Compare Fordsville, KY Car Insurance Rates (2021)

Car insurance in Fordsville, KY averages $357 a month. Fordsville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fordsville car insurance rates, compare quotes from the top car insurance companies in Fordsville, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fordsville, KY after a DUI are $5,101/year
  • The cheapest car insurance company in Fordsville is USAA
  • Average car insurance rates in Fordsville, KY are $4,280/year

If you need to buy Fordsville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Fordsville, KY is right here.

You’ll find Fordsville car insurance rates, the cheapest Fordsville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Fordsville, Kentucky car insurance rates to Independence car insurance rates, Nicholasville car insurance rates, and Covington car insurance rates.

Ready to find affordable Fordsville, KY car insurance today? Enter your ZIP code for fast, free Fordsville car insurance quotes.

Cheapest Fordsville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fordsville, KY car insurance rates? Every Fordsville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fordsville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,101 $3,078 $2,787 $2,972 $11,161 $12,524 $3,466 $3,681
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,647 $2,865 $2,272 $2,531 $10,897 $12,018 $2,753 $2,838
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,222 $2,127 $1,977 $1,995 $10,454 $11,833 $2,759 $2,836
State Farm $2,202 $2,202 $1,970 $1,970 $6,664 $8,414 $2,457 $2,763
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,808 $1,817 $1,625 $1,660 $4,763 $5,030 $2,289 $2,513

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Minimum Car Insurance in Fordsville, KY

Every driver must carry the minimum car insurance in Fordsville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Fordsville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fordsville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fordsville, KY. Compare credit history car insurance rates in Fordsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fordsville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,076 $4,884 $4,080
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,928 $4,265 $3,365
Nationwide $4,672 $3,666 $3,197
Progressive $5,079 $4,403 $4,094
State Farm $5,178 $3,125 $2,438
Travelers $5,768 $4,880 $4,861
USAA $4,007 $2,237 $1,820

Cheapest Fordsville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fordsville, KY to rates for a clean record with top companies.

Annual Fordsville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,457 $5,781 $6,140 $5,007
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,044 $6,224 $4,840 $4,303
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,746 $5,518 $4,277 $4,560
State Farm $3,266 $3,894 $3,580 $3,580
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,027 $2,867 $3,420 $2,438

Cheapest Fordsville, KY Car Insurance for Teen Drivers

Teen car insurance in Fordsville, KY can be expensive. Take a look at rates from the top car insurance companies in Fordsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fordsville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,161 $12,524
GEICO $6,831 $8,150
Liberty Mutual $10,897 $12,018
Nationwide $6,037 $7,550
Progressive $10,454 $11,833
State Farm $6,664 $8,414
Travelers $10,566 $16,949
USAA $4,763 $5,030

Cheapest Fordsville, KY Car Insurance for Seniors

Take a look at Fordsville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fordsville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,787 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,272 $2,531
Nationwide $2,519 $2,640
Progressive $1,977 $1,995
State Farm $1,970 $1,970
Travelers $2,176 $2,182
USAA $1,625 $1,660

Cheapest Fordsville, KY Car Insurance Rates After a DUI

A DUI in Fordsville, KY increases car insurance rates. Compare Fordsville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fordsville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,140
GEICO $6,862
Liberty Mutual $4,840
Nationwide $4,997
Progressive $4,277
State Farm $3,580
Travelers $6,693
USAA $3,420

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Cheapest Fordsville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fordsville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fordsville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,346 $5,346
GEICO $4,191 $4,270
Liberty Mutual $4,853 $4,853
Nationwide $3,845 $3,845
Progressive $4,525 $4,525
State Farm $3,494 $3,666
Travelers $5,169 $5,169
USAA $2,588 $2,788

The Best Cheap Car Insurance Companies in Fordsville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Fordsville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fordsville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,346
GEICO $4,231
Liberty Mutual $4,853
Nationwide $3,845
Progressive $4,525
State Farm $3,580
Travelers $5,169
USAA $2,688

Category Winners: Cheapest Car Insurance in Fordsville, Kentucky

Find the cheapest car insurance companies in Fordsville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Fordsville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fordsville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fordsville car insurance rates. Find the cheapest Fordsville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fordsville, Kentucky

Insurance Company Low Medium High
Allstate $5,023 $5,328 $5,688
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,612 $4,820 $5,127
Nationwide $3,908 $3,801 $3,826
Progressive $4,226 $4,478 $4,872
State Farm $3,386 $3,576 $3,779
Travelers $4,912 $5,194 $5,403
USAA $2,578 $2,682 $2,803

What affects car insurance rates in Fordsville, Kentucky?

What factors can have an impact on Fordsville, KY car insurance? There are several reasons why Fordsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fordsville, Kentucky.

Commute Time in Fordsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Fordsville, KY is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Fordsville, KY

Ready to find affordable Fordsville, Kentucky car insurance today? Enter your ZIP code for fast, free Fordsville, KY car insurance quotes.

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