Compare Forest Ranch, CA Car Insurance Rates (2021)

Car insurance in Forest Ranch, CA averages $273 a month. Forest Ranch, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Forest Ranch car insurance rates, compare quotes from the top car insurance companies in Forest Ranch, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Forest Ranch, CA are $3,281/year
  • The cheapest car insurance company in Forest Ranch for teen drivers is USAA
  • The cheapest car insurance company in Forest Ranch is USAA

If you need to buy Forest Ranch, California car insurance, the options can be confusing. Everything you need to know about car insurance in Forest Ranch, CA is right here.

You’ll find Forest Ranch car insurance rates, the cheapest Forest Ranch, CA car insurance companies, and information on California car insurance laws. You can also compare Forest Ranch, California car insurance rates to Bakersfield car insurance rates, San Jose car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Forest Ranch, CA car insurance today? Enter your ZIP code for fast, free Forest Ranch car insurance quotes.

Cheapest Forest Ranch, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Forest Ranch, CA car insurance rates? Every Forest Ranch, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Forest Ranch, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,244 $2,254 $1,637 $1,663 $6,116 $7,701 $2,895 $3,211
Farmers $2,299 $2,299 $2,068 $2,068 $7,380 $12,144 $2,728 $3,039
GEICO $1,763 $1,765 $1,660 $1,660 $5,314 $5,419 $2,526 $2,595
Liberty Mutual $2,341 $2,224 $2,164 $2,100 $5,113 $5,415 $2,650 $2,665
Nationwide $2,872 $2,748 $2,503 $2,366 $7,174 $7,935 $3,416 $3,386
Progressive $1,675 $1,723 $1,424 $1,688 $4,429 $5,340 $2,414 $2,595
State Farm $3,189 $3,189 $2,847 $2,847 $5,806 $7,187 $3,528 $3,640
Travelers $2,098 $2,038 $1,853 $1,833 $4,200 $4,812 $2,701 $2,654
USAA $1,708 $1,618 $1,672 $1,679 $3,848 $3,867 $2,361 $2,231

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Minimum Car Insurance in Forest Ranch, CA

Every driver must carry the minimum car insurance in Forest Ranch, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Forest Ranch, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Forest Ranch, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Forest Ranch, CA to rates for a clean record with top companies.

Annual Forest Ranch, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,092 $3,524 $5,503 $2,741
Farmers $3,144 $4,280 $5,335 $4,253
GEICO $1,989 $3,048 $3,848 $2,467
Liberty Mutual $2,676 $3,588 $3,236 $2,836
Nationwide $2,828 $3,623 $6,126 $3,623
Progressive $1,743 $2,957 $3,434 $2,509
State Farm $2,870 $3,426 $6,487 $3,334
Travelers $1,879 $3,003 $3,492 $2,720
USAA $1,580 $2,342 $3,840 $1,730

Cheapest Forest Ranch, CA Car Insurance for Teen Drivers

Teen car insurance in Forest Ranch, CA can be expensive. Take a look at rates from the top car insurance companies in Forest Ranch for teenagers.

Annual Car Insurance Rates for Teen Drivers in Forest Ranch, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,116 $7,701
Farmers $7,380 $12,144
GEICO $5,314 $5,419
Liberty Mutual $5,113 $5,415
Nationwide $7,174 $7,935
Progressive $4,429 $5,340
State Farm $5,806 $7,187
Travelers $4,200 $4,812
USAA $3,848 $3,867

Cheapest Forest Ranch, CA Car Insurance for Seniors

Take a look at Forest Ranch, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Forest Ranch, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,637 $1,663
Farmers $2,068 $2,068
GEICO $1,660 $1,660
Liberty Mutual $2,164 $2,100
Nationwide $2,503 $2,366
Progressive $1,424 $1,688
State Farm $2,847 $2,847
Travelers $1,853 $1,833
USAA $1,672 $1,679

Cheapest Forest Ranch, CA Car Insurance Rates After a DUI

A DUI in Forest Ranch, CA increases car insurance rates. Compare Forest Ranch, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Forest Ranch, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,503
Farmers $5,335
GEICO $3,848
Liberty Mutual $3,236
Nationwide $6,126
Progressive $3,434
State Farm $6,487
Travelers $3,492
USAA $3,840

Cheapest Forest Ranch, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Forest Ranch, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Forest Ranch, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,130 $3,801
Farmers $3,859 $4,647
GEICO $2,578 $3,097
Liberty Mutual $2,831 $3,337
Nationwide $3,582 $4,518
Progressive $2,416 $2,906
State Farm $3,884 $4,174
Travelers $2,502 $3,045
USAA $2,188 $2,559

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The Best Cheap Car Insurance Companies in Forest Ranch, CA

Take a look at a side-by-side comparison of the top car insurance companies in Forest Ranch, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Forest Ranch, California

Insurance Company Average Annual Rates
Allstate $3,465
Farmers $4,253
GEICO $2,838
Liberty Mutual $3,084
Nationwide $4,050
Progressive $2,661
State Farm $4,029
Travelers $2,774
USAA $2,373

Category Winners: Cheapest Car Insurance in Forest Ranch, California

Find the cheapest car insurance companies in Forest Ranch, CA for each category right here.

Best Annual Car Insurance Rates by Company in Forest Ranch, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Forest Ranch, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Forest Ranch car insurance rates. Find the cheapest Forest Ranch, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Forest Ranch, California

Insurance Company Low Medium High
Allstate $3,299 $3,492 $3,604
Farmers $3,981 $4,286 $4,492
GEICO $2,573 $2,867 $3,073
Liberty Mutual $2,895 $3,108 $3,248
Nationwide $3,657 $4,116 $4,376
Progressive $2,388 $2,738 $2,857
State Farm $3,703 $4,082 $4,303
Travelers $2,441 $2,840 $3,039
USAA $2,162 $2,417 $2,541

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What affects car insurance rates in Forest Ranch, California?

What factors can have an impact on Forest Ranch, CA car insurance? There are several reasons why Forest Ranch car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Forest Ranch, California.

Commute Time in Forest Ranch

The more time you spend in your car the higher the risk of an accident. The average commute length in Forest Ranch, CA is 37.0 minutes according to City-Data.

Compare Car Insurance Quotes in Forest Ranch, CA

Ready to find affordable Forest Ranch, California car insurance today? Enter your ZIP code for fast, free Forest Ranch, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State