Compare Fletcher, MO Car Insurance Rates (2021)

Car insurance in Fletcher, MO averages $297 a month. Fletcher, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fletcher car insurance rates, compare quotes from the top car insurance companies in Fletcher, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fletcher is Nationwide
  • Average car insurance rates in Fletcher, MO after a DUI are $4,166/year
  • Average car insurance rates in Fletcher, MO are $3,567/year

If you need to buy Fletcher, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Fletcher, MO is right here.

You’ll find Fletcher car insurance rates, the cheapest Fletcher, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Fletcher, Missouri car insurance rates to Lee’s Summit car insurance rates, Blue Springs car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Fletcher, MO car insurance today? Enter your ZIP code for fast, free Fletcher car insurance quotes.

Cheapest Fletcher, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fletcher, MO car insurance rates? Every Fletcher, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fletcher, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,016 $2,808 $2,897 $8,761 $9,509 $2,981 $3,075
American Family $2,266 $2,266 $2,022 $2,022 $6,364 $8,249 $2,266 $2,637
Farmers $2,366 $2,366 $2,112 $2,237 $9,805 $10,170 $2,696 $2,821
GEICO $2,118 $2,383 $1,649 $2,141 $6,784 $7,151 $1,925 $1,920
Liberty Mutual $2,745 $2,973 $2,257 $2,529 $9,736 $10,810 $2,892 $3,087
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,419 $2,246 $1,983 $2,038 $8,132 $9,155 $2,964 $3,063
State Farm $2,032 $2,032 $1,803 $1,803 $5,682 $7,161 $2,280 $2,610
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Fletcher, MO

Every driver must carry the minimum car insurance in Fletcher, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Fletcher, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fletcher, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fletcher, MO. Compare credit history car insurance rates in Fletcher from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fletcher, Missouri

Insurance Company Poor Fair Good
Allstate $6,244 $4,011 $3,307
American Family $4,586 $3,229 $2,720
Farmers $4,937 $4,114 $3,914
GEICO $4,505 $2,930 $2,342
Liberty Mutual $6,646 $4,054 $3,186
Nationwide $2,630 $2,173 $1,889
Progressive $4,618 $3,836 $3,545
State Farm $4,299 $2,855 $2,372
USAA $4,080 $1,912 $1,375

Cheapest Fletcher, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fletcher, MO to rates for a clean record with top companies.

Annual Fletcher, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,873 $4,376 $5,447 $4,387
American Family $2,595 $3,781 $4,686 $2,984
Farmers $3,749 $4,644 $4,544 $4,349
GEICO $2,506 $3,299 $4,501 $2,730
Liberty Mutual $3,352 $4,832 $4,974 $5,358
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,437 $4,669 $3,832 $4,061
State Farm $2,931 $3,420 $3,175 $3,175
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Fletcher, MO Car Insurance for Teen Drivers

Teen car insurance in Fletcher, MO can be expensive. Take a look at rates from the top car insurance companies in Fletcher for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fletcher, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,761 $9,509
American Family $6,364 $8,249
Farmers $9,805 $10,170
GEICO $6,784 $7,151
Liberty Mutual $9,736 $10,810
Nationwide $3,784 $4,845
Progressive $8,132 $9,155
State Farm $5,682 $7,161
USAA $4,499 $5,488

Cheapest Fletcher, MO Car Insurance for Seniors

Take a look at Fletcher, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fletcher, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,808 $2,897
American Family $2,022 $2,022
Farmers $2,112 $2,237
GEICO $1,649 $2,141
Liberty Mutual $2,257 $2,529
Nationwide $1,320 $1,398
Progressive $1,983 $2,038
State Farm $1,803 $1,803
USAA $1,359 $1,379

Cheapest Fletcher, MO Car Insurance Rates After a DUI

A DUI in Fletcher, MO increases car insurance rates. Compare Fletcher, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fletcher, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,447
American Family $4,686
Farmers $4,544
GEICO $4,501
Liberty Mutual $4,974
Nationwide $3,005
Progressive $3,832
State Farm $3,175
USAA $3,328

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Cheapest Fletcher, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fletcher, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fletcher, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,521 $4,521
American Family $3,477 $3,546
Farmers $4,322 $4,322
GEICO $3,199 $3,319
Liberty Mutual $4,629 $4,629
Nationwide $2,230 $2,230
Progressive $4,000 $4,000
State Farm $3,101 $3,250
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Fletcher, MO

Take a look at a side-by-side comparison of the top car insurance companies in Fletcher, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fletcher, Missouri

Insurance Company Average Annual Rates
Allstate $4,521
American Family $3,512
Farmers $4,322
GEICO $3,259
Liberty Mutual $4,629
Nationwide $2,231
Progressive $4,000
State Farm $3,175
USAA $2,456

Category Winners: Cheapest Car Insurance in Fletcher, Missouri

Find the cheapest car insurance companies in Fletcher, MO for each category right here.

Best Annual Car Insurance Rates by Company in Fletcher, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation Nationwide

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Cheapest Fletcher, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fletcher car insurance rates. Find the cheapest Fletcher, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fletcher, Missouri

Insurance Company Low Medium High
Allstate $4,350 $4,511 $4,702
American Family $3,394 $3,622 $3,519
Farmers $4,030 $4,275 $4,659
GEICO $3,025 $3,290 $3,462
Liberty Mutual $4,369 $4,649 $4,868
Nationwide $2,095 $2,253 $2,344
Progressive $3,607 $4,006 $4,387
State Farm $3,008 $3,182 $3,337
USAA $2,344 $2,446 $2,576

Compare Car Insurance Quotes in Fletcher, MO

Ready to find affordable Fletcher, Missouri car insurance today? Enter your ZIP code for fast, free Fletcher, MO car insurance quotes.

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