Compare Fords, NJ Car Insurance Rates (2021)

Car insurance in Fords, NJ averages $480 a month. Fords, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fords car insurance rates, compare quotes from the top car insurance companies in Fords, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fords, NJ are $5,759/year
  • The cheapest car insurance company in Fords for teen drivers is GEICO
  • The cheapest car insurance company in Fords is GEICO

If you need to buy Fords, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Fords, NJ is right here.

You’ll find Fords car insurance rates, the cheapest Fords, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Fords, New Jersey car insurance rates to Union City car insurance rates, Newark car insurance rates, and Bayonne car insurance rates.

Ready to find affordable Fords, NJ car insurance today? Enter your ZIP code for fast, free Fords car insurance quotes.

Cheapest Fords, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fords, NJ car insurance rates? Every Fords, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fords, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,462 $3,445 $3,362 $3,362 $10,893 $13,286 $4,074 $4,184
Farmers $5,153 $5,199 $5,021 $4,903 $15,043 $17,293 $6,118 $6,205
GEICO $2,338 $2,304 $2,292 $2,292 $4,291 $4,270 $2,700 $2,620
Liberty Mutual $5,241 $5,241 $5,759 $5,759 $13,691 $15,548 $5,759 $6,624
Progressive $2,106 $1,947 $1,902 $1,956 $9,621 $10,570 $2,494 $2,382
State Farm $4,207 $4,207 $3,812 $3,812 $13,792 $17,702 $4,797 $5,358
Travelers $3,193 $3,110 $2,961 $2,995 $7,322 $8,320 $3,119 $3,097

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Minimum Car Insurance in Fords, NJ

Every driver must carry the minimum car insurance in Fords, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Fords, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fords, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fords, NJ. Compare credit history car insurance rates in Fords from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fords, New Jersey

Insurance Company Poor Fair Good
Allstate $8,028 $5,173 $4,074
Farmers $9,700 $7,541 $7,110
GEICO $4,355 $2,501 $1,810
Liberty Mutual $10,093 $7,469 $6,296
Progressive $4,613 $4,030 $3,724
State Farm $10,431 $6,294 $4,908
Travelers $5,717 $4,198 $2,879

Cheapest Fords, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fords, NJ to rates for a clean record with top companies.

Annual Fords, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $7,188 $6,283 $5,251
Farmers $6,291 $10,678 $8,700 $6,798
GEICO $2,246 $2,954 $4,109 $2,246
Liberty Mutual $7,635 $8,745 $7,795 $7,635
Progressive $3,543 $4,763 $4,051 $4,131
State Farm $3,922 $7,135 $11,466 $6,322
Travelers $3,277 $4,862 $4,714 $4,206

Cheapest Fords, NJ Car Insurance for Teen Drivers

Teen car insurance in Fords, NJ can be expensive. Take a look at rates from the top car insurance companies in Fords for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fords, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,893 $13,286
Farmers $15,043 $17,293
GEICO $4,291 $4,270
Liberty Mutual $13,691 $15,548
Progressive $9,621 $10,570
State Farm $13,792 $17,702
Travelers $7,322 $8,320

Cheapest Fords, NJ Car Insurance for Seniors

Take a look at Fords, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fords, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,362 $3,362
Farmers $5,021 $4,903
GEICO $2,292 $2,292
Liberty Mutual $5,759 $5,759
Progressive $1,902 $1,956
State Farm $3,812 $3,812
Travelers $2,961 $2,995

Cheapest Fords, NJ Car Insurance Rates After a DUI

A DUI in Fords, NJ increases car insurance rates. Compare Fords, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fords, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,283
Farmers $8,700
GEICO $4,109
Liberty Mutual $7,795
Progressive $4,051
State Farm $11,466
Travelers $4,714

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Cheapest Fords, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fords, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fords, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,747 $5,769
Farmers $8,117 $8,117
GEICO $2,864 $2,913
Liberty Mutual $7,875 $8,031
Progressive $4,122 $4,122
State Farm $7,025 $7,397
Travelers $4,265 $4,265

Cheapest Fords, NJ Car Insurance Rates by ZIP Code

Fords car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fords, NJ.

Annual Car Insurance Rates by ZIP Code in Fords, New Jersey

ZIP Code Average Annual Rates
8840 $5,201
8863 $5,711

The Best Cheap Car Insurance Companies in Fords, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Fords, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fords, New Jersey

Insurance Company Average Annual Rates
Allstate $5,758
Farmers $8,117
GEICO $2,889
Liberty Mutual $7,953
Progressive $4,122
State Farm $7,211
Travelers $4,265

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Category Winners: Cheapest Car Insurance in Fords, New Jersey

Find the cheapest car insurance companies in Fords, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Fords, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Fords, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fords car insurance rates. Find the cheapest Fords, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fords, New Jersey

Insurance Company Low Medium High
Allstate $5,308 $5,844 $6,123
Farmers $7,268 $8,064 $9,019
GEICO $2,553 $2,949 $3,164
Liberty Mutual $7,093 $8,198 $8,568
Progressive $3,709 $4,189 $4,469
State Farm $6,696 $7,306 $7,631
Travelers $3,888 $4,264 $4,642

What affects car insurance rates in Fords, New Jersey?

What factors can have an impact on Fords, NJ car insurance? There are several reasons why Fords car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fords, New Jersey.

Commute Time in Fords

The more time you spend in your car the higher the risk of an accident. The average commute length in Fords, NJ is 31.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Fords, NJ

Ready to find affordable Fords, New Jersey car insurance today? Enter your ZIP code for fast, free Fords, NJ car insurance quotes.

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