Compare Fort Drum, NY Car Insurance Rates (2021)

Car insurance in Fort Drum, NY averages $246 a month. Fort Drum, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Fort Drum car insurance rates, compare quotes from the top car insurance companies in Fort Drum, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fort Drum, NY after a DUI are $3,892/year
  • The cheapest car insurance company in Fort Drum is GEICO
  • The cheapest car insurance company in Fort Drum for teen drivers is GEICO

If you need to buy Fort Drum, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Drum, NY is right here.

You’ll find Fort Drum car insurance rates, the cheapest Fort Drum, NY car insurance companies, and information on New York car insurance laws. You can also compare Fort Drum, New York car insurance rates to Buffalo car insurance rates, New York car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Fort Drum, NY car insurance today? Enter your ZIP code for fast, free Fort Drum car insurance quotes.

Cheapest Fort Drum, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Drum, NY car insurance rates? Every Fort Drum, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Drum, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,407 $1,356 $1,370 $1,350 $2,965 $4,347 $1,268 $1,306
Liberty Mutual $3,214 $3,214 $2,995 $2,995 $6,229 $10,094 $3,214 $3,413
Nationwide $1,948 $1,948 $1,842 $1,842 $3,400 $5,040 $1,948 $2,467
Progressive $1,653 $1,552 $1,329 $1,351 $5,746 $6,426 $2,156 $2,121
State Farm $1,878 $1,878 $1,634 $1,634 $5,501 $7,122 $2,060 $2,192
Travelers $2,353 $2,374 $2,148 $2,304 $5,442 $6,442 $2,501 $2,609
USAA $1,142 $1,120 $1,040 $1,037 $4,548 $5,410 $1,444 $1,585

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Minimum Car Insurance in Fort Drum, NY

Every driver must carry the minimum car insurance in Fort Drum, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Drum, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fort Drum, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Drum, NY. Compare credit history car insurance rates in Fort Drum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Drum, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,407 $1,769 $1,587
Liberty Mutual $6,171 $4,049 $3,042
Nationwide $2,555 $2,555 $2,555
Progressive $4,380 $2,301 $1,694
State Farm $4,217 $2,645 $2,100
Travelers $4,474 $2,852 $2,489
USAA $3,314 $1,686 $1,497

Cheapest Fort Drum, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Drum, NY to rates for a clean record with top companies.

Annual Fort Drum, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,509 $1,644 $3,023 $1,509
Liberty Mutual $3,548 $3,548 $7,041 $3,548
Nationwide $1,964 $1,964 $4,282 $2,008
Progressive $2,716 $2,716 $3,005 $2,731
State Farm $2,849 $2,849 $3,126 $3,126
Travelers $2,801 $3,490 $3,541 $3,254
USAA $1,923 $1,954 $2,831 $1,954

Cheapest Fort Drum, NY Car Insurance for Teen Drivers

Teen car insurance in Fort Drum, NY can be expensive. Take a look at rates from the top car insurance companies in Fort Drum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Drum, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,965 $4,347
Liberty Mutual $6,229 $10,094
Nationwide $3,400 $5,040
Progressive $5,746 $6,426
State Farm $5,501 $7,122
Travelers $5,442 $6,442
USAA $4,548 $5,410

Cheapest Fort Drum, NY Car Insurance for Seniors

Take a look at Fort Drum, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Drum, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,370 $1,350
Liberty Mutual $2,995 $2,995
Nationwide $1,842 $1,842
Progressive $1,329 $1,351
State Farm $1,634 $1,634
Travelers $2,148 $2,304
USAA $1,040 $1,037

Cheapest Fort Drum, NY Car Insurance Rates After a DUI

A DUI in Fort Drum, NY increases car insurance rates. Compare Fort Drum, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Drum, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $3,023
Liberty Mutual $7,041
Nationwide $4,282
Progressive $3,005
State Farm $3,126
Travelers $3,541
USAA $2,831

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Cheapest Fort Drum, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Drum, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Drum, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,864 $1,978
Liberty Mutual $4,298 $4,544
Nationwide $2,555 $2,555
Progressive $2,792 $2,792
State Farm $2,885 $3,090
Travelers $3,272 $3,272
USAA $2,144 $2,187

Cheapest Fort Drum, NY Car Insurance Rates by ZIP Code

Fort Drum car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fort Drum, NY.

Annual Car Insurance Rates by ZIP Code in Fort Drum, New York

ZIP Code Average Annual Rates
13602 $3,063
13603 $2,928

The Best Cheap Car Insurance Companies in Fort Drum, NY

Take a look at a side-by-side comparison of the top car insurance companies in Fort Drum, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Drum, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,921
Liberty Mutual $4,421
Nationwide $2,555
Progressive $2,792
State Farm $2,987
Travelers $3,272
USAA $2,166

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Category Winners: Cheapest Car Insurance in Fort Drum, New York

Find the cheapest car insurance companies in Fort Drum, NY for each category right here.

Best Annual Car Insurance Rates by Company in Fort Drum, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

Cheapest Fort Drum, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Drum car insurance rates. Find the cheapest Fort Drum, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Drum, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,819 $1,914 $2,030
Liberty Mutual $4,235 $4,406 $4,622
Nationwide $2,410 $2,534 $2,720
Progressive $2,653 $2,778 $2,944
State Farm $2,836 $3,004 $3,122
Travelers $3,133 $3,247 $3,435
USAA $2,107 $2,156 $2,234

What affects car insurance rates in Fort Drum, New York?

What factors can have an impact on Fort Drum, NY car insurance? There are several reasons why Fort Drum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fort Drum, New York.

Commute Time in Fort Drum

The more time you spend in your car the higher the risk of an accident. The average commute length in Fort Drum, NY is 9.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Fort Drum, NY

Ready to find affordable Fort Drum, New York car insurance today? Enter your ZIP code for fast, free Fort Drum, NY car insurance quotes.

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