Compare Flint, MI Car Insurance Rates (2021)

Car insurance in Flint, MI averages $1,353 a month. Flint, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Flint car insurance rates, compare quotes from the top car insurance companies in Flint, MI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Flint, MI are $16,236/year
  • The cheapest car insurance company in Flint for teen drivers is USAA
  • The cheapest ZIP code in Flint is 48506

If you need to buy Flint, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Flint, MI is right here.

You’ll find Flint car insurance rates, the cheapest Flint, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Flint, Michigan car insurance rates to Sterling Heights car insurance rates, Ann Arbor car insurance rates, and Troy car insurance rates.

Ready to find affordable Flint, MI car insurance today? Enter your ZIP code for fast, free Flint car insurance quotes.

Cheapest Flint, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flint, MI car insurance rates? Every Flint, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flint, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $24,899 $24,899 $23,347 $23,347 $58,759 $58,759 $26,168 $26,168
Farmers $15,560 $15,560 $14,394 $14,394 $34,415 $34,415 $17,631 $17,631
GEICO $5,479 $5,479 $5,600 $5,600 $15,068 $15,068 $5,229 $5,229
Liberty Mutual $22,798 $22,798 $22,577 $22,577 $52,934 $52,934 $22,798 $22,798
Nationwide $6,596 $6,596 $5,836 $5,836 $18,108 $18,108 $7,274 $7,274
Progressive $3,429 $3,175 $3,029 $3,382 $12,931 $13,816 $4,000 $3,689
State Farm $11,837 $11,837 $11,079 $11,079 $42,847 $42,847 $13,930 $13,930
Travelers $9,527 $9,527 $8,149 $8,149 $29,087 $29,087 $10,366 $10,366
USAA $3,399 $3,161 $3,202 $2,981 $8,391 $7,825 $4,113 $3,865

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Minimum Car Insurance in Flint, MI

Every driver must carry the minimum car insurance in Flint, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Flint, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Flint, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flint, MI. Compare credit history car insurance rates in Flint from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flint, Michigan

Insurance Company Poor Fair Good
Allstate $51,043 $28,019 $20,818
Farmers $30,631 $16,028 $14,843
GEICO $10,107 $7,410 $6,015
Liberty Mutual $47,973 $27,650 $15,208
Nationwide $11,920 $8,915 $7,526
Progressive $6,835 $5,764 $5,195
State Farm $32,421 $16,320 $11,028
Travelers $14,639 $14,194 $14,013
USAA $6,950 $3,946 $2,956

Cheapest Flint, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flint, MI to rates for a clean record with top companies.

Annual Flint, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $15,932 $21,504 $73,249 $22,489
Farmers $17,054 $22,078 $21,705 $21,165
GEICO $2,711 $5,815 $17,783 $5,069
Liberty Mutual $20,538 $25,281 $48,575 $26,713
Nationwide $8,039 $10,867 $9,818 $9,090
Progressive $5,015 $6,620 $5,940 $6,151
State Farm $12,423 $15,031 $33,293 $18,945
Travelers $9,623 $13,795 $22,312 $11,398
USAA $3,696 $4,655 $6,085 $4,033

Cheapest Flint, MI Car Insurance for Teen Drivers

Teen car insurance in Flint, MI can be expensive. Take a look at rates from the top car insurance companies in Flint for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flint, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $58,759 $58,759
Farmers $34,415 $34,415
GEICO $15,068 $15,068
Liberty Mutual $52,934 $52,934
Nationwide $18,108 $18,108
Progressive $12,931 $13,816
State Farm $42,847 $42,847
Travelers $29,087 $29,087
USAA $8,391 $7,825

Cheapest Flint, MI Car Insurance for Seniors

Take a look at Flint, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flint, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $23,347 $23,347
Farmers $14,394 $14,394
GEICO $5,600 $5,600
Liberty Mutual $22,577 $22,577
Nationwide $5,836 $5,836
Progressive $3,029 $3,382
State Farm $11,079 $11,079
Travelers $8,149 $8,149
USAA $3,202 $2,981

Cheapest Flint, MI Car Insurance Rates After a DUI

A DUI in Flint, MI increases car insurance rates. Compare Flint, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flint, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $73,249
Farmers $21,705
GEICO $17,783
Liberty Mutual $48,575
Nationwide $9,818
Progressive $5,940
State Farm $33,293
Travelers $22,312
USAA $6,085

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Cheapest Flint, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flint, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flint, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $33,293 $33,293
Farmers $20,500 $20,500
GEICO $7,666 $8,023
Liberty Mutual $29,252 $31,301
Nationwide $9,454 $9,454
Progressive $5,932 $5,932
State Farm $19,356 $20,490
Travelers $14,199 $14,365
USAA $4,563 $4,672

Cheapest Flint, MI Car Insurance Rates by ZIP Code

Flint car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Flint, MI.

Annual Car Insurance Rates by ZIP Code in Flint, Michigan

ZIP Code Average Annual Rates
48502 $11,793
48503 $11,977
48504 $11,789
48505 $11,809
48506 $10,285
48507 $10,945
48532 $11,080

The Best Cheap Car Insurance Companies in Flint, MI

Take a look at a side-by-side comparison of the top car insurance companies in Flint, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flint, Michigan

Insurance Company Average Annual Rates
Allstate $33,293
Farmers $20,500
GEICO $7,844
Liberty Mutual $30,277
Nationwide $9,454
Progressive $5,932
State Farm $19,923
Travelers $14,282
USAA $4,617

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Category Winners: Cheapest Car Insurance in Flint, Michigan

Find the cheapest car insurance companies in Flint, MI for each category right here.

Best Annual Car Insurance Rates by Company in Flint, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Flint, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flint car insurance rates. Find the cheapest Flint, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flint, Michigan

Insurance Company Low Medium High
Allstate $32,315 $33,382 $34,184
Farmers $19,855 $20,437 $21,209
GEICO $7,466 $7,793 $8,273
Liberty Mutual $29,580 $30,208 $31,042
Nationwide $9,914 $9,290 $9,158
Progressive $5,710 $5,941 $6,143
State Farm $18,765 $20,066 $20,937
Travelers $14,149 $14,299 $14,399
USAA $4,482 $4,629 $4,740

What affects car insurance rates in Flint, Michigan?

What factors can have an impact on Flint, MI car insurance? There are several reasons why Flint car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Flint, Michigan.

Car Theft in Flint

High levels of vehicle theft can make car insurance more expensive. Flint, MI car theft statistics from the FBI indicate 300 vehicle thefts a year.

Commute Time in Flint

The more time you spend in your car the higher the risk of an accident. The average commute length in Flint, MI is 22.6 minutes according to City-Data.

Traffic in Flint

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Flint, MI traffic data from INRIX ranks Flint as the 988th-most congested in the world.

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Compare Car Insurance Quotes in Flint, MI

Ready to find affordable Flint, Michigan car insurance today? Enter your ZIP code for fast, free Flint, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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