Compare Forest Hills, MI Car Insurance Rates (2021)

Car insurance in Forest Hills, MI averages $734 a month. Forest Hills, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Forest Hills car insurance rates, compare quotes from the top car insurance companies in Forest Hills, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Forest Hills is USAA
  • The cheapest car insurance company in Forest Hills for teen drivers is USAA
  • The cheapest ZIP code in Forest Hills is 49546

If you need to buy Forest Hills, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Forest Hills, MI is right here.

You’ll find Forest Hills car insurance rates, the cheapest Forest Hills, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Forest Hills, Michigan car insurance rates to Livonia car insurance rates, Flint car insurance rates, and Sterling Heights car insurance rates.

Ready to find affordable Forest Hills, MI car insurance today? Enter your ZIP code for fast, free Forest Hills car insurance quotes.

Cheapest Forest Hills, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Forest Hills, MI car insurance rates? Every Forest Hills, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Forest Hills, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,209 $15,209 $13,978 $13,978 $40,348 $40,348 $16,073 $16,073
Farmers $3,673 $3,673 $3,424 $3,424 $8,496 $8,496 $4,135 $4,135
GEICO $3,409 $3,409 $3,515 $3,515 $10,157 $10,157 $3,271 $3,271
Liberty Mutual $13,109 $13,109 $12,980 $12,980 $30,670 $30,670 $13,109 $13,109
Nationwide $3,743 $3,743 $3,330 $3,330 $10,033 $10,033 $4,111 $4,111
Progressive $2,581 $2,428 $2,296 $2,512 $9,922 $10,765 $3,014 $2,871
State Farm $6,122 $6,122 $5,666 $5,666 $21,447 $21,447 $7,196 $7,196
Travelers $4,850 $4,850 $4,165 $4,165 $14,603 $14,603 $5,267 $5,267
USAA $2,358 $2,223 $2,222 $2,090 $5,739 $5,427 $2,855 $2,723

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Minimum Car Insurance in Forest Hills, MI

Every driver must carry the minimum car insurance in Forest Hills, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Forest Hills, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Forest Hills, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Forest Hills, MI. Compare credit history car insurance rates in Forest Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Forest Hills, Michigan

Insurance Company Poor Fair Good
Allstate $32,157 $17,949 $14,101
Farmers $6,433 $4,343 $4,021
GEICO $6,535 $4,811 $3,918
Liberty Mutual $27,617 $15,961 $8,824
Nationwide $6,603 $5,022 $4,287
Progressive $5,191 $4,424 $4,031
State Farm $16,375 $8,301 $5,647
Travelers $7,398 $7,178 $7,088
USAA $4,774 $2,745 $2,095

Cheapest Forest Hills, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Forest Hills, MI to rates for a clean record with top companies.

Annual Forest Hills, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,417 $13,808 $46,762 $14,622
Farmers $4,143 $5,287 $5,212 $5,088
GEICO $1,746 $3,791 $11,529 $3,286
Liberty Mutual $12,075 $14,698 $27,531 $15,565
Nationwide $4,556 $6,045 $5,500 $5,115
Progressive $3,894 $5,055 $4,534 $4,711
State Farm $6,413 $7,698 $16,693 $9,626
Travelers $4,876 $6,972 $11,276 $5,761
USAA $2,584 $3,222 $4,200 $2,813

Cheapest Forest Hills, MI Car Insurance for Teen Drivers

Teen car insurance in Forest Hills, MI can be expensive. Take a look at rates from the top car insurance companies in Forest Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Forest Hills, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $40,348 $40,348
Farmers $8,496 $8,496
GEICO $10,157 $10,157
Liberty Mutual $30,670 $30,670
Nationwide $10,033 $10,033
Progressive $9,922 $10,765
State Farm $21,447 $21,447
Travelers $14,603 $14,603
USAA $5,739 $5,427

Cheapest Forest Hills, MI Car Insurance for Seniors

Take a look at Forest Hills, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Forest Hills, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,978 $13,978
Farmers $3,424 $3,424
GEICO $3,515 $3,515
Liberty Mutual $12,980 $12,980
Nationwide $3,330 $3,330
Progressive $2,296 $2,512
State Farm $5,666 $5,666
Travelers $4,165 $4,165
USAA $2,222 $2,090

Cheapest Forest Hills, MI Car Insurance Rates After a DUI

A DUI in Forest Hills, MI increases car insurance rates. Compare Forest Hills, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Forest Hills, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $46,762
Farmers $5,212
GEICO $11,529
Liberty Mutual $27,531
Nationwide $5,500
Progressive $4,534
State Farm $16,693
Travelers $11,276
USAA $4,200

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Cheapest Forest Hills, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Forest Hills, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Forest Hills, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,402 $21,402
Farmers $4,932 $4,932
GEICO $4,977 $5,199
Liberty Mutual $16,870 $18,064
Nationwide $5,304 $5,304
Progressive $4,549 $4,549
State Farm $9,847 $10,368
Travelers $7,180 $7,263
USAA $3,168 $3,241

Cheapest Forest Hills, MI Car Insurance Rates by ZIP Code

Forest Hills car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Forest Hills, MI.

Annual Car Insurance Rates by ZIP Code in Forest Hills, Michigan

ZIP Code Average Annual Rates
49301 $6,293
49546 $6,225

The Best Cheap Car Insurance Companies in Forest Hills, MI

Take a look at a side-by-side comparison of the top car insurance companies in Forest Hills, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Forest Hills, Michigan

Insurance Company Average Annual Rates
Allstate $21,402
Farmers $4,932
GEICO $5,088
Liberty Mutual $17,467
Nationwide $5,304
Progressive $4,549
State Farm $10,108
Travelers $7,221
USAA $3,205

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Category Winners: Cheapest Car Insurance in Forest Hills, Michigan

Find the cheapest car insurance companies in Forest Hills, MI for each category right here.

Best Annual Car Insurance Rates by Company in Forest Hills, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Forest Hills, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Forest Hills car insurance rates. Find the cheapest Forest Hills, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Forest Hills, Michigan

Insurance Company Low Medium High
Allstate $20,867 $21,450 $21,890
Farmers $4,799 $4,920 $5,077
GEICO $4,770 $5,046 $5,448
Liberty Mutual $17,041 $17,425 $17,935
Nationwide $5,538 $5,217 $5,157
Progressive $4,425 $4,555 $4,666
State Farm $9,657 $10,163 $10,503
Travelers $7,150 $7,227 $7,287
USAA $3,113 $3,212 $3,289

What affects car insurance rates in Forest Hills, Michigan?

What factors can have an impact on Forest Hills, MI car insurance? There are several reasons why Forest Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Forest Hills, Michigan.

Commute Time in Forest Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Forest Hills, MI is 21.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Forest Hills, MI

Ready to find affordable Forest Hills, Michigan car insurance today? Enter your ZIP code for fast, free Forest Hills, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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