Compare Flora, IN Car Insurance Rates (2021)

Car insurance in Flora, IN averages $272 a month. Flora, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Flora car insurance rates, compare quotes from the top car insurance companies in Flora, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Flora, IN are $3,259/year
  • Average car insurance rates in Flora, IN after a DUI are $3,869/year
  • The cheapest car insurance company in Flora for teen drivers is USAA

If you need to buy Flora, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Flora, IN is right here.

You’ll find Flora car insurance rates, the cheapest Flora, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Flora, Indiana car insurance rates to Gary car insurance rates, Indianapolis car insurance rates, and Evansville car insurance rates.

Ready to find affordable Flora, IN car insurance today? Enter your ZIP code for fast, free Flora car insurance quotes.

Cheapest Flora, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flora, IN car insurance rates? Every Flora, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flora, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,557 $2,618 $2,244 $2,453 $7,924 $9,977 $2,603 $2,831
American Family $2,207 $2,207 $1,982 $1,982 $6,087 $8,808 $2,207 $2,702
Farmers $1,542 $1,523 $1,318 $1,479 $8,239 $8,785 $2,031 $2,198
GEICO $1,444 $1,435 $1,357 $1,411 $4,214 $3,902 $1,649 $1,448
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,510 $1,541 $1,327 $1,413 $4,424 $5,723 $1,774 $1,935
Progressive $1,598 $1,514 $1,448 $1,460 $9,299 $10,431 $1,998 $2,034
State Farm $1,431 $1,431 $1,271 $1,271 $4,265 $5,476 $1,581 $1,756
Travelers $1,279 $1,302 $1,197 $1,197 $7,881 $12,448 $1,352 $1,571
USAA $998 $984 $927 $936 $2,756 $3,085 $1,350 $1,448

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Minimum Car Insurance in Flora, IN

Every driver must carry the minimum car insurance in Flora, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Flora, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Flora, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flora, IN. Compare credit history car insurance rates in Flora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flora, Indiana

Insurance Company Poor Fair Good
Allstate $5,148 $3,829 $3,475
American Family $4,820 $3,129 $2,619
Farmers $3,955 $3,226 $2,988
GEICO $2,534 $2,108 $1,681
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,794 $2,362 $2,212
Progressive $4,106 $3,635 $3,427
State Farm $3,366 $2,008 $1,556
Travelers $3,930 $3,329 $3,326
USAA $2,105 $1,388 $1,189

Cheapest Flora, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flora, IN to rates for a clean record with top companies.

Annual Flora, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,302 $4,863 $4,495 $3,943
American Family $2,427 $3,874 $4,898 $2,891
Farmers $3,031 $3,540 $3,641 $3,346
GEICO $1,384 $2,175 $2,954 $1,918
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,795 $4,889 $3,330 $3,876
State Farm $2,257 $2,470 $2,257 $2,257
Travelers $2,996 $3,704 $4,198 $3,214
USAA $1,180 $1,676 $1,923 $1,463

Cheapest Flora, IN Car Insurance for Teen Drivers

Teen car insurance in Flora, IN can be expensive. Take a look at rates from the top car insurance companies in Flora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flora, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,924 $9,977
American Family $6,087 $8,808
Farmers $8,239 $8,785
GEICO $4,214 $3,902
Liberty Mutual $8,754 $13,230
Nationwide $4,424 $5,723
Progressive $9,299 $10,431
State Farm $4,265 $5,476
Travelers $7,881 $12,448
USAA $2,756 $3,085

Cheapest Flora, IN Car Insurance for Seniors

Take a look at Flora, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flora, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,453
American Family $1,982 $1,982
Farmers $1,318 $1,479
GEICO $1,357 $1,411
Liberty Mutual $3,662 $3,662
Nationwide $1,327 $1,413
Progressive $1,448 $1,460
State Farm $1,271 $1,271
Travelers $1,197 $1,197
USAA $927 $936

Cheapest Flora, IN Car Insurance Rates After a DUI

A DUI in Flora, IN increases car insurance rates. Compare Flora, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flora, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,495
American Family $4,898
Farmers $3,641
GEICO $2,954
Liberty Mutual $8,386
Nationwide $2,608
Progressive $3,330
State Farm $2,257
Travelers $4,198
USAA $1,923

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Cheapest Flora, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flora, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flora, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,151 $4,151
American Family $3,480 $3,566
Farmers $3,389 $3,389
GEICO $2,070 $2,145
Liberty Mutual $5,687 $5,998
Nationwide $2,456 $2,456
Progressive $3,723 $3,723
State Farm $2,244 $2,376
Travelers $3,528 $3,528
USAA $1,540 $1,581

The Best Cheap Car Insurance Companies in Flora, IN

Take a look at a side-by-side comparison of the top car insurance companies in Flora, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flora, Indiana

Insurance Company Average Annual Rates
Allstate $4,151
American Family $3,523
Farmers $3,389
GEICO $2,108
Liberty Mutual $5,842
Nationwide $2,456
Progressive $3,723
State Farm $2,310
Travelers $3,528
USAA $1,561

Category Winners: Cheapest Car Insurance in Flora, Indiana

Find the cheapest car insurance companies in Flora, IN for each category right here.

Best Annual Car Insurance Rates by Company in Flora, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Flora, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flora car insurance rates. Find the cheapest Flora, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flora, Indiana

Insurance Company Low Medium High
Allstate $3,957 $4,135 $4,360
American Family $3,477 $3,639 $3,452
Farmers $3,278 $3,384 $3,507
GEICO $1,963 $2,102 $2,258
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,493 $2,437 $2,437
Progressive $3,513 $3,664 $3,991
State Farm $2,203 $2,309 $2,418
Travelers $3,465 $3,561 $3,559
USAA $1,506 $1,557 $1,618

What affects car insurance rates in Flora, Indiana?

What factors can have an impact on Flora, IN car insurance? There are several reasons why Flora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Flora, Indiana.

Commute Time in Flora

The more time you spend in your car the higher the risk of an accident. The average commute length in Flora, IN is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Flora, IN

Ready to find affordable Flora, Indiana car insurance today? Enter your ZIP code for fast, free Flora, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State