Compare Fort Covington Hamlet, NY Car Insurance Rates (2021)

Car insurance in Fort Covington Hamlet, NY averages $254 a month. Fort Covington Hamlet, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Fort Covington Hamlet car insurance rates, compare quotes from the top car insurance companies in Fort Covington Hamlet, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Fort Covington Hamlet for teen drivers is GEICO
  • Average car insurance rates in Fort Covington Hamlet, NY are $3,047/year
  • The cheapest car insurance company in Fort Covington Hamlet is GEICO

If you need to buy Fort Covington Hamlet, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Covington Hamlet, NY is right here.

You’ll find Fort Covington Hamlet car insurance rates, the cheapest Fort Covington Hamlet, NY car insurance companies, and information on New York car insurance laws. You can also compare Fort Covington Hamlet, New York car insurance rates to New York car insurance rates, Schenectady car insurance rates, and Utica car insurance rates.

Ready to find affordable Fort Covington Hamlet, NY car insurance today? Enter your ZIP code for fast, free Fort Covington Hamlet car insurance quotes.

Cheapest Fort Covington Hamlet, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Covington Hamlet, NY car insurance rates? Every Fort Covington Hamlet, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Covington Hamlet, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,297 $1,251 $1,263 $1,245 $2,710 $3,956 $1,170 $1,204
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,059 $2,059 $1,946 $1,946 $3,598 $5,344 $2,059 $2,612
Progressive $1,420 $1,344 $1,156 $1,169 $4,702 $5,256 $1,833 $1,798
State Farm $2,079 $2,079 $1,806 $1,806 $6,006 $7,771 $2,278 $2,416
Travelers $2,399 $2,441 $2,174 $2,347 $5,420 $6,417 $2,552 $2,676
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fort Covington Hamlet, NY

Every driver must carry the minimum car insurance in Fort Covington Hamlet, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Covington Hamlet, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fort Covington Hamlet, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Covington Hamlet, NY. Compare credit history car insurance rates in Fort Covington Hamlet from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Covington Hamlet, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,207 $1,623 $1,456
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,703 $2,703 $2,703
Progressive $3,666 $1,922 $1,416
State Farm $4,631 $2,904 $2,305
Travelers $4,522 $2,877 $2,510
USAA $4,423 $2,195 $1,945

Cheapest Fort Covington Hamlet, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Covington Hamlet, NY to rates for a clean record with top companies.

Annual Fort Covington Hamlet, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,390 $1,515 $2,754 $1,390
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,073 $2,073 $4,546 $2,120
Progressive $2,274 $2,274 $2,505 $2,286
State Farm $3,130 $3,130 $3,430 $3,430
Travelers $2,851 $3,513 $3,564 $3,285
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Fort Covington Hamlet, NY Car Insurance for Teen Drivers

Teen car insurance in Fort Covington Hamlet, NY can be expensive. Take a look at rates from the top car insurance companies in Fort Covington Hamlet for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Covington Hamlet, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,956
Liberty Mutual $6,550 $10,619
Nationwide $3,598 $5,344
Progressive $4,702 $5,256
State Farm $6,006 $7,771
Travelers $5,420 $6,417
USAA $6,012 $7,189

Cheapest Fort Covington Hamlet, NY Car Insurance for Seniors

Take a look at Fort Covington Hamlet, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Covington Hamlet, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,263 $1,245
Liberty Mutual $3,142 $3,142
Nationwide $1,946 $1,946
Progressive $1,156 $1,169
State Farm $1,806 $1,806
Travelers $2,174 $2,347
USAA $1,346 $1,345

Cheapest Fort Covington Hamlet, NY Car Insurance Rates After a DUI

A DUI in Fort Covington Hamlet, NY increases car insurance rates. Compare Fort Covington Hamlet, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Covington Hamlet, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,754
Liberty Mutual $7,405
Nationwide $4,546
Progressive $2,505
State Farm $3,430
Travelers $3,564
USAA $3,744

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fort Covington Hamlet, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Covington Hamlet, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Covington Hamlet, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,710 $1,814
Liberty Mutual $4,514 $4,774
Nationwide $2,703 $2,703
Progressive $2,335 $2,335
State Farm $3,166 $3,395
Travelers $3,303 $3,303
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Fort Covington Hamlet, NY

Take a look at a side-by-side comparison of the top car insurance companies in Fort Covington Hamlet, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Covington Hamlet, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,762
Liberty Mutual $4,644
Nationwide $2,703
Progressive $2,335
State Farm $3,280
Travelers $3,303
USAA $2,854

Category Winners: Cheapest Car Insurance in Fort Covington Hamlet, New York

Find the cheapest car insurance companies in Fort Covington Hamlet, NY for each category right here.

Best Annual Car Insurance Rates by Company in Fort Covington Hamlet, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fort Covington Hamlet, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Covington Hamlet car insurance rates. Find the cheapest Fort Covington Hamlet, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Covington Hamlet, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,677 $1,757 $1,852
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,573 $2,685 $2,851
Progressive $2,228 $2,325 $2,451
State Farm $3,131 $3,297 $3,413
Travelers $3,155 $3,274 $3,481
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Fort Covington Hamlet, New York?

What factors can have an impact on Fort Covington Hamlet, NY car insurance? There are several reasons why Fort Covington Hamlet car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fort Covington Hamlet, New York.

Commute Time in Fort Covington Hamlet

The more time you spend in your car the higher the risk of an accident. The average commute length in Fort Covington Hamlet, NY is 15.5 minutes according to City-Data.

Compare Car Insurance Quotes in Fort Covington Hamlet, NY

Ready to find affordable Fort Covington Hamlet, New York car insurance today? Enter your ZIP code for fast, free Fort Covington Hamlet, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption