Compare Florence, MT Car Insurance Rates (2021)

Car insurance in Florence, MT averages $254 a month. Florence, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Florence car insurance rates, compare quotes from the top car insurance companies in Florence, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Florence, MT after a DUI are $3,732/year
  • The cheapest car insurance company in Florence is Liberty Mutual
  • Average car insurance rates in Florence, MT are $3,048/year

If you need to buy Florence, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Florence, MT is right here.

You’ll find Florence car insurance rates, the cheapest Florence, MT car insurance companies, and information on Montana car insurance laws. You can also compare Florence, Montana car insurance rates to Belgrade car insurance rates, Great Falls car insurance rates, and Whitefish car insurance rates.

Ready to find affordable Florence, MT car insurance today? Enter your ZIP code for fast, free Florence car insurance quotes.

Cheapest Florence, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Florence, MT car insurance rates? Every Florence, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Florence, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,825 $2,825 $2,594 $2,594 $10,933 $10,933 $3,041 $3,041
Farmers $2,587 $2,587 $2,317 $2,317 $7,314 $7,314 $2,841 $2,841
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $969 $969 $947 $947 $2,071 $2,071 $1,175 $1,175
Nationwide $2,421 $2,421 $2,213 $2,213 $4,884 $4,884 $2,562 $2,562
Progressive $2,951 $2,951 $2,684 $2,684 $7,334 $7,334 $3,329 $3,329
State Farm $1,586 $1,586 $1,410 $1,410 $4,832 $4,832 $1,726 $1,726
USAA $1,182 $1,182 $1,068 $1,068 $4,142 $4,142 $1,445 $1,445

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Minimum Car Insurance in Florence, MT

Every driver must carry the minimum car insurance in Florence, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Florence, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Florence, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Florence, MT. Compare credit history car insurance rates in Florence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Florence, Montana

Insurance Company Poor Fair Good
Allstate $5,862 $4,691 $3,992
Farmers $4,428 $3,534 $3,332
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,290 $1,290 $1,290
Nationwide $3,808 $2,763 $2,490
Progressive $4,893 $3,786 $3,544
State Farm $3,434 $2,090 $1,641
USAA $2,607 $1,799 $1,471

Cheapest Florence, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Florence, MT to rates for a clean record with top companies.

Annual Florence, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,070 $4,824 $5,847 $4,652
Farmers $3,300 $4,283 $4,177 $3,300
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $869 $1,539 $1,539 $1,215
Nationwide $2,216 $3,156 $4,045 $2,663
Progressive $3,496 $4,571 $4,342 $3,890
State Farm $2,204 $2,572 $2,388 $2,388
USAA $1,461 $1,841 $2,755 $1,779

Cheapest Florence, MT Car Insurance for Teen Drivers

Teen car insurance in Florence, MT can be expensive. Take a look at rates from the top car insurance companies in Florence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Florence, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,933 $10,933
Farmers $7,314 $7,314
GEICO $5,830 $5,426
Liberty Mutual $2,071 $2,071
Nationwide $4,884 $4,884
Progressive $7,334 $7,334
State Farm $4,832 $4,832
USAA $4,142 $4,142

Cheapest Florence, MT Car Insurance for Seniors

Take a look at Florence, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Florence, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,594
Farmers $2,317 $2,317
GEICO $2,342 $2,136
Liberty Mutual $947 $947
Nationwide $2,213 $2,213
Progressive $2,684 $2,684
State Farm $1,410 $1,410
USAA $1,068 $1,068

Cheapest Florence, MT Car Insurance Rates After a DUI

A DUI in Florence, MT increases car insurance rates. Compare Florence, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Florence, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,847
Farmers $4,177
GEICO $4,768
Liberty Mutual $1,539
Nationwide $4,045
Progressive $4,342
State Farm $2,388
USAA $2,755

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Cheapest Florence, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Florence, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Florence, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,733 $4,963
Farmers $3,765 $3,765
GEICO $2,984 $3,092
Liberty Mutual $1,290 $1,290
Nationwide $3,020 $3,020
Progressive $4,075 $4,075
State Farm $2,317 $2,459
USAA $1,936 $1,982

The Best Cheap Car Insurance Companies in Florence, MT

Take a look at a side-by-side comparison of the top car insurance companies in Florence, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Florence, Montana

Insurance Company Average Annual Rates
Allstate $4,848
Farmers $3,765
GEICO $3,038
Liberty Mutual $1,290
Nationwide $3,020
Progressive $4,075
State Farm $2,388
USAA $1,959

Category Winners: Cheapest Car Insurance in Florence, Montana

Find the cheapest car insurance companies in Florence, MT for each category right here.

Best Annual Car Insurance Rates by Company in Florence, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Florence, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Florence car insurance rates. Find the cheapest Florence, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Florence, Montana

Insurance Company Low Medium High
Allstate $4,589 $4,835 $5,120
Farmers $3,461 $3,760 $4,074
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,191 $1,294 $1,385
Nationwide $2,311 $3,208 $3,542
Progressive $3,811 $4,061 $4,351
State Farm $2,231 $2,379 $2,555
USAA $1,857 $1,948 $2,072

What affects car insurance rates in Florence, Montana?

What factors can have an impact on Florence, MT car insurance? There are several reasons why Florence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Florence, Montana.

Commute Time in Florence

The more time you spend in your car the higher the risk of an accident. The average commute length in Florence, MT is 13.2 minutes according to City-Data.

Traffic in Florence

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Florence, MT traffic data from INRIX ranks Florence as the 87th-most congested in the world.

Compare Car Insurance Quotes in Florence, MT

Ready to find affordable Florence, Montana car insurance today? Enter your ZIP code for fast, free Florence, MT car insurance quotes.

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