Compare Florham Park, NJ Car Insurance Rates (2021)

Car insurance in Florham Park, NJ averages $399 a month. Florham Park, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Florham Park car insurance rates, compare quotes from the top car insurance companies in Florham Park, NJ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Florham Park, NJ after a DUI are $5,632/year
  • The cheapest car insurance company in Florham Park is GEICO
  • The cheapest car insurance company in Florham Park for teen drivers is GEICO

If you need to buy Florham Park, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Florham Park, NJ is right here.

You’ll find Florham Park car insurance rates, the cheapest Florham Park, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Florham Park, New Jersey car insurance rates to Paterson car insurance rates, Trenton car insurance rates, and Bayonne car insurance rates.

Ready to find affordable Florham Park, NJ car insurance today? Enter your ZIP code for fast, free Florham Park car insurance quotes.

Cheapest Florham Park, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Florham Park, NJ car insurance rates? Every Florham Park, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Florham Park, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,232 $4,273 $4,092 $4,027 $12,639 $14,551 $5,048 $5,252
GEICO $2,072 $2,036 $2,023 $2,023 $3,780 $3,827 $2,380 $2,344
Liberty Mutual $3,583 $3,583 $3,930 $3,930 $9,206 $10,444 $3,930 $4,504
Progressive $1,776 $1,657 $1,606 $1,629 $8,107 $9,157 $2,107 $2,085
State Farm $3,724 $3,724 $3,365 $3,365 $12,082 $15,515 $4,237 $4,734
Travelers $2,721 $2,669 $2,514 $2,557 $6,315 $7,201 $2,680 $2,684

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Florham Park, NJ

Every driver must carry the minimum car insurance in Florham Park, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Florham Park, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Florham Park, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Florham Park, NJ. Compare credit history car insurance rates in Florham Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Florham Park, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $7,957 $6,341 $5,995
GEICO $3,849 $2,221 $1,613
Liberty Mutual $6,812 $5,067 $4,287
Progressive $3,908 $3,440 $3,199
State Farm $9,165 $5,539 $4,325
Travelers $4,865 $3,615 $2,523

Cheapest Florham Park, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Florham Park, NJ to rates for a clean record with top companies.

Annual Florham Park, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,213 $8,912 $7,202 $5,730
GEICO $1,996 $2,618 $3,632 $1,996
Liberty Mutual $5,178 $5,915 $5,284 $5,178
Progressive $3,064 $4,007 $3,452 $3,540
State Farm $3,460 $6,274 $10,076 $5,562
Travelers $2,834 $4,168 $4,030 $3,640

Cheapest Florham Park, NJ Car Insurance for Teen Drivers

Teen car insurance in Florham Park, NJ can be expensive. Take a look at rates from the top car insurance companies in Florham Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Florham Park, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,639 $14,551
GEICO $3,780 $3,827
Liberty Mutual $9,206 $10,444
Progressive $8,107 $9,157
State Farm $12,082 $15,515
Travelers $6,315 $7,201

Cheapest Florham Park, NJ Car Insurance for Seniors

Take a look at Florham Park, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Florham Park, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,092 $4,027
GEICO $2,023 $2,023
Liberty Mutual $3,930 $3,930
Progressive $1,606 $1,629
State Farm $3,365 $3,365
Travelers $2,514 $2,557

Cheapest Florham Park, NJ Car Insurance Rates After a DUI

A DUI in Florham Park, NJ increases car insurance rates. Compare Florham Park, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Florham Park, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,751
Farmers $7,202
GEICO $3,632
Liberty Mutual $5,284
Progressive $3,452
State Farm $10,076
Travelers $4,030

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Florham Park, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Florham Park, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Florham Park, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,764 $6,764
GEICO $2,540 $2,582
Liberty Mutual $5,337 $5,441
Progressive $3,516 $3,516
State Farm $6,184 $6,502
Travelers $3,668 $3,668

The Best Cheap Car Insurance Companies in Florham Park, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Florham Park, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Florham Park, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,764
GEICO $2,561
Liberty Mutual $5,389
Progressive $3,516
State Farm $6,343
Travelers $3,668

Category Winners: Cheapest Car Insurance in Florham Park, New Jersey

Find the cheapest car insurance companies in Florham Park, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Florham Park, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Florham Park, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Florham Park car insurance rates. Find the cheapest Florham Park, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Florham Park, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,219 $6,756 $7,318
GEICO $2,299 $2,612 $2,772
Liberty Mutual $4,849 $5,547 $5,770
Progressive $3,254 $3,566 $3,726
State Farm $5,931 $6,420 $6,679
Travelers $3,382 $3,674 $3,948

What affects car insurance rates in Florham Park, New Jersey?

What factors can have an impact on Florham Park, NJ car insurance? There are several reasons why Florham Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Florham Park, New Jersey.

Commute Time in Florham Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Florham Park, NJ is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Florham Park, NJ

Ready to find affordable Florham Park, New Jersey car insurance today? Enter your ZIP code for fast, free Florham Park, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption