Compare Florence, IN Car Insurance Rates (2021)

Car insurance in Florence, IN averages $290 a month. Florence, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Florence car insurance rates, compare quotes from the top car insurance companies in Florence, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Florence, IN after a DUI are $4,117/year
  • The cheapest car insurance company in Florence is USAA
  • The cheapest car insurance company in Florence for teen drivers is USAA

If you need to buy Florence, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Florence, IN is right here.

You’ll find Florence car insurance rates, the cheapest Florence, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Florence, Indiana car insurance rates to Hammond car insurance rates, South Bend car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Florence, IN car insurance today? Enter your ZIP code for fast, free Florence car insurance quotes.

Cheapest Florence, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Florence, IN car insurance rates? Every Florence, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Florence, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,307 $2,367 $2,022 $2,209 $6,955 $8,732 $2,352 $2,560
American Family $2,457 $2,457 $2,204 $2,204 $6,665 $9,698 $2,457 $3,046
Farmers $1,580 $1,559 $1,351 $1,515 $8,500 $9,069 $2,082 $2,253
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,921 $1,967 $1,676 $1,795 $5,684 $7,404 $2,260 $2,479
Progressive $1,760 $1,669 $1,592 $1,601 $10,374 $11,705 $2,216 $2,273
State Farm $1,712 $1,712 $1,504 $1,504 $4,896 $6,308 $1,882 $2,090
Travelers $1,279 $1,302 $1,197 $1,196 $7,796 $12,279 $1,351 $1,574
USAA $1,169 $1,153 $1,084 $1,094 $3,237 $3,628 $1,582 $1,697

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Minimum Car Insurance in Florence, IN

Every driver must carry the minimum car insurance in Florence, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Florence, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Florence, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Florence, IN. Compare credit history car insurance rates in Florence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Florence, Indiana

Insurance Company Poor Fair Good
Allstate $4,572 $3,402 $3,090
American Family $5,330 $3,465 $2,902
Farmers $4,069 $3,320 $3,077
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,589 $3,028 $2,828
Progressive $4,578 $4,051 $3,818
State Farm $3,937 $2,347 $1,819
Travelers $3,898 $3,298 $3,294
USAA $2,469 $1,628 $1,394

Cheapest Florence, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Florence, IN to rates for a clean record with top companies.

Annual Florence, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,951 $4,312 $3,982 $3,506
American Family $2,688 $4,279 $5,427 $3,202
Farmers $3,123 $3,637 $3,746 $3,446
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,700 $3,496 $3,350 $3,048
Progressive $3,106 $5,447 $3,712 $4,331
State Farm $2,643 $2,876 $2,643 $2,643
Travelers $2,966 $3,673 $4,164 $3,184
USAA $1,383 $1,967 $2,258 $1,713

Cheapest Florence, IN Car Insurance for Teen Drivers

Teen car insurance in Florence, IN can be expensive. Take a look at rates from the top car insurance companies in Florence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Florence, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,955 $8,732
American Family $6,665 $9,698
Farmers $8,500 $9,069
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,684 $7,404
Progressive $10,374 $11,705
State Farm $4,896 $6,308
Travelers $7,796 $12,279
USAA $3,237 $3,628

Cheapest Florence, IN Car Insurance for Seniors

Take a look at Florence, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Florence, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,022 $2,209
American Family $2,204 $2,204
Farmers $1,351 $1,515
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,676 $1,795
Progressive $1,592 $1,601
State Farm $1,504 $1,504
Travelers $1,197 $1,196
USAA $1,084 $1,094

Cheapest Florence, IN Car Insurance Rates After a DUI

A DUI in Florence, IN increases car insurance rates. Compare Florence, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Florence, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,982
American Family $5,427
Farmers $3,746
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,350
Progressive $3,712
State Farm $2,643
Travelers $4,164
USAA $2,258

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Cheapest Florence, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Florence, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Florence, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,688 $3,688
American Family $3,852 $3,946
Farmers $3,488 $3,488
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $3,148 $3,148
Progressive $4,149 $4,149
State Farm $2,623 $2,779
Travelers $3,497 $3,497
USAA $1,806 $1,855

The Best Cheap Car Insurance Companies in Florence, IN

Take a look at a side-by-side comparison of the top car insurance companies in Florence, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Florence, Indiana

Insurance Company Average Annual Rates
Allstate $3,688
American Family $3,899
Farmers $3,488
GEICO $2,438
Liberty Mutual $5,937
Nationwide $3,148
Progressive $4,149
State Farm $2,701
Travelers $3,497
USAA $1,830

Category Winners: Cheapest Car Insurance in Florence, Indiana

Find the cheapest car insurance companies in Florence, IN for each category right here.

Best Annual Car Insurance Rates by Company in Florence, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Florence, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Florence car insurance rates. Find the cheapest Florence, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Florence, Indiana

Insurance Company Low Medium High
Allstate $3,531 $3,674 $3,859
American Family $3,877 $4,028 $3,790
Farmers $3,366 $3,483 $3,616
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $3,204 $3,123 $3,118
Progressive $3,930 $4,087 $4,430
State Farm $2,592 $2,700 $2,811
Travelers $3,433 $3,530 $3,527
USAA $1,768 $1,826 $1,898

What affects car insurance rates in Florence, Indiana?

What factors can have an impact on Florence, IN car insurance? There are several reasons why Florence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Florence, Indiana.

Traffic in Florence

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Florence, IN traffic data from INRIX ranks Florence as the 87th-most congested in the world.

Compare Car Insurance Quotes in Florence, IN

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Average Monthly Car Insurance Rates by State