Compare Folsom, LA Car Insurance Rates (2021)

Car insurance in Folsom, LA averages $470 a month. Folsom, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Folsom car insurance rates, compare quotes from the top car insurance companies in Folsom, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Folsom is USAA
  • Average car insurance rates in Folsom, LA after a DUI are $6,496/year
  • The cheapest car insurance company in Folsom for teen drivers is USAA

If you need to buy Folsom, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Folsom, LA is right here.

You’ll find Folsom car insurance rates, the cheapest Folsom, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Folsom, Louisiana car insurance rates to Lake Charles car insurance rates, Bossier City car insurance rates, and Kenner car insurance rates.

Ready to find affordable Folsom, LA car insurance today? Enter your ZIP code for fast, free Folsom car insurance quotes.

Cheapest Folsom, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Folsom, LA car insurance rates? Every Folsom, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Folsom, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,283 $4,283 $4,434 $4,434 $9,477 $11,982 $4,741 $5,141
GEICO $3,402 $3,893 $4,047 $4,903 $12,439 $13,131 $3,271 $3,179
Progressive $3,916 $3,670 $3,280 $3,526 $15,378 $17,115 $4,486 $4,586
State Farm $2,881 $2,881 $2,651 $2,651 $8,496 $10,647 $3,211 $3,601
USAA $2,725 $2,680 $2,648 $2,628 $8,268 $9,720 $3,359 $3,684

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Minimum Car Insurance in Folsom, LA

Every driver must carry the minimum car insurance in Folsom, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Folsom, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Folsom, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Folsom, LA. Compare credit history car insurance rates in Folsom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Folsom, Louisiana

Insurance Company Poor Fair Good
Allstate $8,011 $5,496 $4,784
GEICO $7,177 $6,228 $4,694
Progressive $7,921 $6,770 $6,292
State Farm $6,406 $4,133 $3,344
USAA $6,172 $3,937 $3,284

Cheapest Folsom, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Folsom, LA to rates for a clean record with top companies.

Annual Folsom, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,823 $7,361 $6,546 $5,658
GEICO $4,109 $6,626 $8,109 $5,289
Progressive $5,833 $7,804 $7,517 $6,824
State Farm $4,242 $5,013 $4,627 $4,627
USAA $3,397 $4,723 $5,680 $4,057

Cheapest Folsom, LA Car Insurance for Teen Drivers

Teen car insurance in Folsom, LA can be expensive. Take a look at rates from the top car insurance companies in Folsom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Folsom, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,477 $11,982
GEICO $12,439 $13,131
Progressive $15,378 $17,115
State Farm $8,496 $10,647
USAA $8,268 $9,720

Cheapest Folsom, LA Car Insurance for Seniors

Take a look at Folsom, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Folsom, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,434 $4,434
GEICO $4,047 $4,903
Progressive $3,280 $3,526
State Farm $2,651 $2,651
USAA $2,648 $2,628

Cheapest Folsom, LA Car Insurance Rates After a DUI

A DUI in Folsom, LA increases car insurance rates. Compare Folsom, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Folsom, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,546
GEICO $8,109
Progressive $7,517
State Farm $4,627
USAA $5,680

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Cheapest Folsom, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Folsom, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Folsom, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,097 $6,097
GEICO $5,916 $6,150
Progressive $6,994 $6,994
State Farm $4,509 $4,745
USAA $4,327 $4,601

The Best Cheap Car Insurance Companies in Folsom, LA

Take a look at a side-by-side comparison of the top car insurance companies in Folsom, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Folsom, Louisiana

Insurance Company Average Annual Rates
Allstate $6,097
GEICO $6,033
Progressive $6,994
State Farm $4,627
USAA $4,464

Category Winners: Cheapest Car Insurance in Folsom, Louisiana

Find the cheapest car insurance companies in Folsom, LA for each category right here.

Best Annual Car Insurance Rates by Company in Folsom, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Folsom, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Folsom car insurance rates. Find the cheapest Folsom, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Folsom, Louisiana

Insurance Company Low Medium High
Allstate $5,308 $6,206 $6,777
GEICO $5,020 $6,058 $7,022
Progressive $5,870 $6,937 $8,176
State Farm $3,991 $4,615 $5,276
USAA $3,899 $4,529 $4,964

What affects car insurance rates in Folsom, Louisiana?

What factors can have an impact on Folsom, LA car insurance? There are several reasons why Folsom car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Folsom, Louisiana.

Car Theft in Folsom

High levels of vehicle theft can make car insurance more expensive. Folsom, LA car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Folsom

The more time you spend in your car the higher the risk of an accident. The average commute length in Folsom, LA is 33.6 minutes according to City-Data.

Compare Car Insurance Quotes in Folsom, LA

Ready to find affordable Folsom, Louisiana car insurance today? Enter your ZIP code for fast, free Folsom, LA car insurance quotes.

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