Compare Flora Vista, NM Car Insurance Rates (2021)

Car insurance in Flora Vista, NM averages $270 a month. Flora Vista, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Flora Vista car insurance rates, compare quotes from the top car insurance companies in Flora Vista, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Flora Vista, NM after a DUI are $4,166/year
  • Average car insurance rates in Flora Vista, NM are $3,246/year
  • The cheapest car insurance company in Flora Vista is State Farm

If you need to buy Flora Vista, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Flora Vista, NM is right here.

You’ll find Flora Vista car insurance rates, the cheapest Flora Vista, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Flora Vista, New Mexico car insurance rates to Albuquerque car insurance rates, Santa Fe car insurance rates, and Las Cruces car insurance rates.

Ready to find affordable Flora Vista, NM car insurance today? Enter your ZIP code for fast, free Flora Vista car insurance quotes.

Cheapest Flora Vista, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flora Vista, NM car insurance rates? Every Flora Vista, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flora Vista, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,383 $2,388 $2,190 $2,300 $8,117 $9,436 $2,629 $2,791
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,227 $2,259 $2,031 $2,123 $5,393 $6,763 $2,515 $2,685
Progressive $1,469 $1,416 $1,344 $1,344 $6,112 $6,871 $1,767 $1,818
State Farm $1,457 $1,457 $1,324 $1,324 $3,870 $4,848 $1,625 $1,796
USAA $1,595 $1,580 $1,524 $1,514 $4,258 $4,808 $1,975 $2,110

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Minimum Car Insurance in Flora Vista, NM

Every driver must carry the minimum car insurance in Flora Vista, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Flora Vista, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Flora Vista, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flora Vista, NM. Compare credit history car insurance rates in Flora Vista from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flora Vista, New Mexico

Insurance Company Poor Fair Good
Allstate $4,680 $3,867 $3,540
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $3,971 $3,095 $2,683
Progressive $3,026 $2,709 $2,568
State Farm $3,140 $1,949 $1,550
USAA $3,027 $2,268 $1,966

Cheapest Flora Vista, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flora Vista, NM to rates for a clean record with top companies.

Annual Flora Vista, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,302 $4,364 $4,714 $3,736
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,449 $3,411 $4,374 $2,764
Progressive $2,394 $3,278 $2,578 $2,820
State Farm $2,081 $2,257 $2,257 $2,257
USAA $1,794 $2,504 $3,292 $2,091

Cheapest Flora Vista, NM Car Insurance for Teen Drivers

Teen car insurance in Flora Vista, NM can be expensive. Take a look at rates from the top car insurance companies in Flora Vista for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flora Vista, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,117 $9,436
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,393 $6,763
Progressive $6,112 $6,871
State Farm $3,870 $4,848
USAA $4,258 $4,808

Cheapest Flora Vista, NM Car Insurance for Seniors

Take a look at Flora Vista, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flora Vista, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,300
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,031 $2,123
Progressive $1,344 $1,344
State Farm $1,324 $1,324
USAA $1,524 $1,514

Cheapest Flora Vista, NM Car Insurance Rates After a DUI

A DUI in Flora Vista, NM increases car insurance rates. Compare Flora Vista, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flora Vista, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,714
Farmers $4,070
GEICO $7,878
Nationwide $4,374
Progressive $2,578
State Farm $2,257
USAA $3,292

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Cheapest Flora Vista, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flora Vista, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flora Vista, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,029 $4,029
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,249 $3,249
Progressive $2,768 $2,768
State Farm $2,159 $2,266
USAA $2,348 $2,493

The Best Cheap Car Insurance Companies in Flora Vista, NM

Take a look at a side-by-side comparison of the top car insurance companies in Flora Vista, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flora Vista, New Mexico

Insurance Company Average Annual Rates
Allstate $4,029
Farmers $3,828
GEICO $4,213
Nationwide $3,249
Progressive $2,768
State Farm $2,213
USAA $2,421

Category Winners: Cheapest Car Insurance in Flora Vista, New Mexico

Find the cheapest car insurance companies in Flora Vista, NM for each category right here.

Best Annual Car Insurance Rates by Company in Flora Vista, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Flora Vista, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flora Vista car insurance rates. Find the cheapest Flora Vista, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flora Vista, New Mexico

Insurance Company Low Medium High
Allstate $3,870 $4,022 $4,195
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,163 $3,220 $3,365
Progressive $2,622 $2,766 $2,914
State Farm $2,014 $2,218 $2,406
USAA $2,248 $2,432 $2,581

What affects car insurance rates in Flora Vista, New Mexico?

What factors can have an impact on Flora Vista, NM car insurance? There are several reasons why Flora Vista car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Flora Vista, New Mexico.

Commute Time in Flora Vista

The more time you spend in your car the higher the risk of an accident. The average commute length in Flora Vista, NM is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Flora Vista, NM

Ready to find affordable Flora Vista, New Mexico car insurance today? Enter your ZIP code for fast, free Flora Vista, NM car insurance quotes.

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