Compare Floodwood, MN Car Insurance Rates (2021)

Car insurance in Floodwood, MN averages $392 a month. Floodwood, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Floodwood car insurance rates, compare quotes from the top car insurance companies in Floodwood, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Floodwood, MN after a DUI are $6,360/year
  • The cheapest car insurance company in Floodwood is State Farm
  • The cheapest car insurance company in Floodwood for teen drivers is State Farm

If you need to buy Floodwood, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Floodwood, MN is right here.

You’ll find Floodwood car insurance rates, the cheapest Floodwood, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Floodwood, Minnesota car insurance rates to Brooklyn Park car insurance rates, Maple Grove car insurance rates, and Plymouth car insurance rates.

Ready to find affordable Floodwood, MN car insurance today? Enter your ZIP code for fast, free Floodwood car insurance quotes.

Cheapest Floodwood, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Floodwood, MN car insurance rates? Every Floodwood, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Floodwood, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,089 $3,089 $2,952 $2,952 $7,026 $10,304 $3,738 $3,968
American Family $2,247 $2,247 $2,037 $2,037 $6,116 $8,865 $2,247 $2,536
Farmers $2,196 $2,195 $2,121 $2,233 $6,219 $6,284 $2,870 $2,858
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $9,857 $9,857 $9,759 $9,759 $19,567 $29,451 $9,857 $13,793
Nationwide $1,988 $2,010 $1,764 $1,882 $4,955 $6,067 $2,319 $2,425
State Farm $1,646 $1,646 $1,450 $1,450 $3,426 $4,247 $1,911 $1,578
USAA $2,073 $2,065 $1,879 $1,886 $5,513 $6,071 $2,719 $2,906

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Minimum Car Insurance in Floodwood, MN

Every driver must carry the minimum car insurance in Floodwood, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Floodwood, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Floodwood, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Floodwood, MN. Compare credit history car insurance rates in Floodwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Floodwood, Minnesota

Insurance Company Poor Fair Good
Allstate $6,825 $3,680 $3,413
American Family $4,836 $3,208 $2,579
Farmers $4,196 $3,059 $2,861
GEICO $4,627 $3,778 $3,150
Liberty Mutual $19,497 $12,610 $9,855
Nationwide $3,482 $2,804 $2,493
State Farm $3,163 $1,934 $1,411
USAA $4,959 $2,390 $2,068

Cheapest Floodwood, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Floodwood, MN to rates for a clean record with top companies.

Annual Floodwood, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,403 $4,888 $5,856 $4,412
American Family $2,381 $4,281 $4,805 $2,699
Farmers $2,884 $3,629 $3,684 $3,291
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $10,389 $14,136 $20,218 $11,207
Nationwide $2,312 $3,084 $3,559 $2,750
State Farm $2,008 $2,331 $2,169 $2,169
USAA $2,331 $2,964 $4,483 $2,778

Cheapest Floodwood, MN Car Insurance for Teen Drivers

Teen car insurance in Floodwood, MN can be expensive. Take a look at rates from the top car insurance companies in Floodwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Floodwood, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,026 $10,304
American Family $6,116 $8,865
Farmers $6,219 $6,284
GEICO $5,955 $7,614
Liberty Mutual $19,567 $29,451
Nationwide $4,955 $6,067
State Farm $3,426 $4,247
USAA $5,513 $6,071

Cheapest Floodwood, MN Car Insurance for Seniors

Take a look at Floodwood, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Floodwood, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,952 $2,952
American Family $2,037 $2,037
Farmers $2,121 $2,233
GEICO $2,860 $2,780
Liberty Mutual $9,759 $9,759
Nationwide $1,764 $1,882
State Farm $1,450 $1,450
USAA $1,879 $1,886

Cheapest Floodwood, MN Car Insurance Rates After a DUI

A DUI in Floodwood, MN increases car insurance rates. Compare Floodwood, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Floodwood, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,856
American Family $4,805
Farmers $3,684
GEICO $6,102
Liberty Mutual $20,218
Nationwide $3,559
State Farm $2,169
USAA $4,483

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Cheapest Floodwood, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Floodwood, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Floodwood, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,640 $4,640
American Family $3,500 $3,583
Farmers $3,372 $3,372
GEICO $3,803 $3,901
Liberty Mutual $13,572 $14,403
Nationwide $2,926 $2,926
State Farm $2,113 $2,226
USAA $3,098 $3,180

The Best Cheap Car Insurance Companies in Floodwood, MN

Take a look at a side-by-side comparison of the top car insurance companies in Floodwood, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Floodwood, Minnesota

Insurance Company Average Annual Rates
Allstate $4,640
American Family $3,541
Farmers $3,372
GEICO $3,852
Liberty Mutual $13,987
Nationwide $2,926
State Farm $2,169
USAA $3,139

Category Winners: Cheapest Car Insurance in Floodwood, Minnesota

Find the cheapest car insurance companies in Floodwood, MN for each category right here.

Best Annual Car Insurance Rates by Company in Floodwood, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Floodwood, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Floodwood car insurance rates. Find the cheapest Floodwood, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Floodwood, Minnesota

Insurance Company Low Medium High
Allstate $4,579 $4,637 $4,704
American Family $3,535 $3,639 $3,450
Farmers $3,253 $3,385 $3,478
GEICO $3,762 $3,850 $3,944
Liberty Mutual $13,690 $13,999 $14,273
Nationwide $2,778 $2,945 $3,055
State Farm $2,096 $2,175 $2,237
USAA $3,056 $3,137 $3,224

What affects car insurance rates in Floodwood, Minnesota?

What factors can have an impact on Floodwood, MN car insurance? There are several reasons why Floodwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Floodwood, Minnesota.

Commute Time in Floodwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Floodwood, MN is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Floodwood, MN

Ready to find affordable Floodwood, Minnesota car insurance today? Enter your ZIP code for fast, free Floodwood, MN car insurance quotes.

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