Compare Foothill Ranch, CA Car Insurance Rates (2021)

Car insurance in Foothill Ranch, CA averages $285 a month. Foothill Ranch, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Foothill Ranch car insurance rates, compare quotes from the top car insurance companies in Foothill Ranch, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Foothill Ranch, CA are $3,424/year
  • The cheapest car insurance company in Foothill Ranch is USAA
  • The cheapest car insurance company in Foothill Ranch for teen drivers is USAA

If you need to buy Foothill Ranch, California car insurance, the options can be confusing. Everything you need to know about car insurance in Foothill Ranch, CA is right here.

You’ll find Foothill Ranch car insurance rates, the cheapest Foothill Ranch, CA car insurance companies, and information on California car insurance laws. You can also compare Foothill Ranch, California car insurance rates to Los Angeles car insurance rates, Bakersfield car insurance rates, and San Diego car insurance rates.

Ready to find affordable Foothill Ranch, CA car insurance today? Enter your ZIP code for fast, free Foothill Ranch car insurance quotes.

Cheapest Foothill Ranch, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Foothill Ranch, CA car insurance rates? Every Foothill Ranch, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Foothill Ranch, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,833 $2,825 $2,081 $2,089 $8,041 $10,101 $3,601 $3,917
Farmers $2,233 $2,233 $2,036 $2,036 $7,090 $11,468 $2,645 $2,948
GEICO $1,776 $1,777 $1,669 $1,669 $5,423 $5,515 $2,554 $2,608
Liberty Mutual $2,120 $1,994 $1,984 $1,918 $4,550 $4,896 $2,372 $2,410
Nationwide $3,105 $2,959 $2,733 $2,572 $7,960 $8,782 $3,705 $3,649
Progressive $1,915 $1,973 $1,636 $1,943 $5,199 $6,266 $2,773 $2,986
State Farm $2,688 $2,688 $2,404 $2,404 $4,984 $6,199 $2,975 $3,065
Travelers $2,221 $2,145 $1,975 $1,955 $4,634 $5,236 $2,875 $2,808
USAA $1,936 $1,832 $1,888 $1,894 $4,441 $4,468 $2,681 $2,532

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Minimum Car Insurance in Foothill Ranch, CA

Every driver must carry the minimum car insurance in Foothill Ranch, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Foothill Ranch, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Foothill Ranch, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Foothill Ranch, CA to rates for a clean record with top companies.

Annual Foothill Ranch, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,682 $4,492 $7,057 $3,514
Farmers $3,031 $4,119 $5,111 $4,083
GEICO $2,007 $3,110 $3,889 $2,490
Liberty Mutual $2,413 $3,231 $2,920 $2,558
Nationwide $3,095 $3,968 $6,702 $3,968
Progressive $2,015 $3,438 $3,988 $2,904
State Farm $2,447 $2,917 $5,501 $2,838
Travelers $1,993 $3,248 $3,749 $2,934
USAA $1,799 $2,683 $4,383 $1,971

Cheapest Foothill Ranch, CA Car Insurance for Teen Drivers

Teen car insurance in Foothill Ranch, CA can be expensive. Take a look at rates from the top car insurance companies in Foothill Ranch for teenagers.

Annual Car Insurance Rates for Teen Drivers in Foothill Ranch, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,041 $10,101
Farmers $7,090 $11,468
GEICO $5,423 $5,515
Liberty Mutual $4,550 $4,896
Nationwide $7,960 $8,782
Progressive $5,199 $6,266
State Farm $4,984 $6,199
Travelers $4,634 $5,236
USAA $4,441 $4,468

Cheapest Foothill Ranch, CA Car Insurance for Seniors

Take a look at Foothill Ranch, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Foothill Ranch, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,081 $2,089
Farmers $2,036 $2,036
GEICO $1,669 $1,669
Liberty Mutual $1,984 $1,918
Nationwide $2,733 $2,572
Progressive $1,636 $1,943
State Farm $2,404 $2,404
Travelers $1,975 $1,955
USAA $1,888 $1,894

Cheapest Foothill Ranch, CA Car Insurance Rates After a DUI

A DUI in Foothill Ranch, CA increases car insurance rates. Compare Foothill Ranch, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Foothill Ranch, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,057
Farmers $5,111
GEICO $3,889
Liberty Mutual $2,920
Nationwide $6,702
Progressive $3,988
State Farm $5,501
Travelers $3,749
USAA $4,383

Cheapest Foothill Ranch, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Foothill Ranch, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Foothill Ranch, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,003 $4,869
Farmers $3,706 $4,466
GEICO $2,611 $3,137
Liberty Mutual $2,553 $3,008
Nationwide $3,913 $4,954
Progressive $2,799 $3,374
State Farm $3,299 $3,552
Travelers $2,688 $3,275
USAA $2,497 $2,922

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The Best Cheap Car Insurance Companies in Foothill Ranch, CA

Take a look at a side-by-side comparison of the top car insurance companies in Foothill Ranch, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Foothill Ranch, California

Insurance Company Average Annual Rates
Allstate $4,436
Farmers $4,086
GEICO $2,874
Liberty Mutual $2,781
Nationwide $4,433
Progressive $3,086
State Farm $3,426
Travelers $2,981
USAA $2,709

Category Winners: Cheapest Car Insurance in Foothill Ranch, California

Find the cheapest car insurance companies in Foothill Ranch, CA for each category right here.

Best Annual Car Insurance Rates by Company in Foothill Ranch, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Foothill Ranch, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Foothill Ranch car insurance rates. Find the cheapest Foothill Ranch, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Foothill Ranch, California

Insurance Company Low Medium High
Allstate $4,198 $4,475 $4,635
Farmers $3,752 $4,124 $4,382
GEICO $2,592 $2,906 $3,124
Liberty Mutual $2,563 $2,808 $2,971
Nationwide $3,955 $4,515 $4,830
Progressive $2,751 $3,184 $3,324
State Farm $3,041 $3,492 $3,744
Travelers $2,561 $3,072 $3,311
USAA $2,455 $2,762 $2,910

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Compare Car Insurance Quotes in Foothill Ranch, CA

Ready to find affordable Foothill Ranch, California car insurance today? Enter your ZIP code for fast, free Foothill Ranch, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State