Compare Fontanelle, IA Car Insurance Rates (2021)

Car insurance in Fontanelle, IA averages $262 a month. Fontanelle, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Fontanelle car insurance rates, compare quotes from the top car insurance companies in Fontanelle, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fontanelle, IA are $3,144/year
  • The cheapest car insurance company in Fontanelle is USAA
  • The cheapest car insurance company in Fontanelle for teen drivers is USAA

If you need to buy Fontanelle, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Fontanelle, IA is right here.

You’ll find Fontanelle car insurance rates, the cheapest Fontanelle, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Fontanelle, Iowa car insurance rates to Iowa City car insurance rates, Council Bluffs car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Fontanelle, IA car insurance today? Enter your ZIP code for fast, free Fontanelle car insurance quotes.

Cheapest Fontanelle, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fontanelle, IA car insurance rates? Every Fontanelle, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fontanelle, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $1,992 $1,835 $1,869 $5,967 $6,716 $2,264 $2,334
American Family $2,294 $2,294 $2,044 $2,044 $6,011 $8,510 $2,294 $2,774
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $2,095 $2,049 $1,727 $1,779 $4,646 $5,270 $2,531 $2,729
State Farm $1,568 $1,568 $1,360 $1,360 $3,988 $5,089 $1,757 $1,987
Travelers $2,675 $2,732 $2,588 $2,595 $11,677 $18,597 $2,776 $3,308
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

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Minimum Car Insurance in Fontanelle, IA

Every driver must carry the minimum car insurance in Fontanelle, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Fontanelle, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fontanelle, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fontanelle, IA. Compare credit history car insurance rates in Fontanelle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fontanelle, Iowa

Insurance Company Poor Fair Good
Allstate $3,746 $2,975 $2,672
American Family $4,511 $3,312 $2,775
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,286 $2,558 $2,244
Progressive $3,412 $2,711 $2,437
State Farm $3,325 $2,057 $1,622
Travelers $6,610 $5,633 $5,363
USAA $2,447 $1,671 $1,444

Cheapest Fontanelle, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fontanelle, IA to rates for a clean record with top companies.

Annual Fontanelle, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $3,226 $3,661 $2,976
American Family $2,553 $3,715 $4,858 $3,005
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $2,308 $3,714 $2,497 $2,894
State Farm $2,178 $2,491 $2,335 $2,335
Travelers $4,283 $5,694 $7,629 $5,868
USAA $1,423 $1,897 $2,467 $1,631

Cheapest Fontanelle, IA Car Insurance for Teen Drivers

Teen car insurance in Fontanelle, IA can be expensive. Take a look at rates from the top car insurance companies in Fontanelle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fontanelle, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,967 $6,716
American Family $6,011 $8,510
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,257 $5,545
Progressive $4,646 $5,270
State Farm $3,988 $5,089
Travelers $11,677 $18,597
USAA $3,268 $3,494

Cheapest Fontanelle, IA Car Insurance for Seniors

Take a look at Fontanelle, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fontanelle, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,835 $1,869
American Family $2,044 $2,044
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,678 $1,800
Progressive $1,727 $1,779
State Farm $1,360 $1,360
Travelers $2,588 $2,595
USAA $1,148 $1,184

Cheapest Fontanelle, IA Car Insurance Rates After a DUI

A DUI in Fontanelle, IA increases car insurance rates. Compare Fontanelle, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fontanelle, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,661
American Family $4,858
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,844
Progressive $2,497
State Farm $2,335
Travelers $7,629
USAA $2,467

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Cheapest Fontanelle, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fontanelle, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fontanelle, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,206
American Family $3,491 $3,575
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,696 $2,696
Progressive $2,853 $2,853
State Farm $2,279 $2,390
Travelers $5,869 $5,869
USAA $1,786 $1,922

The Best Cheap Car Insurance Companies in Fontanelle, IA

Take a look at a side-by-side comparison of the top car insurance companies in Fontanelle, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fontanelle, Iowa

Insurance Company Average Annual Rates
Allstate $3,131
American Family $3,533
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,696
Progressive $2,853
State Farm $2,335
Travelers $5,869
USAA $1,854

Category Winners: Cheapest Car Insurance in Fontanelle, Iowa

Find the cheapest car insurance companies in Fontanelle, IA for each category right here.

Best Annual Car Insurance Rates by Company in Fontanelle, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fontanelle, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fontanelle car insurance rates. Find the cheapest Fontanelle, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fontanelle, Iowa

Insurance Company Low Medium High
Allstate $3,012 $3,136 $3,246
American Family $3,572 $3,728 $3,299
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,832 $2,676 $2,580
Progressive $2,728 $2,861 $2,971
State Farm $2,238 $2,346 $2,421
Travelers $5,530 $5,957 $6,119
USAA $1,764 $1,860 $1,939

What affects car insurance rates in Fontanelle, Iowa?

What factors can have an impact on Fontanelle, IA car insurance? There are several reasons why Fontanelle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fontanelle, Iowa.

Commute Time in Fontanelle

The more time you spend in your car the higher the risk of an accident. The average commute length in Fontanelle, IA is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Fontanelle, IA

Ready to find affordable Fontanelle, Iowa car insurance today? Enter your ZIP code for fast, free Fontanelle, IA car insurance quotes.

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