Compare Florissant, MO Car Insurance Rates (2021)

Car insurance in Florissant, MO averages $347 a month. Florissant, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Florissant car insurance rates, compare quotes from the top car insurance companies in Florissant, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Florissant, MO after a DUI are $4,876/year
  • Average car insurance rates in Florissant, MO are $4,159/year
  • The cheapest car insurance company in Florissant is USAA

If you need to buy Florissant, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Florissant, MO is right here.

You’ll find Florissant car insurance rates, the cheapest Florissant, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Florissant, Missouri car insurance rates to Kansas City car insurance rates, St. Charles car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Florissant, MO car insurance today? Enter your ZIP code for fast, free Florissant car insurance quotes.

Cheapest Florissant, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Florissant, MO car insurance rates? Every Florissant, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Florissant, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,772 $3,633 $3,412 $3,521 $10,980 $11,910 $3,567 $3,665
American Family $2,659 $2,659 $2,370 $2,370 $7,368 $9,568 $2,659 $3,102
Farmers $3,003 $2,987 $2,672 $2,840 $12,790 $13,232 $3,428 $3,568
GEICO $2,531 $2,865 $1,989 $2,615 $8,204 $8,622 $2,284 $2,260
Liberty Mutual $3,128 $3,392 $2,588 $2,913 $11,121 $12,358 $3,268 $3,457
Nationwide $1,914 $1,948 $1,721 $1,814 $4,914 $6,262 $2,192 $2,362
Progressive $2,796 $2,527 $2,288 $2,375 $9,510 $10,600 $3,364 $3,326
State Farm $1,839 $1,839 $1,677 $1,677 $5,782 $7,254 $2,083 $2,393
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Florissant, MO

Every driver must carry the minimum car insurance in Florissant, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Florissant, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Florissant, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Florissant, MO. Compare credit history car insurance rates in Florissant from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Florissant, Missouri

Insurance Company Poor Fair Good
Allstate $7,702 $4,926 $4,044
American Family $5,349 $3,764 $3,169
Farmers $6,340 $5,308 $5,046
GEICO $5,428 $3,524 $2,812
Liberty Mutual $7,562 $4,631 $3,641
Nationwide $3,413 $2,818 $2,441
Progressive $5,345 $4,405 $4,044
State Farm $4,353 $2,702 $2,149
USAA $4,080 $1,912 $1,375

Cheapest Florissant, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Florissant, MO to rates for a clean record with top companies.

Annual Florissant, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,729 $5,375 $6,740 $5,386
American Family $3,062 $4,374 $5,437 $3,504
Farmers $4,784 $6,008 $5,869 $5,598
GEICO $2,995 $3,961 $5,461 $3,269
Liberty Mutual $3,821 $5,518 $5,663 $6,110
Nationwide $2,259 $2,916 $3,911 $2,478
Progressive $3,954 $5,368 $4,408 $4,663
State Farm $2,788 $3,348 $3,068 $3,068
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Florissant, MO Car Insurance for Teen Drivers

Teen car insurance in Florissant, MO can be expensive. Take a look at rates from the top car insurance companies in Florissant for teenagers.

Annual Car Insurance Rates for Teen Drivers in Florissant, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,980 $11,910
American Family $7,368 $9,568
Farmers $12,790 $13,232
GEICO $8,204 $8,622
Liberty Mutual $11,121 $12,358
Nationwide $4,914 $6,262
Progressive $9,510 $10,600
State Farm $5,782 $7,254
USAA $4,499 $5,488

Cheapest Florissant, MO Car Insurance for Seniors

Take a look at Florissant, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Florissant, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,412 $3,521
American Family $2,370 $2,370
Farmers $2,672 $2,840
GEICO $1,989 $2,615
Liberty Mutual $2,588 $2,913
Nationwide $1,721 $1,814
Progressive $2,288 $2,375
State Farm $1,677 $1,677
USAA $1,359 $1,379

Cheapest Florissant, MO Car Insurance Rates After a DUI

A DUI in Florissant, MO increases car insurance rates. Compare Florissant, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Florissant, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,740
American Family $5,437
Farmers $5,869
GEICO $5,461
Liberty Mutual $5,663
Nationwide $3,911
Progressive $4,408
State Farm $3,068
USAA $3,328

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Cheapest Florissant, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Florissant, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Florissant, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,558 $5,558
American Family $4,054 $4,134
Farmers $5,565 $5,565
GEICO $3,849 $3,994
Liberty Mutual $5,278 $5,278
Nationwide $2,891 $2,891
Progressive $4,598 $4,598
State Farm $2,990 $3,146
USAA $2,367 $2,544

Cheapest Florissant, MO Car Insurance Rates by ZIP Code

Florissant car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Florissant, MO.

Annual Car Insurance Rates by ZIP Code in Florissant, Missouri

ZIP Code Average Annual Rates
63031 $3,436
63033 $3,569

The Best Cheap Car Insurance Companies in Florissant, MO

Take a look at a side-by-side comparison of the top car insurance companies in Florissant, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Florissant, Missouri

Insurance Company Average Annual Rates
Allstate $5,558
American Family $4,094
Farmers $5,565
GEICO $3,921
Liberty Mutual $5,278
Nationwide $2,891
Progressive $4,598
State Farm $3,068
USAA $2,456

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Category Winners: Cheapest Car Insurance in Florissant, Missouri

Find the cheapest car insurance companies in Florissant, MO for each category right here.

Best Annual Car Insurance Rates by Company in Florissant, Missouri

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Florissant, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Florissant car insurance rates. Find the cheapest Florissant, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Florissant, Missouri

Insurance Company Low Medium High
Allstate $5,304 $5,545 $5,824
American Family $3,971 $4,222 $4,089
Farmers $5,189 $5,509 $5,997
GEICO $3,606 $3,960 $4,198
Liberty Mutual $4,905 $5,310 $5,620
Nationwide $2,686 $2,919 $3,067
Progressive $3,930 $4,616 $5,248
State Farm $2,835 $3,085 $3,284
USAA $2,344 $2,446 $2,576

What affects car insurance rates in Florissant, Missouri?

What factors can have an impact on Florissant, MO car insurance? There are several reasons why Florissant car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Florissant, Missouri.

Commute Time in Florissant

The more time you spend in your car the higher the risk of an accident. The average commute length in Florissant, MO is 25.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Florissant, MO

Ready to find affordable Florissant, Missouri car insurance today? Enter your ZIP code for fast, free Florissant, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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