Compare Floral Park, NY Car Insurance Rates (2021)

Car insurance in Floral Park, NY averages $641 a month. Floral Park, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Floral Park car insurance rates, compare quotes from the top car insurance companies in Floral Park, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Floral Park, NY after a DUI are $10,496/year
  • Average car insurance rates in Floral Park, NY are $7,693/year
  • The cheapest car insurance company in Floral Park for teen drivers is GEICO

If you need to buy Floral Park, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Floral Park, NY is right here.

You’ll find Floral Park car insurance rates, the cheapest Floral Park, NY car insurance companies, and information on New York car insurance laws. You can also compare Floral Park, New York car insurance rates to Mount Vernon car insurance rates, Syracuse car insurance rates, and Rochester car insurance rates.

Ready to find affordable Floral Park, NY car insurance today? Enter your ZIP code for fast, free Floral Park car insurance quotes.

Cheapest Floral Park, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Floral Park, NY car insurance rates? Every Floral Park, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Floral Park, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,644 $4,271 $4,420 $4,465 $14,209 $15,141 $4,387 $4,343
GEICO $2,828 $2,725 $2,724 $2,684 $5,868 $9,100 $2,532 $2,600
Liberty Mutual $9,619 $9,619 $8,953 $8,953 $18,817 $27,266 $9,619 $10,221
Nationwide $6,266 $6,266 $5,883 $5,883 $11,531 $17,459 $6,266 $8,139
Progressive $4,471 $4,020 $3,448 $3,535 $14,691 $15,910 $5,579 $5,170
State Farm $4,847 $4,847 $4,259 $4,259 $14,342 $17,588 $5,365 $5,619
Travelers $5,431 $5,339 $4,950 $5,206 $12,633 $14,997 $5,674 $5,784
USAA $3,642 $3,580 $3,325 $3,327 $15,089 $17,840 $4,697 $5,215

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Floral Park, NY

Every driver must carry the minimum car insurance in Floral Park, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Floral Park, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Floral Park, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Floral Park, NY. Compare credit history car insurance rates in Floral Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Floral Park, New York

Insurance Company Poor Fair Good
Allstate $10,254 $5,796 $4,905
GEICO $4,865 $3,575 $3,209
Liberty Mutual $18,088 $11,779 $8,784
Nationwide $8,462 $8,462 $8,462
Progressive $11,719 $5,599 $3,991
State Farm $10,793 $6,763 $5,365
Travelers $10,657 $6,402 $5,446
USAA $10,847 $5,544 $4,877

Cheapest Floral Park, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Floral Park, NY to rates for a clean record with top companies.

Annual Floral Park, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,840 $5,840 $8,762 $7,497
GEICO $2,985 $3,258 $6,303 $2,985
Liberty Mutual $10,107 $10,107 $21,214 $10,107
Nationwide $6,332 $6,332 $14,693 $6,489
Progressive $6,891 $6,891 $7,686 $6,944
State Farm $7,253 $7,253 $8,028 $8,028
Travelers $6,359 $8,042 $8,148 $7,458
USAA $6,338 $6,443 $9,134 $6,443

Cheapest Floral Park, NY Car Insurance for Teen Drivers

Teen car insurance in Floral Park, NY can be expensive. Take a look at rates from the top car insurance companies in Floral Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Floral Park, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,209 $15,141
GEICO $5,868 $9,100
Liberty Mutual $18,817 $27,266
Nationwide $11,531 $17,459
Progressive $14,691 $15,910
State Farm $14,342 $17,588
Travelers $12,633 $14,997
USAA $15,089 $17,840

Cheapest Floral Park, NY Car Insurance for Seniors

Take a look at Floral Park, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Floral Park, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,420 $4,465
GEICO $2,724 $2,684
Liberty Mutual $8,953 $8,953
Nationwide $5,883 $5,883
Progressive $3,448 $3,535
State Farm $4,259 $4,259
Travelers $4,950 $5,206
USAA $3,325 $3,327

Cheapest Floral Park, NY Car Insurance Rates After a DUI

A DUI in Floral Park, NY increases car insurance rates. Compare Floral Park, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Floral Park, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,762
GEICO $6,303
Liberty Mutual $21,214
Nationwide $14,693
Progressive $7,686
State Farm $8,028
Travelers $8,148
USAA $9,134

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Floral Park, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Floral Park, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Floral Park, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,885 $7,085
GEICO $3,781 $3,984
Liberty Mutual $12,509 $13,258
Nationwide $8,462 $8,462
Progressive $7,103 $7,103
State Farm $7,354 $7,927
Travelers $7,502 $7,502
USAA $7,017 $7,162

The Best Cheap Car Insurance Companies in Floral Park, NY

Take a look at a side-by-side comparison of the top car insurance companies in Floral Park, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Floral Park, New York

Insurance Company Average Annual Rates
Allstate $6,985
GEICO $3,883
Liberty Mutual $12,884
Nationwide $8,462
Progressive $7,103
State Farm $7,641
Travelers $7,502
USAA $7,089

Category Winners: Cheapest Car Insurance in Floral Park, New York

Find the cheapest car insurance companies in Floral Park, NY for each category right here.

Best Annual Car Insurance Rates by Company in Floral Park, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Floral Park, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Floral Park car insurance rates. Find the cheapest Floral Park, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Floral Park, New York

Insurance Company Low Medium High
Allstate $6,332 $6,943 $7,679
GEICO $3,619 $3,853 $4,177
Liberty Mutual $12,239 $12,850 $13,562
Nationwide $7,791 $8,358 $9,237
Progressive $6,646 $7,040 $7,622
State Farm $7,147 $7,698 $8,076
Travelers $6,942 $7,379 $8,184
USAA $6,793 $7,031 $7,444

What affects car insurance rates in Floral Park, New York?

What factors can have an impact on Floral Park, NY car insurance? There are several reasons why Floral Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Floral Park, New York.

Commute Time in Floral Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Floral Park, NY is 40.8 minutes according to City-Data.

Compare Car Insurance Quotes in Floral Park, NY

Ready to find affordable Floral Park, New York car insurance today? Enter your ZIP code for fast, free Floral Park, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption