701 $18,936 $4,096 $4,133
State Farm $2,508 $2,508 $2,222 $2,222 $6,785 $8,602 $2,779 $3,074
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

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Minimum Car Insurance in Flatgap, KY

Every driver must carry the minimum car insurance in Flatgap, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Flatgap, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Flatgap, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flatgap, KY. Compare credit history car insurance rates in Flatgap from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flatgap, Kentucky

Insurance Company Poor Fair Good
Allstate $14,299 $9,628 $7,907
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,606 $7,662 $5,996
Nationwide $9,567 $7,412 $6,376
Progressive $7,846 $6,857 $6,394
State Farm $5,502 $3,363 $2,647
Travelers $11,031 $9,310 $9,279
USAA $4,625 $2,592 $2,113

Cheapest Flatgap, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flatgap, KY to rates for a clean record with top companies.

Annual Flatgap, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,738 $11,470 $12,327 $9,911
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,259 $11,286 $8,731 $7,744
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,796 $8,681 $6,603 $7,049
State Farm $3,548 $4,127 $3,837 $3,837
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,341 $3,319 $3,962 $2,818

Cheapest Flatgap, KY Car Insurance for Teen Drivers

Teen car insurance in Flatgap, KY can be expensive. Take a look at rates from the top car insurance companies in Flatgap for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flatgap, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,951 $25,397
GEICO $8,902 $10,417
Liberty Mutual $20,012 $22,215
Nationwide $12,513 $15,335
Progressive $16,701 $18,936
State Farm $6,785 $8,602
Travelers $20,555 $33,336
USAA $5,515 $5,811

Cheapest Flatgap, KY Car Insurance for Seniors

Take a look at Flatgap, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flatgap, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,534 $5,881
GEICO $4,595 $4,158
Liberty Mutual $3,910 $4,403
Nationwide $5,076 $5,251
Progressive $2,987 $2,989
State Farm $2,222 $2,222
Travelers $3,958 $3,963
USAA $1,883 $1,927

Cheapest Flatgap, KY Car Insurance Rates After a DUI

A DUI in Flatgap, KY increases car insurance rates. Compare Flatgap, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flatgap, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,327
GEICO $8,597
Liberty Mutual $8,731
Nationwide $10,201
Progressive $6,603
State Farm $3,837
Travelers $12,875
USAA $3,962

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Cheapest Flatgap, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flatgap, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flatgap, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,612 $10,612
GEICO $5,341 $5,438
Liberty Mutual $8,755 $8,755
Nationwide $7,785 $7,785
Progressive $7,032 $7,032
State Farm $3,746 $3,929
Travelers $9,873 $9,873
USAA $2,991 $3,229

The Best Cheap Car Insurance Companies in Flatgap, KY

Take a look at a side-by-side comparison of the top car insurance companies in Flatgap, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flatgap, Kentucky

Insurance Company Average Annual Rates
Allstate $10,612
GEICO $5,390
Liberty Mutual $8,755
Nationwide $7,785
Progressive $7,032
State Farm $3,838
Travelers $9,873
USAA $3,110

Category Winners: Cheapest Car Insurance in Flatgap, Kentucky

Find the cheapest car insurance companies in Flatgap, KY for each category right here.

Best Annual Car Insurance Rates by Company in Flatgap, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Flatgap, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flatgap car insurance rates. Find the cheapest Flatgap, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flatgap, Kentucky

Insurance Company Low Medium High
Allstate $9,155 $10,521 $12,158
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,185 $8,682 $9,397
Nationwide $7,752 $7,650 $7,952
Progressive $6,277 $6,869 $7,951
State Farm $3,601 $3,824 $4,087
Travelers $9,335 $9,905 $10,380
USAA $2,950 $3,102 $3,279

Compare Car Insurance Quotes in Flatgap, KY

Ready to find affordable Flatgap, Kentucky car insurance today? Enter your ZIP code for fast, free Flatgap, KY car insurance quotes.

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