Compare Florence, MS Car Insurance Rates (2021)

Car insurance in Florence, MS averages $313 a month. Florence, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Florence car insurance rates, compare quotes from the top car insurance companies in Florence, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Florence, MS after a DUI are $4,510/year
  • The cheapest car insurance company in Florence for teen drivers is USAA
  • The cheapest car insurance company in Florence is USAA

If you need to buy Florence, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Florence, MS is right here.

You’ll find Florence car insurance rates, the cheapest Florence, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Florence, Mississippi car insurance rates to Meridian car insurance rates, Jackson car insurance rates, and Biloxi car insurance rates.

Ready to find affordable Florence, MS car insurance today? Enter your ZIP code for fast, free Florence car insurance quotes.

Cheapest Florence, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Florence, MS car insurance rates? Every Florence, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Florence, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,138 $2,991 $2,810 $2,873 $12,805 $13,688 $3,545 $3,630
GEICO $3,045 $2,882 $2,767 $2,571 $7,538 $7,119 $5,052 $2,463
Liberty Mutual $2,515 $2,720 $2,016 $2,263 $9,213 $10,248 $2,672 $2,808
Nationwide $1,967 $2,012 $1,770 $1,867 $4,003 $5,064 $2,238 $2,415
Progressive $2,566 $2,376 $2,120 $2,054 $9,568 $10,697 $2,631 $2,740
State Farm $2,015 $2,015 $1,814 $1,814 $5,993 $7,537 $2,250 $2,565
Travelers $1,522 $1,548 $1,451 $1,453 $6,882 $10,948 $1,597 $1,838
USAA $1,452 $1,436 $1,357 $1,371 $3,655 $4,333 $1,771 $1,951

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Minimum Car Insurance in Florence, MS

Every driver must carry the minimum car insurance in Florence, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Florence, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Florence, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Florence, MS. Compare credit history car insurance rates in Florence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Florence, Mississippi

Insurance Company Poor Fair Good
Allstate $6,588 $5,827 $4,640
GEICO $6,301 $3,570 $2,667
Liberty Mutual $6,158 $3,785 $2,977
Nationwide $3,120 $2,549 $2,332
Progressive $4,906 $4,207 $3,919
State Farm $4,687 $2,841 $2,223
Travelers $3,860 $3,153 $3,201
USAA $2,961 $1,928 $1,609

Cheapest Florence, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Florence, MS to rates for a clean record with top companies.

Annual Florence, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,780 $5,645 $6,880 $5,435
GEICO $2,594 $3,942 $6,010 $4,172
Liberty Mutual $3,051 $4,889 $5,000 $4,287
Nationwide $2,142 $2,718 $3,443 $2,365
Progressive $3,708 $5,002 $4,315 $4,352
State Farm $2,940 $3,630 $3,216 $3,216
Travelers $2,978 $3,116 $4,280 $3,245
USAA $1,687 $2,160 $2,937 $1,879

Cheapest Florence, MS Car Insurance for Teen Drivers

Teen car insurance in Florence, MS can be expensive. Take a look at rates from the top car insurance companies in Florence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Florence, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,805 $13,688
GEICO $7,538 $7,119
Liberty Mutual $9,213 $10,248
Nationwide $4,003 $5,064
Progressive $9,568 $10,697
State Farm $5,993 $7,537
Travelers $6,882 $10,948
USAA $3,655 $4,333

Cheapest Florence, MS Car Insurance for Seniors

Take a look at Florence, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Florence, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,810 $2,873
GEICO $2,767 $2,571
Liberty Mutual $2,016 $2,263
Nationwide $1,770 $1,867
Progressive $2,120 $2,054
State Farm $1,814 $1,814
Travelers $1,451 $1,453
USAA $1,357 $1,371

Cheapest Florence, MS Car Insurance Rates After a DUI

A DUI in Florence, MS increases car insurance rates. Compare Florence, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Florence, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,880
GEICO $6,010
Liberty Mutual $5,000
Nationwide $3,443
Progressive $4,315
State Farm $3,216
Travelers $4,280
USAA $2,937

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Cheapest Florence, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Florence, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Florence, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,685 $5,685
GEICO $4,167 $4,192
Liberty Mutual $4,307 $4,307
Nationwide $2,667 $2,667
Progressive $4,344 $4,344
State Farm $3,170 $3,330
Travelers $3,405 $3,405
USAA $2,100 $2,232

The Best Cheap Car Insurance Companies in Florence, MS

Take a look at a side-by-side comparison of the top car insurance companies in Florence, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Florence, Mississippi

Insurance Company Average Annual Rates
Allstate $5,685
GEICO $4,179
Liberty Mutual $4,307
Nationwide $2,667
Progressive $4,344
State Farm $3,250
Travelers $3,405
USAA $2,166

Category Winners: Cheapest Car Insurance in Florence, Mississippi

Find the cheapest car insurance companies in Florence, MS for each category right here.

Best Annual Car Insurance Rates by Company in Florence, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Florence, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Florence car insurance rates. Find the cheapest Florence, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Florence, Mississippi

Insurance Company Low Medium High
Allstate $5,432 $5,679 $5,945
GEICO $3,951 $4,208 $4,379
Liberty Mutual $4,045 $4,289 $4,587
Nationwide $2,508 $2,659 $2,834
Progressive $3,860 $4,410 $4,762
State Farm $3,047 $3,237 $3,467
Travelers $3,214 $3,425 $3,575
USAA $2,027 $2,155 $2,316

What affects car insurance rates in Florence, Mississippi?

What factors can have an impact on Florence, MS car insurance? There are several reasons why Florence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Florence, Mississippi.

Car Theft in Florence

High levels of vehicle theft can make car insurance more expensive. Florence, MS car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Florence

The more time you spend in your car the higher the risk of an accident. The average commute length in Florence, MS is 27.4 minutes according to City-Data.

Traffic in Florence

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Florence, MS traffic data from INRIX ranks Florence as the 87th-most congested in the world.

Compare Car Insurance Quotes in Florence, MS

Ready to find affordable Florence, Mississippi car insurance today? Enter your ZIP code for fast, free Florence, MS car insurance quotes.

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