Compare Flatwoods, KY Car Insurance Rates (2021)

Car insurance in Flatwoods, KY averages $362 a month. Flatwoods, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Flatwoods car insurance rates, compare quotes from the top car insurance companies in Flatwoods, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Flatwoods for teen drivers is USAA
  • Average car insurance rates in Flatwoods, KY are $4,346/year
  • Average car insurance rates in Flatwoods, KY after a DUI are $5,218/year

If you need to buy Flatwoods, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Flatwoods, KY is right here.

You’ll find Flatwoods car insurance rates, the cheapest Flatwoods, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Flatwoods, Kentucky car insurance rates to Frankfort car insurance rates, Henderson car insurance rates, and Independence car insurance rates.

Ready to find affordable Flatwoods, KY car insurance today? Enter your ZIP code for fast, free Flatwoods car insurance quotes.

Cheapest Flatwoods, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flatwoods, KY car insurance rates? Every Flatwoods, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flatwoods, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,450 $3,407 $3,130 $3,338 $13,025 $14,602 $3,799 $4,001
GEICO $3,709 $3,438 $3,873 $3,508 $7,451 $8,824 $3,033 $2,624
Liberty Mutual $2,850 $3,091 $2,460 $2,749 $11,251 $12,411 $2,950 $3,022
Nationwide $3,516 $3,512 $3,200 $3,331 $7,480 $9,251 $3,944 $4,119
Progressive $2,075 $1,969 $1,873 $1,877 $10,290 $11,643 $2,571 $2,614
State Farm $1,671 $1,671 $1,496 $1,496 $4,923 $6,231 $1,862 $2,078
Travelers $1,833 $1,865 $1,796 $1,804 $8,649 $13,922 $1,912 $2,196
USAA $1,941 $1,939 $1,759 $1,782 $5,312 $5,579 $2,454 $2,683

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Minimum Car Insurance in Flatwoods, KY

Every driver must carry the minimum car insurance in Flatwoods, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Flatwoods, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Flatwoods, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flatwoods, KY. Compare credit history car insurance rates in Flatwoods from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flatwoods, Kentucky

Insurance Company Poor Fair Good
Allstate $8,083 $5,570 $4,630
GEICO $7,493 $3,742 $2,438
Liberty Mutual $7,283 $4,476 $3,534
Nationwide $5,864 $4,565 $3,953
Progressive $4,861 $4,256 $3,975
State Farm $3,863 $2,341 $1,832
Travelers $4,726 $4,015 $4,000
USAA $4,335 $2,453 $2,005

Cheapest Flatwoods, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flatwoods, KY to rates for a clean record with top companies.

Annual Flatwoods, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,039 $6,594 $7,047 $5,696
GEICO $2,691 $4,826 $7,418 $3,295
Liberty Mutual $4,254 $6,537 $5,079 $4,522
Nationwide $3,852 $4,925 $6,176 $4,223
Progressive $3,608 $5,360 $4,110 $4,379
State Farm $2,451 $2,906 $2,679 $2,679
Travelers $3,715 $3,819 $5,484 $3,970
USAA $2,201 $3,119 $3,748 $2,656

Cheapest Flatwoods, KY Car Insurance for Teen Drivers

Teen car insurance in Flatwoods, KY can be expensive. Take a look at rates from the top car insurance companies in Flatwoods for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flatwoods, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,025 $14,602
GEICO $7,451 $8,824
Liberty Mutual $11,251 $12,411
Nationwide $7,480 $9,251
Progressive $10,290 $11,643
State Farm $4,923 $6,231
Travelers $8,649 $13,922
USAA $5,312 $5,579

Cheapest Flatwoods, KY Car Insurance for Seniors

Take a look at Flatwoods, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flatwoods, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,130 $3,338
GEICO $3,873 $3,508
Liberty Mutual $2,460 $2,749
Nationwide $3,200 $3,331
Progressive $1,873 $1,877
State Farm $1,496 $1,496
Travelers $1,796 $1,804
USAA $1,759 $1,782

Cheapest Flatwoods, KY Car Insurance Rates After a DUI

A DUI in Flatwoods, KY increases car insurance rates. Compare Flatwoods, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flatwoods, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,047
GEICO $7,418
Liberty Mutual $5,079
Nationwide $6,176
Progressive $4,110
State Farm $2,679
Travelers $5,484
USAA $3,748

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Cheapest Flatwoods, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flatwoods, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flatwoods, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,094 $6,094
GEICO $4,514 $4,601
Liberty Mutual $5,098 $5,098
Nationwide $4,794 $4,794
Progressive $4,364 $4,364
State Farm $2,613 $2,744
Travelers $4,247 $4,247
USAA $2,822 $3,040

The Best Cheap Car Insurance Companies in Flatwoods, KY

Take a look at a side-by-side comparison of the top car insurance companies in Flatwoods, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flatwoods, Kentucky

Insurance Company Average Annual Rates
Allstate $6,094
GEICO $4,557
Liberty Mutual $5,098
Nationwide $4,794
Progressive $4,364
State Farm $2,679
Travelers $4,247
USAA $2,931

Category Winners: Cheapest Car Insurance in Flatwoods, Kentucky

Find the cheapest car insurance companies in Flatwoods, KY for each category right here.

Best Annual Car Insurance Rates by Company in Flatwoods, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Flatwoods, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flatwoods car insurance rates. Find the cheapest Flatwoods, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flatwoods, Kentucky

Insurance Company Low Medium High
Allstate $5,593 $6,067 $6,622
GEICO $4,251 $4,551 $4,871
Liberty Mutual $4,802 $5,057 $5,434
Nationwide $4,753 $4,727 $4,902
Progressive $3,969 $4,297 $4,826
State Farm $2,511 $2,673 $2,851
Travelers $4,012 $4,267 $4,461
USAA $2,782 $2,924 $3,087

What affects car insurance rates in Flatwoods, Kentucky?

What factors can have an impact on Flatwoods, KY car insurance? There are several reasons why Flatwoods car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Flatwoods, Kentucky.

Commute Time in Flatwoods

The more time you spend in your car the higher the risk of an accident. The average commute length in Flatwoods, KY is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Flatwoods, KY

Ready to find affordable Flatwoods, Kentucky car insurance today? Enter your ZIP code for fast, free Flatwoods, KY car insurance quotes.

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