Compare Florence, AL Car Insurance Rates (2021)

Car insurance in Florence, AL averages $284 a month. Florence, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Florence car insurance rates, compare quotes from the top car insurance companies in Florence, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Florence is 35630
  • The cheapest car insurance company in Florence for teen drivers is USAA
  • Average car insurance rates in Florence, AL are $3,403/year

If you need to buy Florence, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Florence, AL is right here.

You’ll find Florence car insurance rates, the cheapest Florence, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Florence, Alabama car insurance rates to Birmingham car insurance rates, Hoover car insurance rates, and Madison car insurance rates.

Ready to find affordable Florence, AL car insurance today? Enter your ZIP code for fast, free Florence car insurance quotes.

Cheapest Florence, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Florence, AL car insurance rates? Every Florence, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Florence, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,821 $1,735 $1,768 $6,648 $7,148 $2,126 $2,168
Farmers $2,232 $2,218 $1,993 $2,122 $8,746 $9,005 $2,529 $2,620
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,810 $3,034 $2,308 $2,580 $10,328 $11,482 $2,986 $3,174
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,115 $1,972 $1,736 $1,859 $8,883 $9,903 $2,466 $2,620
State Farm $2,551 $2,551 $2,321 $2,321 $7,869 $9,848 $2,885 $3,324
Travelers $1,372 $1,391 $1,295 $1,289 $7,454 $11,751 $1,299 $1,471
USAA $1,251 $1,265 $1,168 $1,137 $3,761 $4,161 $1,626 $1,747

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Minimum Car Insurance in Florence, AL

Every driver must carry the minimum car insurance in Florence, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Florence, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Florence, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Florence, AL. Compare credit history car insurance rates in Florence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Florence, Alabama

Insurance Company Poor Fair Good
Allstate $3,911 $3,073 $2,512
Farmers $4,407 $3,796 $3,597
GEICO $3,353 $2,393 $2,165
Liberty Mutual $6,916 $4,255 $3,342
Nationwide $2,982 $2,332 $2,112
Progressive $4,437 $3,822 $3,575
State Farm $6,821 $3,456 $2,350
Travelers $3,722 $3,231 $3,293
USAA $2,706 $1,763 $1,575

Cheapest Florence, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Florence, AL to rates for a clean record with top companies.

Annual Florence, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,693 $3,172 $3,757 $3,040
Farmers $3,310 $4,285 $4,181 $3,956
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,795 $5,285 $5,161 $5,109
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,551 $4,485 $3,846 $3,895
State Farm $3,788 $4,723 $4,162 $4,162
Travelers $2,844 $2,984 $4,372 $3,461
USAA $1,550 $1,949 $2,883 $1,676

Cheapest Florence, AL Car Insurance for Teen Drivers

Teen car insurance in Florence, AL can be expensive. Take a look at rates from the top car insurance companies in Florence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Florence, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,648 $7,148
Farmers $8,746 $9,005
GEICO $4,963 $4,863
Liberty Mutual $10,328 $11,482
Nationwide $4,243 $5,451
Progressive $8,883 $9,903
State Farm $7,869 $9,848
Travelers $7,454 $11,751
USAA $3,761 $4,161

Cheapest Florence, AL Car Insurance for Seniors

Take a look at Florence, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Florence, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $1,993 $2,122
GEICO $1,810 $1,872
Liberty Mutual $2,308 $2,580
Nationwide $1,486 $1,536
Progressive $1,736 $1,859
State Farm $2,321 $2,321
Travelers $1,295 $1,289
USAA $1,168 $1,137

Cheapest Florence, AL Car Insurance Rates After a DUI

A DUI in Florence, AL increases car insurance rates. Compare Florence, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Florence, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,757
Farmers $4,181
GEICO $3,548
Liberty Mutual $5,161
Nationwide $3,141
Progressive $3,846
State Farm $4,162
Travelers $4,372
USAA $2,883

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Cheapest Florence, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Florence, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Florence, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,933 $3,933
GEICO $2,591 $2,683
Liberty Mutual $4,838 $4,838
Nationwide $2,475 $2,475
Progressive $3,944 $3,944
State Farm $4,106 $4,312
Travelers $3,415 $3,415
USAA $1,923 $2,107

Cheapest Florence, AL Car Insurance Rates by ZIP Code

Florence car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Florence, AL.

Annual Car Insurance Rates by ZIP Code in Florence, Alabama

ZIP Code Average Annual Rates
35630 $3,495
35632 $3,504
35633 $3,519
35634 $3,507

The Best Cheap Car Insurance Companies in Florence, AL

Take a look at a side-by-side comparison of the top car insurance companies in Florence, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Florence, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,933
GEICO $2,637
Liberty Mutual $4,838
Nationwide $2,475
Progressive $3,944
State Farm $4,209
Travelers $3,415
USAA $2,015

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Category Winners: Cheapest Car Insurance in Florence, Alabama

Find the cheapest car insurance companies in Florence, AL for each category right here.

Best Annual Car Insurance Rates by Company in Florence, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Florence, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Florence car insurance rates. Find the cheapest Florence, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Florence, Alabama

Insurance Company Low Medium High
Allstate $3,044 $3,159 $3,293
Farmers $3,696 $3,876 $4,227
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,609 $4,814 $5,090
Nationwide $2,449 $2,456 $2,521
Progressive $3,496 $3,923 $4,414
State Farm $3,960 $4,203 $4,463
Travelers $3,227 $3,483 $3,535
USAA $1,943 $2,004 $2,096

What affects car insurance rates in Florence, Alabama?

What factors can have an impact on Florence, AL car insurance? There are several reasons why Florence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Florence, Alabama.

Car Theft in Florence

High levels of vehicle theft can make car insurance more expensive. Florence, AL car theft statistics from the FBI indicate 166 vehicle thefts a year.

Commute Time in Florence

The more time you spend in your car the higher the risk of an accident. The average commute length in Florence, AL is 18.9 minutes according to City-Data.

Traffic in Florence

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Florence, AL traffic data from INRIX ranks Florence as the 87th-most congested in the world.

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Compare Car Insurance Quotes in Florence, AL

Ready to find affordable Florence, Alabama car insurance today? Enter your ZIP code for fast, free Florence, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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