Compare Forest Hills, KY Car Insurance Rates (2021)

Car insurance in Forest Hills, KY averages $581 a month. Forest Hills, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Forest Hills car insurance rates, compare quotes from the top car insurance companies in Forest Hills, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Forest Hills is USAA
  • The cheapest car insurance company in Forest Hills for teen drivers is USAA
  • Average car insurance rates in Forest Hills, KY after a DUI are $8,296/year

If you need to buy Forest Hills, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Forest Hills, KY is right here.

You’ll find Forest Hills car insurance rates, the cheapest Forest Hills, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Forest Hills, Kentucky car insurance rates to Owensboro car insurance rates, Hopkinsville car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Forest Hills, KY car insurance today? Enter your ZIP code for fast, free Forest Hills car insurance quotes.

Cheapest Forest Hills, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Forest Hills, KY car insurance rates? Every Forest Hills, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Forest Hills, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,261 $19,837 $21,973 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $5,159 $5,620 $4,402 $4,947 $21,205 $23,462 $5,362 $5,535
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,050 $2,870 $2,785 $2,777 $15,831 $17,953 $3,783 $3,789
State Farm $2,445 $2,445 $2,168 $2,168 $6,571 $8,346 $2,709 $2,986
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,359 $2,351 $2,136 $2,157 $6,595 $6,905 $2,984 $3,258

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Minimum Car Insurance in Forest Hills, KY

Every driver must carry the minimum car insurance in Forest Hills, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Forest Hills, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Forest Hills, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Forest Hills, KY. Compare credit history car insurance rates in Forest Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Forest Hills, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $13,634 $8,271 $6,479
Nationwide $9,520 $7,384 $6,351
Progressive $7,345 $6,447 $6,022
State Farm $5,345 $3,270 $2,574
Travelers $11,031 $9,310 $9,279
USAA $5,323 $3,004 $2,452

Cheapest Forest Hills, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Forest Hills, KY to rates for a clean record with top companies.

Annual Forest Hills, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,727
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,854 $12,186 $9,432 $8,374
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,439 $8,186 $6,188 $6,606
State Farm $3,451 $4,009 $3,730 $3,730
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,691 $3,820 $4,613 $3,249

Cheapest Forest Hills, KY Car Insurance for Teen Drivers

Teen car insurance in Forest Hills, KY can be expensive. Take a look at rates from the top car insurance companies in Forest Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Forest Hills, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,973
GEICO $8,902 $10,417
Liberty Mutual $21,205 $23,462
Nationwide $12,492 $15,331
Progressive $15,831 $17,953
State Farm $6,571 $8,346
Travelers $20,555 $33,336
USAA $6,595 $6,905

Cheapest Forest Hills, KY Car Insurance for Seniors

Take a look at Forest Hills, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Forest Hills, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,261
GEICO $4,595 $4,158
Liberty Mutual $4,402 $4,947
Nationwide $5,035 $5,213
Progressive $2,785 $2,777
State Farm $2,168 $2,168
Travelers $3,958 $3,963
USAA $2,136 $2,157

Cheapest Forest Hills, KY Car Insurance Rates After a DUI

A DUI in Forest Hills, KY increases car insurance rates. Compare Forest Hills, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Forest Hills, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $9,432
Nationwide $10,149
Progressive $6,188
State Farm $3,730
Travelers $12,875
USAA $4,613

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Cheapest Forest Hills, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Forest Hills, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Forest Hills, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $9,461 $9,461
Nationwide $7,752 $7,752
Progressive $6,605 $6,605
State Farm $3,640 $3,820
Travelers $9,873 $9,873
USAA $3,460 $3,727

The Best Cheap Car Insurance Companies in Forest Hills, KY

Take a look at a side-by-side comparison of the top car insurance companies in Forest Hills, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Forest Hills, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $9,461
Nationwide $7,752
Progressive $6,605
State Farm $3,730
Travelers $9,873
USAA $3,593

Category Winners: Cheapest Car Insurance in Forest Hills, Kentucky

Find the cheapest car insurance companies in Forest Hills, KY for each category right here.

Best Annual Car Insurance Rates by Company in Forest Hills, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Forest Hills, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Forest Hills car insurance rates. Find the cheapest Forest Hills, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Forest Hills, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,874 $9,383 $10,127
Nationwide $7,743 $7,625 $7,887
Progressive $5,798 $6,425 $7,591
State Farm $3,485 $3,717 $3,987
Travelers $9,335 $9,905 $10,380
USAA $3,410 $3,584 $3,786

What affects car insurance rates in Forest Hills, Kentucky?

What factors can have an impact on Forest Hills, KY car insurance? There are several reasons why Forest Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Forest Hills, Kentucky.

Commute Time in Forest Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Forest Hills, KY is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Forest Hills, KY

Ready to find affordable Forest Hills, Kentucky car insurance today? Enter your ZIP code for fast, free Forest Hills, KY car insurance quotes.

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