Compare Ford, KS Car Insurance Rates (2021)

Car insurance in Ford, KS averages $318 a month. Ford, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ford car insurance rates, compare quotes from the top car insurance companies in Ford, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ford, KS after a DUI are $4,575/year
  • The cheapest car insurance company in Ford for teen drivers is American Family
  • The cheapest car insurance company in Ford is American Family

If you need to buy Ford, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ford, KS is right here.

You’ll find Ford car insurance rates, the cheapest Ford, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Ford, Kansas car insurance rates to Wichita car insurance rates, Shawnee car insurance rates, and Manhattan car insurance rates.

Ready to find affordable Ford, KS car insurance today? Enter your ZIP code for fast, free Ford car insurance quotes.

Cheapest Ford, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ford, KS car insurance rates? Every Ford, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ford, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,836 $1,836 $1,656 $1,656 $3,472 $4,152 $1,836 $2,054
Farmers $2,880 $2,870 $2,580 $2,684 $7,445 $7,720 $3,229 $3,407
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,946 $2,019 $1,723 $1,869 $3,783 $4,672 $2,233 $2,388
Progressive $2,819 $2,732 $2,280 $2,357 $9,589 $10,878 $3,340 $3,569
State Farm $1,874 $1,874 $1,635 $1,635 $4,914 $6,273 $2,104 $2,374
Travelers $2,479 $2,541 $2,339 $2,393 $9,383 $14,793 $2,520 $3,098
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Ford, KS

Every driver must carry the minimum car insurance in Ford, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ford, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ford, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ford, KS. Compare credit history car insurance rates in Ford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ford, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $3,017 $2,140 $1,779
Farmers $4,838 $3,840 $3,628
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,880 $2,513 $2,345
Progressive $5,437 $4,507 $4,142
State Farm $4,129 $2,467 $1,910
Travelers $5,747 $4,634 $4,449
USAA $3,553 $2,300 $1,879

Cheapest Ford, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ford, KS to rates for a clean record with top companies.

Annual Ford, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,275 $2,425 $2,275 $2,275
Farmers $3,473 $4,438 $4,326 $4,170
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,914 $2,212 $3,986 $2,206
Progressive $4,348 $5,055 $4,522 $4,856
State Farm $2,636 $3,035 $2,835 $2,835
Travelers $3,690 $4,719 $6,399 $4,966
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Ford, KS Car Insurance for Teen Drivers

Teen car insurance in Ford, KS can be expensive. Take a look at rates from the top car insurance companies in Ford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ford, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,472 $4,152
Farmers $7,445 $7,720
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,783 $4,672
Progressive $9,589 $10,878
State Farm $4,914 $6,273
Travelers $9,383 $14,793
USAA $4,983 $5,299

Cheapest Ford, KS Car Insurance for Seniors

Take a look at Ford, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ford, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,656 $1,656
Farmers $2,580 $2,684
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,723 $1,869
Progressive $2,280 $2,357
State Farm $1,635 $1,635
Travelers $2,339 $2,393
USAA $1,424 $1,461

Cheapest Ford, KS Car Insurance Rates After a DUI

A DUI in Ford, KS increases car insurance rates. Compare Ford, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ford, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,735
American Family $2,275
Farmers $4,326
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,986
Progressive $4,522
State Farm $2,835
Travelers $6,399
USAA $3,713

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Cheapest Ford, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ford, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ford, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,282 $2,342
Farmers $4,102 $4,102
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,579 $2,579
Progressive $4,695 $4,695
State Farm $2,765 $2,906
Travelers $4,943 $4,943
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Ford, KS

Take a look at a side-by-side comparison of the top car insurance companies in Ford, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ford, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,312
Farmers $4,102
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,579
Progressive $4,695
State Farm $2,835
Travelers $4,943
USAA $2,577

Category Winners: Cheapest Car Insurance in Ford, Kansas

Find the cheapest car insurance companies in Ford, KS for each category right here.

Best Annual Car Insurance Rates by Company in Ford, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Ford, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ford car insurance rates. Find the cheapest Ford, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ford, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,342 $2,429 $2,165
Farmers $3,952 $4,082 $4,271
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,726 $2,549 $2,462
Progressive $4,485 $4,664 $4,937
State Farm $2,738 $2,843 $2,925
Travelers $4,728 $4,950 $5,153
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Ford, Kansas?

What factors can have an impact on Ford, KS car insurance? There are several reasons why Ford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ford, Kansas.

Commute Time in Ford

The more time you spend in your car the higher the risk of an accident. The average commute length in Ford, KS is 27.3 minutes according to City-Data.

Compare Car Insurance Quotes in Ford, KS

Ready to find affordable Ford, Kansas car insurance today? Enter your ZIP code for fast, free Ford, KS car insurance quotes.

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