Compare Folly Beach, SC Car Insurance Rates (2021)

Car insurance in Folly Beach, SC averages $318 a month. Folly Beach, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Folly Beach car insurance rates, compare quotes from the top car insurance companies in Folly Beach, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Folly Beach for teen drivers is GEICO
  • Average car insurance rates in Folly Beach, SC are $3,812/year
  • The cheapest car insurance company in Folly Beach is GEICO

If you need to buy Folly Beach, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Folly Beach, SC is right here.

You’ll find Folly Beach car insurance rates, the cheapest Folly Beach, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Folly Beach, South Carolina car insurance rates to Rock Hill car insurance rates, Greenville car insurance rates, and North Charleston car insurance rates.

Ready to find affordable Folly Beach, SC car insurance today? Enter your ZIP code for fast, free Folly Beach car insurance quotes.

Cheapest Folly Beach, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Folly Beach, SC car insurance rates? Every Folly Beach, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Folly Beach, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,858 $2,858 $2,734 $2,734 $7,390 $9,423 $3,168 $3,447
Farmers $2,886 $2,889 $2,791 $2,992 $8,007 $8,794 $3,167 $3,199
GEICO $2,373 $2,373 $2,164 $2,164 $6,032 $6,153 $2,790 $2,873
Nationwide $2,469 $2,496 $2,228 $2,305 $6,084 $7,802 $2,801 $3,042
Progressive $2,213 $2,034 $1,917 $2,006 $9,574 $10,552 $2,554 $2,660
State Farm $2,097 $2,097 $1,910 $1,910 $6,218 $7,808 $2,360 $2,659
USAA $1,837 $1,844 $1,690 $1,693 $7,341 $8,034 $2,419 $2,549

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Minimum Car Insurance in Folly Beach, SC

Every driver must carry the minimum car insurance in Folly Beach, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Folly Beach, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Folly Beach, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Folly Beach, SC. Compare credit history car insurance rates in Folly Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Folly Beach, South Carolina

Insurance Company Poor Fair Good
Allstate $5,436 $4,090 $3,453
Farmers $4,925 $4,224 $3,873
GEICO $5,133 $2,761 $2,202
Nationwide $4,335 $3,530 $3,095
Progressive $4,636 $4,094 $3,836
State Farm $4,860 $2,962 $2,326
USAA $5,329 $2,639 $2,310

Cheapest Folly Beach, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Folly Beach, SC to rates for a clean record with top companies.

Annual Folly Beach, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,250 $5,176 $4,574 $4,306
Farmers $3,620 $5,041 $4,171 $4,530
GEICO $2,582 $3,320 $4,978 $2,582
Nationwide $2,922 $3,756 $4,725 $3,210
Progressive $3,422 $5,019 $4,192 $4,123
State Farm $3,058 $3,779 $3,346 $3,346
USAA $2,710 $3,347 $4,609 $3,038

Cheapest Folly Beach, SC Car Insurance for Teen Drivers

Teen car insurance in Folly Beach, SC can be expensive. Take a look at rates from the top car insurance companies in Folly Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Folly Beach, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,390 $9,423
Farmers $8,007 $8,794
GEICO $6,032 $6,153
Nationwide $6,084 $7,802
Progressive $9,574 $10,552
State Farm $6,218 $7,808
USAA $7,341 $8,034

Cheapest Folly Beach, SC Car Insurance for Seniors

Take a look at Folly Beach, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Folly Beach, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,734 $2,734
Farmers $2,791 $2,992
GEICO $2,164 $2,164
Nationwide $2,228 $2,305
Progressive $1,917 $2,006
State Farm $1,910 $1,910
USAA $1,690 $1,693

Cheapest Folly Beach, SC Car Insurance Rates After a DUI

A DUI in Folly Beach, SC increases car insurance rates. Compare Folly Beach, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Folly Beach, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,574
Farmers $4,171
GEICO $4,978
Nationwide $4,725
Progressive $4,192
State Farm $3,346
USAA $4,609

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Cheapest Folly Beach, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Folly Beach, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Folly Beach, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,234 $4,419
Farmers $4,341 $4,341
GEICO $3,344 $3,387
Nationwide $3,653 $3,653
Progressive $4,189 $4,189
State Farm $3,297 $3,468
USAA $3,390 $3,462

The Best Cheap Car Insurance Companies in Folly Beach, SC

Take a look at a side-by-side comparison of the top car insurance companies in Folly Beach, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Folly Beach, South Carolina

Insurance Company Average Annual Rates
Allstate $4,326
Farmers $4,341
GEICO $3,365
Nationwide $3,653
Progressive $4,189
State Farm $3,382
USAA $3,426

Category Winners: Cheapest Car Insurance in Folly Beach, South Carolina

Find the cheapest car insurance companies in Folly Beach, SC for each category right here.

Best Annual Car Insurance Rates by Company in Folly Beach, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Folly Beach, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Folly Beach car insurance rates. Find the cheapest Folly Beach, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Folly Beach, South Carolina

Insurance Company Low Medium High
Allstate $4,067 $4,306 $4,606
Farmers $3,903 $4,345 $4,774
GEICO $3,138 $3,333 $3,625
Nationwide $3,594 $3,658 $3,708
Progressive $3,878 $4,139 $4,549
State Farm $3,123 $3,381 $3,643
USAA $3,229 $3,421 $3,628

What affects car insurance rates in Folly Beach, South Carolina?

What factors can have an impact on Folly Beach, SC car insurance? There are several reasons why Folly Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Folly Beach, South Carolina.

Commute Time in Folly Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Folly Beach, SC is 21.0 minutes according to City-Data.

Compare Car Insurance Quotes in Folly Beach, SC

Ready to find affordable Folly Beach, South Carolina car insurance today? Enter your ZIP code for fast, free Folly Beach, SC car insurance quotes.

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